Best Cheap Auto Insurance in Newburgh, IN (2021)

The average Newburgh, IN auto insurance rates are $284 per month. The minimum auto insurance in Newburgh is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Newburgh, Indiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Newburgh is USAA
  • Average auto insurance rates in Newburgh, IN for senior drivers are $1,762 per year
  • The most expensive auto insurance company in Newburgh for teen drivers is Liberty Mutual

Newburgh, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Newburgh can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Newburgh, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Newburgh to other Indiana cities, including Carmel auto insurance rates, Indianapolis auto insurance rates, and Fort Wayne auto insurance rates to see how Newburgh, Indiana auto insurance rates stack up.

Before you buy Newburgh, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Newburgh, Indiana auto insurance quotes.

Minimum Auto Insurance in Newburgh, Indiana

Newburgh, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Newburgh, Indiana.

Minimum Required Auto Insurance Coverage in Newburgh, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Newburgh, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Newburgh, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newburgh, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,440 $2,494 $2,150 $2,353 $7,659 $9,690 $2,465 $2,677
American Family $2,437 $2,437 $2,188 $2,188 $6,692 $9,705 $2,437 $3,000
Farmers $1,731 $1,711 $1,477 $1,665 $9,414 $10,078 $2,295 $2,472
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,690 $1,724 $1,483 $1,580 $5,005 $6,482 $1,992 $2,175
Progressive $1,673 $1,583 $1,516 $1,528 $9,819 $11,021 $2,095 $2,132
State Farm $1,515 $1,515 $1,352 $1,352 $4,608 $5,911 $1,678 $1,862
Travelers $1,303 $1,326 $1,221 $1,222 $8,168 $12,955 $1,379 $1,593
USAA $1,055 $1,035 $989 $989 $3,009 $3,344 $1,423 $1,512

Cheap Newburgh, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Newburgh, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Newburgh, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Newburgh, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,659 $9,690
American Family $6,692 $9,705
Farmers $9,414 $10,078
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $5,005 $6,482
Progressive $9,819 $11,021
State Farm $4,608 $5,911
Travelers $8,168 $12,955
USAA $3,009 $3,344

Cheap Newburgh, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Newburgh, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Newburgh, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,150 $2,353
American Family $2,188 $2,188
Farmers $1,477 $1,665
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,483 $1,580
Progressive $1,516 $1,528
State Farm $1,352 $1,352
Travelers $1,221 $1,222
USAA $989 $989

Cheap Newburgh, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Newburgh, Indiana compared to the annual auto insurance rates with a clean record in Newburgh, Indiana.

Annual Newburgh, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,175 $4,686 $4,320 $3,783
American Family $2,678 $4,264 $5,409 $3,191
Farmers $3,443 $4,030 $4,145 $3,802
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,381 $3,065 $2,940 $2,679
Progressive $2,938 $5,160 $3,504 $4,082
State Farm $2,416 $2,650 $2,416 $2,416
Travelers $3,098 $3,826 $4,335 $3,324
USAA $1,257 $1,798 $2,064 $1,560

Cheap Newburgh, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Newburgh, Indiana is not easy. Compare the annual rates for DUI auto insurance in Newburgh, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Newburgh, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,320
American Family $5,409
Farmers $4,145
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,940
Progressive $3,504
State Farm $2,416
Travelers $4,335
USAA $2,064

Cheap Newburgh, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Newburgh, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Newburgh, Indiana

Insurance Company Poor Fair Good
Allstate $4,941 $3,684 $3,348
American Family $5,317 $3,451 $2,889
Farmers $4,491 $3,672 $3,402
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,149 $2,658 $2,492
Progressive $4,321 $3,830 $3,612
State Farm $3,606 $2,150 $1,667
Travelers $4,058 $3,441 $3,439
USAA $2,241 $1,489 $1,279

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Cheap Newburgh, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Newburgh, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Newburgh, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Newburgh, Indiana

ZIP Code Average Annual Rates
47630 $3,330

Cheap Newburgh, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Newburgh, Indiana auto insurance. Find the cheapest annual Newburgh, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Newburgh, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,991 $3,991
American Family $3,838 $3,932
Farmers $3,855 $3,855
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,766 $2,766
Progressive $3,921 $3,921
State Farm $2,403 $2,545
Travelers $3,646 $3,646
USAA $1,648 $1,692

Cheap Newburgh, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Newburgh, Indiana? Check out the comparison of annual Newburgh, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newburgh, Indiana

Insurance Company Low Medium High
Allstate $3,784 $3,976 $4,213
American Family $3,849 $4,014 $3,794
Farmers $3,728 $3,849 $3,988
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,795 $2,747 $2,757
Progressive $3,697 $3,858 $4,208
State Farm $2,350 $2,474 $2,599
Travelers $3,568 $3,680 $3,689
USAA $1,604 $1,665 $1,739

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Best By Category: Cheapest Auto Insurance in Newburgh, Indiana

Compare the cheapest auto insurance companies in Newburgh, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Newburgh, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Newburgh, Indiana Auto Insurance Companies

What auto insurance companies in Newburgh, Indiana are the cheapest? Compare the top Newburgh, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Newburgh, Indiana

Insurance Company Average Annual Rates
Allstate $3,991
American Family $3,885
Farmers $3,855
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,766
Progressive $3,921
State Farm $2,474
Travelers $3,646
USAA $1,670

What affects auto insurance rates in Newburgh, Indiana?

There are a lot of reasons why auto insurance rates in Newburgh, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Newburgh, Indiana. Many local factors may affect your Newburgh auto insurance rates.

Newburgh Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Newburgh, Indiana commute length is 18.0 minutes according to City-Data.

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Compare Newburgh, Indiana Auto Insurance Quotes

Before you buy Newburgh, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Newburgh, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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