Best Cheap Auto Insurance in Nezperce, ID (2021)

The average Nezperce, ID auto insurance rates are $248 per month. The minimum auto insurance in Nezperce is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Nezperce, Idaho, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Nezperce for teen drivers is Allstate
  • The minimum auto insurance required in Nezperce, Idaho is 25/50/15
  • The cheapest auto insurance company in Nezperce is State Farm

Nezperce, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Nezperce can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Nezperce, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Nezperce to other Idaho cities, including Caldwell auto insurance rates, Lewiston auto insurance rates, and Nampa auto insurance rates to see how Nezperce, Idaho auto insurance rates stack up.

Before you buy Nezperce, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Nezperce, Idaho auto insurance quotes.

Minimum Auto Insurance in Nezperce, Idaho

Nezperce, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Nezperce, Idaho.

Minimum Required Auto Insurance Coverage in Nezperce, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Nezperce, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Nezperce, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nezperce, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,595 $2,269 $2,350 $9,701 $11,247 $2,923 $3,105
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,551 $1,674 $1,257 $1,401 $4,951 $5,501 $1,650 $1,750
Nationwide $1,889 $1,933 $1,704 $1,807 $4,697 $5,796 $2,218 $2,389
State Farm $1,216 $1,216 $1,093 $1,093 $3,607 $4,545 $1,372 $1,586
Travelers $1,342 $1,364 $1,345 $1,339 $6,528 $10,313 $1,423 $1,639
USAA $1,173 $1,178 $1,137 $1,126 $3,833 $4,295 $1,557 $1,687

Cheap Nezperce, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Nezperce, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Nezperce, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Nezperce, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,701 $11,247
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,951 $5,501
Nationwide $4,697 $5,796
State Farm $3,607 $4,545
Travelers $6,528 $10,313
USAA $3,833 $4,295

Cheap Nezperce, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Nezperce, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Nezperce, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,269 $2,350
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,257 $1,401
Nationwide $1,704 $1,807
State Farm $1,093 $1,093
Travelers $1,345 $1,339
USAA $1,137 $1,126

Cheap Nezperce, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Nezperce, Idaho compared to the annual auto insurance rates with a clean record in Nezperce, Idaho.

Annual Nezperce, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,781 $4,758 $5,358 $4,506
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $2,048 $2,564 $2,650 $2,606
Nationwide $2,144 $2,781 $3,884 $2,408
State Farm $1,795 $2,137 $1,966 $1,966
Travelers $1,957 $2,776 $4,809 $3,104
USAA $1,433 $2,042 $2,781 $1,737

Cheap Nezperce, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Nezperce, Idaho is not easy. Compare the annual rates for DUI auto insurance in Nezperce, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Nezperce, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,358
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,650
Nationwide $3,884
State Farm $1,966
Travelers $4,809
USAA $2,781

Cheap Nezperce, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Nezperce, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Nezperce, Idaho

Insurance Company Poor Fair Good
Allstate $6,077 $4,127 $3,598
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,528 $2,162 $1,711
Nationwide $3,348 $2,701 $2,363
State Farm $2,763 $1,746 $1,390
Travelers $3,623 $3,044 $2,817
USAA $2,941 $1,695 $1,359

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Cheap Nezperce, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Nezperce, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Nezperce, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Nezperce, Idaho

ZIP Code Average Annual Rates
83543 $2,975

Cheap Nezperce, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Nezperce, Idaho auto insurance. Find the cheapest annual Nezperce, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Nezperce, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,600 $4,600
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,467 $2,467
Nationwide $2,804 $2,804
State Farm $1,919 $2,013
Travelers $3,162 $3,162
USAA $1,974 $2,022

Cheap Nezperce, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Nezperce, Idaho? Check out the comparison of annual Nezperce, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nezperce, Idaho

Insurance Company Low Medium High
Allstate $4,461 $4,593 $4,747
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,345 $2,463 $2,593
Nationwide $2,770 $2,945 $2,697
State Farm $1,862 $1,970 $2,066
Travelers $3,110 $3,208 $3,167
USAA $1,949 $1,995 $2,050

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Best By Category: Cheapest Auto Insurance in Nezperce, Idaho

Compare the cheapest auto insurance companies in Nezperce, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Nezperce, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Nezperce, Idaho Auto Insurance Companies

What auto insurance companies in Nezperce, Idaho are the cheapest? Compare the top Nezperce, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Nezperce, Idaho

Insurance Company Average Annual Rates
Allstate $4,600
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,467
Nationwide $2,804
State Farm $1,966
Travelers $3,162
USAA $1,998

What affects auto insurance rates in Nezperce, Idaho?

There are a lot of reasons why auto insurance rates in Nezperce, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Nezperce, Idaho. Many local factors may affect your Nezperce auto insurance rates.

Nezperce Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Nezperce, Idaho commute length is 15.3 minutes according to City-Data.

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Compare Nezperce, Idaho Auto Insurance Quotes

Before you buy Nezperce, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Nezperce, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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