Best Cheap Auto Insurance in Newcastle, TX (2021)

The average Newcastle, TX auto insurance rates are $303 per month. The minimum auto insurance in Newcastle is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Newcastle, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Newcastle, TX for senior drivers are $2,211 per year
  • The cheapest auto insurance company in Newcastle is USAA
  • The average commute length in Newcastle is 15.2 minutes

Newcastle, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Newcastle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Newcastle, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Newcastle to other Texas cities, including San Antonio auto insurance rates, El Paso auto insurance rates, and Dallas auto insurance rates to see how Newcastle, Texas auto insurance rates stack up.

Before you buy Newcastle, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Newcastle, Texas auto insurance quotes.

Minimum Auto Insurance in Newcastle, Texas

Newcastle, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Newcastle, Texas.

Minimum Required Auto Insurance Coverage in Newcastle, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Newcastle, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Newcastle, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newcastle, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,243 $3,281 $3,201 $3,201 $8,560 $10,371 $4,031 $4,222
American Family $2,918 $3,194 $2,534 $2,858 $6,429 $8,496 $3,948 $4,479
GEICO $2,249 $2,414 $2,149 $2,411 $4,817 $5,042 $2,431 $2,444
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,484 $2,330 $2,211 $2,259 $10,399 $11,519 $2,905 $2,899
State Farm $1,757 $1,757 $1,555 $1,555 $4,046 $5,127 $1,899 $1,962
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Cheap Newcastle, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Newcastle, Texas is a challenge. Take a look at the annual teen auto insurance rates in Newcastle, Texas.

Annual Auto Insurance Rates for Teen Drivers in Newcastle, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,560 $10,371
American Family $6,429 $8,496
GEICO $4,817 $5,042
Nationwide $6,721 $8,657
Progressive $10,399 $11,519
State Farm $4,046 $5,127
USAA $3,911 $4,274

Cheap Newcastle, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Newcastle, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Newcastle, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,201 $3,201
American Family $2,534 $2,858
GEICO $2,149 $2,411
Nationwide $2,101 $2,230
Progressive $2,211 $2,259
State Farm $1,555 $1,555
USAA $1,350 $1,345

Cheap Newcastle, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Newcastle, Texas compared to the annual auto insurance rates with a clean record in Newcastle, Texas.

Annual Newcastle, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,916 $5,973 $6,251 $3,916
American Family $4,001 $5,015 $4,411 $4,001
GEICO $2,545 $3,336 $2,819 $3,277
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $4,033 $5,227 $4,706 $4,537
State Farm $2,201 $2,501 $2,926 $2,201
USAA $1,651 $2,423 $2,856 $1,894

Cheap Newcastle, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Newcastle, Texas is not easy. Compare the annual rates for DUI auto insurance in Newcastle, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Newcastle, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,251
American Family $4,411
GEICO $2,819
Nationwide $4,888
Progressive $4,706
State Farm $2,926
USAA $2,856

Cheap Newcastle, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Newcastle, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Newcastle, Texas

Insurance Company Poor Fair Good
Allstate $6,362 $4,676 $4,003
American Family $6,166 $3,699 $3,207
GEICO $4,612 $2,619 $1,753
Nationwide $4,554 $3,650 $3,174
Progressive $5,203 $4,501 $4,173
State Farm $3,481 $2,166 $1,725
USAA $3,249 $1,868 $1,500

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Cheap Newcastle, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Newcastle, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Newcastle, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Newcastle, Texas

ZIP Code Average Annual Rates
76372 $5,361

Cheap Newcastle, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Newcastle, Texas auto insurance. Find the cheapest annual Newcastle, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Newcastle, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,898 $5,129
American Family $4,357 $4,357
GEICO $2,936 $3,053
Nationwide $3,793 $3,793
Progressive $4,626 $4,626
State Farm $2,457 $2,457
USAA $2,178 $2,234

Cheap Newcastle, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Newcastle, Texas? Check out the comparison of annual Newcastle, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newcastle, Texas

Insurance Company Low Medium High
Allstate $4,930 $4,983 $5,129
American Family $4,157 $4,254 $4,660
GEICO $2,851 $2,958 $3,175
Nationwide $4,105 $3,629 $3,645
Progressive $4,349 $4,595 $4,935
State Farm $2,342 $2,451 $2,579
USAA $2,138 $2,198 $2,281

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Best By Category: Cheapest Auto Insurance in Newcastle, Texas

Compare the cheapest auto insurance companies in Newcastle, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Newcastle, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Newcastle, Texas Auto Insurance Companies

What auto insurance companies in Newcastle, Texas are the cheapest? Compare the top Newcastle, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Newcastle, Texas

Insurance Company Average Annual Rates
Allstate $5,014
American Family $4,357
GEICO $2,994
Nationwide $3,793
Progressive $4,626
State Farm $2,457
USAA $2,206

What affects auto insurance rates in Newcastle, Texas?

There are a lot of reasons why auto insurance rates in Newcastle, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Newcastle, Texas. Many local factors may affect your Newcastle auto insurance rates.

Newcastle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Newcastle, Texas commute length is 15.2 minutes according to City-Data.

Newcastle Traffic

How does Newcastle, Texas rank for traffic? According to Inrix Newcastle, Texas is the 249th most congested worldwide.

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Compare Newcastle, Texas Auto Insurance Quotes

Before you buy Newcastle, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Newcastle, Texas auto insurance quotes.

Free Auto Insurance Comparison

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