Best Cheap Auto Insurance in Newport, KY (2021)

The average Newport, KY auto insurance rates are $327 per month. The minimum auto insurance in Newport is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Newport, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Newport for teen drivers is Allstate
  • The average commute length in Newport is 22.2 minutes
  • Average auto insurance rates in Newport, KY for senior drivers are $2,146 per year

Newport, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Newport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Newport, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Newport to other Kentucky cities, including Owensboro auto insurance rates, Florence auto insurance rates, and Elizabeth auto insurance rates to see how Newport, Kentucky auto insurance rates stack up.

Before you buy Newport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Newport, Kentucky auto insurance quotes.

Minimum Auto Insurance in Newport, Kentucky

Newport, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Newport, Kentucky.

Minimum Required Auto Insurance Coverage in Newport, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Newport, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Newport, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newport, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,240 $3,214 $2,916 $3,114 $11,910 $13,392 $3,612 $3,827
GEICO $3,001 $2,776 $3,142 $2,846 $6,258 $7,405 $2,448 $2,107
Liberty Mutual $2,573 $2,782 $2,153 $2,408 $11,369 $12,617 $2,711 $2,851
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,903 $1,802 $1,719 $1,721 $9,504 $10,735 $2,355 $2,401
State Farm $1,595 $1,595 $1,428 $1,428 $4,676 $5,894 $1,782 $1,972
Travelers $1,999 $2,034 $1,967 $1,968 $9,437 $15,021 $2,093 $2,413
USAA $1,715 $1,706 $1,557 $1,567 $4,710 $4,940 $2,153 $2,340

Cheap Newport, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Newport, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Newport, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Newport, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,910 $13,392
GEICO $6,258 $7,405
Liberty Mutual $11,369 $12,617
Nationwide $5,248 $6,510
Progressive $9,504 $10,735
State Farm $4,676 $5,894
Travelers $9,437 $15,021
USAA $4,710 $4,940

Cheap Newport, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Newport, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Newport, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,916 $3,114
GEICO $3,142 $2,846
Liberty Mutual $2,153 $2,408
Nationwide $2,153 $2,240
Progressive $1,719 $1,721
State Farm $1,428 $1,428
Travelers $1,967 $1,968
USAA $1,557 $1,567

Cheap Newport, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Newport, Kentucky compared to the annual auto insurance rates with a clean record in Newport, Kentucky.

Annual Newport, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,702 $6,115 $6,504 $5,291
GEICO $2,237 $3,974 $6,040 $2,740
Liberty Mutual $4,114 $6,330 $4,922 $4,366
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,324 $4,929 $3,787 $4,030
State Farm $2,327 $2,766 $2,546 $2,546
Travelers $4,025 $4,141 $5,981 $4,319
USAA $1,947 $2,749 $3,300 $2,348

Cheap Newport, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Newport, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Newport, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Newport, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,504
GEICO $6,040
Liberty Mutual $4,922
Nationwide $4,227
Progressive $3,787
State Farm $2,546
Travelers $5,981
USAA $3,300

Cheap Newport, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Newport, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Newport, Kentucky

Insurance Company Poor Fair Good
Allstate $7,476 $5,169 $4,315
GEICO $6,162 $3,077 $2,004
Liberty Mutual $7,030 $4,342 $3,427
Nationwide $3,971 $3,159 $2,757
Progressive $4,462 $3,922 $3,669
State Farm $3,683 $2,222 $1,733
Travelers $5,147 $4,360 $4,342
USAA $3,824 $2,165 $1,770

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Cheap Newport, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Newport, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Newport, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Newport, Kentucky

ZIP Code Average Annual Rates
41071 $3,387
41099 $3,669

Cheap Newport, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Newport, Kentucky auto insurance. Find the cheapest annual Newport, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Newport, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,653 $5,653
GEICO $3,713 $3,783
Liberty Mutual $4,933 $4,933
Nationwide $3,295 $3,295
Progressive $4,018 $4,018
State Farm $2,481 $2,612
Travelers $4,616 $4,616
USAA $2,492 $2,680

Cheap Newport, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Newport, Kentucky? Check out the comparison of annual Newport, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newport, Kentucky

Insurance Company Low Medium High
Allstate $5,284 $5,632 $6,043
GEICO $3,508 $3,734 $4,002
Liberty Mutual $4,736 $4,909 $5,154
Nationwide $3,289 $3,267 $3,330
Progressive $3,696 $3,977 $4,380
State Farm $2,387 $2,545 $2,706
Travelers $4,403 $4,643 $4,804
USAA $2,461 $2,580 $2,717

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Best By Category: Cheapest Auto Insurance in Newport, Kentucky

Compare the cheapest auto insurance companies in Newport, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Newport, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Newport, Kentucky Auto Insurance Companies

What auto insurance companies in Newport, Kentucky are the cheapest? Compare the top Newport, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Newport, Kentucky

Insurance Company Average Annual Rates
Allstate $5,653
GEICO $3,748
Liberty Mutual $4,933
Nationwide $3,295
Progressive $4,018
State Farm $2,546
Travelers $4,616
USAA $2,586

What affects auto insurance rates in Newport, Kentucky?

There are a lot of reasons why auto insurance rates in Newport, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Newport, Kentucky. Many local factors may affect your Newport auto insurance rates.

Newport Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Newport, Kentucky commute length is 22.2 minutes according to City-Data.

Newport Traffic

How does Newport, Kentucky rank for traffic? According to Inrix Newport, Kentucky is the 343rd most congested worldwide.

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Compare Newport, Kentucky Auto Insurance Quotes

Before you buy Newport, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Newport, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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