Best Cheap Auto Insurance in Newton, IL (2021)

The average Newton, IL auto insurance rates are $247 per month. The minimum auto insurance in Newton is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Newton, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Newton for teen drivers is Farmers
  • The average commute length in Newton is 23.0 minutes
  • The cheapest auto insurance company in Newton is State Farm

Newton, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Newton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Newton, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Newton to other Illinois cities, including Naperville auto insurance rates, Champaign auto insurance rates, and Joliet auto insurance rates to see how Newton, Illinois auto insurance rates stack up.

Before you buy Newton, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Newton, Illinois auto insurance quotes.

Minimum Auto Insurance in Newton, Illinois

Newton, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Newton, Illinois.

Minimum Required Auto Insurance Coverage in Newton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Newton, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Newton, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,284 $2,291 $2,036 $2,140 $9,182 $9,573 $2,601 $2,740
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,366 $1,477 $1,137 $1,273 $4,276 $4,762 $1,428 $1,512
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,888 $1,801 $1,555 $1,629 $6,361 $7,141 $2,246 $2,406
State Farm $1,361 $1,361 $1,194 $1,194 $3,590 $4,576 $1,531 $1,746
Travelers $1,488 $1,571 $1,339 $1,428 $4,101 $5,082 $1,582 $1,667
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Cheap Newton, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Newton, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Newton, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Newton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,182 $9,573
GEICO $4,375 $4,641
Liberty Mutual $4,276 $4,762
Nationwide $4,666 $5,999
Progressive $6,361 $7,141
State Farm $3,590 $4,576
Travelers $4,101 $5,082
USAA $5,278 $5,822

Cheap Newton, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Newton, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Newton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,036 $2,140
GEICO $1,364 $1,612
Liberty Mutual $1,137 $1,273
Nationwide $1,535 $1,629
Progressive $1,555 $1,629
State Farm $1,194 $1,194
Travelers $1,339 $1,428
USAA $1,524 $1,504

Cheap Newton, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Newton, Illinois compared to the annual auto insurance rates with a clean record in Newton, Illinois.

Annual Newton, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,477 $4,455 $4,345 $4,147
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,802 $2,535 $2,239 $2,039
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,591 $3,786 $2,865 $3,272
State Farm $1,912 $2,226 $2,069 $2,069
Travelers $1,824 $2,378 $2,643 $2,284
USAA $1,958 $2,813 $3,852 $2,361

Cheap Newton, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Newton, Illinois is not easy. Compare the annual rates for DUI auto insurance in Newton, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Newton, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,345
GEICO $3,141
Liberty Mutual $2,239
Nationwide $3,294
Progressive $2,865
State Farm $2,069
Travelers $2,643
USAA $3,852

Cheap Newton, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Newton, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Newton, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,687 $3,909 $3,722
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,051 $1,896 $1,514
Nationwide $3,206 $2,585 $2,266
Progressive $3,592 $3,018 $2,775
State Farm $3,008 $1,801 $1,397
Travelers $2,795 $2,231 $1,821
USAA $3,658 $2,511 $2,069

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Cheap Newton, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Newton, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Newton, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Newton, Illinois

ZIP Code Average Annual Rates
62448 $2,909

Cheap Newton, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Newton, Illinois auto insurance. Find the cheapest annual Newton, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Newton, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,106 $4,106
GEICO $2,263 $2,351
Liberty Mutual $2,154 $2,154
Nationwide $2,686 $2,686
Progressive $3,128 $3,128
State Farm $2,018 $2,120
Travelers $2,193 $2,371
USAA $2,669 $2,823

Cheap Newton, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Newton, Illinois? Check out the comparison of annual Newton, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newton, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,931 $4,022 $4,365
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,030 $2,149 $2,283
Nationwide $2,684 $2,705 $2,669
Progressive $2,877 $3,107 $3,402
State Farm $1,980 $2,071 $2,156
Travelers $2,156 $2,280 $2,411
USAA $2,562 $2,743 $2,933

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Best By Category: Cheapest Auto Insurance in Newton, Illinois

Compare the cheapest auto insurance companies in Newton, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Newton, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Newton, Illinois Auto Insurance Companies

What auto insurance companies in Newton, Illinois are the cheapest? Compare the top Newton, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Newton, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,106
GEICO $2,307
Liberty Mutual $2,154
Nationwide $2,686
Progressive $3,128
State Farm $2,069
Travelers $2,282
USAA $2,746

What affects auto insurance rates in Newton, Illinois?

There are a lot of reasons why auto insurance rates in Newton, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Newton, Illinois. Many local factors may affect your Newton auto insurance rates.

Newton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Newton, Illinois commute length is 23.0 minutes according to City-Data.

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Compare Newton, Illinois Auto Insurance Quotes

Before you buy Newton, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Newton, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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