Best Cheap Auto Insurance in Newcastle, CA (2021)

The average Newcastle, CA auto insurance rates are $279 per month. The minimum auto insurance in Newcastle is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Newcastle, California, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Newcastle is 31.4 minutes
  • Average auto insurance rates in Newcastle, CA for senior drivers are $2,010 per year
  • The cheapest auto insurance company in Newcastle is Progressive

Newcastle, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Newcastle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Newcastle, California, including driving record, credit, commute time, and more.

Compare auto insurance in Newcastle to other California cities, including Los Angeles auto insurance rates, Long Beach auto insurance rates, and Anaheim auto insurance rates to see how Newcastle, California auto insurance rates stack up.

Before you buy Newcastle, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Newcastle, California auto insurance quotes.

Minimum Auto Insurance in Newcastle, California

Newcastle, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Newcastle, California.

Minimum Required Auto Insurance Coverage in Newcastle, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Newcastle, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Newcastle, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newcastle, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,786 $2,782 $2,021 $2,036 $7,588 $9,510 $3,529 $3,853
Farmers $2,444 $2,444 $2,201 $2,201 $7,812 $12,825 $2,897 $3,227
GEICO $1,633 $1,633 $1,535 $1,535 $4,974 $5,050 $2,346 $2,393
Liberty Mutual $2,276 $2,150 $2,112 $2,045 $4,866 $5,210 $2,557 $2,592
Nationwide $2,749 $2,628 $2,405 $2,272 $6,896 $7,624 $3,272 $3,237
Progressive $1,481 $1,523 $1,268 $1,499 $3,936 $4,733 $2,133 $2,291
State Farm $3,122 $3,122 $2,788 $2,788 $5,739 $7,133 $3,453 $3,559
Travelers $2,281 $2,210 $2,017 $1,996 $4,673 $5,325 $2,952 $2,891
USAA $1,772 $1,679 $1,729 $1,736 $4,021 $4,039 $2,444 $2,311

Cheap Newcastle, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Newcastle, California is a challenge. Take a look at the annual teen auto insurance rates in Newcastle, California.

Annual Auto Insurance Rates for Teen Drivers in Newcastle, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,588 $9,510
Farmers $7,812 $12,825
GEICO $4,974 $5,050
Liberty Mutual $4,866 $5,210
Nationwide $6,896 $7,624
Progressive $3,936 $4,733
State Farm $5,739 $7,133
Travelers $4,673 $5,325
USAA $4,021 $4,039

Cheap Newcastle, California Auto Insurance for Seniors

What are senior auto insurance rates in Newcastle, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Newcastle, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,021 $2,036
Farmers $2,201 $2,201
GEICO $1,535 $1,535
Liberty Mutual $2,112 $2,045
Nationwide $2,405 $2,272
Progressive $1,268 $1,499
State Farm $2,788 $2,788
Travelers $2,017 $1,996
USAA $1,729 $1,736

Cheap Newcastle, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Newcastle, California compared to the annual auto insurance rates with a clean record in Newcastle, California.

Annual Newcastle, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,574 $4,305 $6,806 $3,367
Farmers $3,331 $4,536 $5,652 $4,506
GEICO $1,842 $2,852 $3,569 $2,285
Liberty Mutual $2,582 $3,460 $3,125 $2,737
Nationwide $2,714 $3,478 $5,872 $3,478
Progressive $1,546 $2,623 $3,039 $2,224
State Farm $2,827 $3,372 $6,372 $3,281
Travelers $2,040 $3,309 $3,835 $2,988
USAA $1,641 $2,438 $3,991 $1,796

Cheap Newcastle, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Newcastle, California is not easy. Compare the annual rates for DUI auto insurance in Newcastle, California to find the best deal.

Annual Auto Insurance Rates After a DUI in Newcastle, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,806
Farmers $5,652
GEICO $3,569
Liberty Mutual $3,125
Nationwide $5,872
Progressive $3,039
State Farm $6,372
Travelers $3,835
USAA $3,991

Cheap Newcastle, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Newcastle, California can vary. Compare the annual cost of auto insurance by ZIP code in Newcastle, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Newcastle, California

ZIP Code Average Annual Rates
95658 $4,573

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Cheap Newcastle, California Auto Insurance Rates By Commute

Commute length and annual mileage affect Newcastle, California auto insurance. Find the cheapest annual Newcastle, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Newcastle, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,833 $4,693
Farmers $4,089 $4,924
GEICO $2,395 $2,879
Liberty Mutual $2,730 $3,222
Nationwide $3,436 $4,334
Progressive $2,141 $2,575
State Farm $3,818 $4,109
Travelers $2,742 $3,344
USAA $2,273 $2,660

Cheap Newcastle, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Newcastle, California? Check out the comparison of annual Newcastle, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newcastle, California

Insurance Company Low Medium High
Allstate $3,977 $4,307 $4,505
Farmers $4,207 $4,541 $4,771
GEICO $2,367 $2,670 $2,875
Liberty Mutual $2,762 $3,001 $3,164
Nationwide $3,481 $3,951 $4,223
Progressive $2,103 $2,431 $2,540
State Farm $3,557 $4,033 $4,299
Travelers $2,646 $3,124 $3,359
USAA $2,234 $2,515 $2,651

Best By Category: Cheapest Auto Insurance in Newcastle, California

Compare the cheapest auto insurance companies in Newcastle, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Newcastle, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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The Cheapest Newcastle, California Auto Insurance Companies

What auto insurance companies in Newcastle, California are the cheapest? Compare the top Newcastle, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Newcastle, California

Insurance Company Average Annual Rates
Allstate $4,263
Farmers $4,506
GEICO $2,637
Liberty Mutual $2,976
Nationwide $3,885
Progressive $2,358
State Farm $3,963
Travelers $3,043
USAA $2,466

What affects auto insurance rates in Newcastle, California?

There are a lot of reasons why auto insurance rates in Newcastle, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Newcastle, California. Many local factors may affect your Newcastle auto insurance rates.

Newcastle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Newcastle, California commute length is 31.4 minutes according to City-Data.

Newcastle Traffic

How does Newcastle, California rank for traffic? According to Inrix Newcastle, California is the 249th most congested worldwide.

Compare Newcastle, California Auto Insurance Quotes

Before you buy Newcastle, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Newcastle, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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