Best Cheap Auto Insurance in Newaygo, MI (2021)

The average Newaygo, MI auto insurance rates are $821 per month. The minimum auto insurance in Newaygo is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Newaygo, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Newaygo, MI for senior drivers are $6,517 per year
  • The minimum auto insurance required in Newaygo, Michigan is 20/40/10
  • The most expensive auto insurance company in Newaygo for teen drivers is Allstate

Newaygo, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Newaygo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Newaygo, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Newaygo to other Michigan cities, including Flint auto insurance rates, Troy auto insurance rates, and Livonia auto insurance rates to see how Newaygo, Michigan auto insurance rates stack up.

Before you buy Newaygo, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Newaygo, Michigan auto insurance quotes.

Minimum Auto Insurance in Newaygo, Michigan

Newaygo, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Newaygo, Michigan.

Minimum Required Auto Insurance Coverage in Newaygo, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Newaygo, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Newaygo, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Newaygo, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,758 $16,758 $15,566 $15,566 $41,506 $41,506 $17,653 $17,653
Farmers $4,273 $4,273 $3,986 $3,986 $9,354 $9,354 $4,799 $4,799
GEICO $3,833 $3,833 $3,911 $3,911 $11,028 $11,028 $3,672 $3,672
Liberty Mutual $15,334 $15,334 $15,181 $15,181 $36,223 $36,223 $15,334 $15,334
Nationwide $4,836 $4,836 $4,292 $4,292 $12,987 $12,987 $5,315 $5,315
Progressive $2,996 $2,818 $2,644 $2,917 $11,085 $11,947 $3,505 $3,316
State Farm $7,231 $7,231 $6,695 $6,695 $25,112 $25,112 $8,478 $8,478
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,602 $2,477 $2,443 $2,317 $6,339 $6,054 $3,182 $3,071

Cheap Newaygo, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Newaygo, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Newaygo, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Newaygo, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,506 $41,506
Farmers $9,354 $9,354
GEICO $11,028 $11,028
Liberty Mutual $36,223 $36,223
Nationwide $12,987 $12,987
Progressive $11,085 $11,947
State Farm $25,112 $25,112
Travelers $13,395 $13,395
USAA $6,339 $6,054

Cheap Newaygo, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Newaygo, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Newaygo, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,566 $15,566
Farmers $3,986 $3,986
GEICO $3,911 $3,911
Liberty Mutual $15,181 $15,181
Nationwide $4,292 $4,292
Progressive $2,644 $2,917
State Farm $6,695 $6,695
Travelers $3,858 $3,858
USAA $2,443 $2,317

Cheap Newaygo, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Newaygo, Michigan compared to the annual auto insurance rates with a clean record in Newaygo, Michigan.

Annual Newaygo, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,140 $14,886 $49,871 $15,586
Farmers $4,714 $5,994 $5,920 $5,786
GEICO $1,964 $4,178 $12,655 $3,649
Liberty Mutual $14,354 $17,322 $32,017 $18,378
Nationwide $5,857 $7,850 $7,120 $6,603
Progressive $4,388 $5,726 $5,149 $5,351
State Farm $7,612 $9,096 $19,485 $11,322
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,867 $3,569 $4,682 $3,125

Cheap Newaygo, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Newaygo, Michigan is not easy. Compare the annual rates for DUI auto insurance in Newaygo, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Newaygo, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,871
Farmers $5,920
GEICO $12,655
Liberty Mutual $32,017
Nationwide $7,120
Progressive $5,149
State Farm $19,485
Travelers $10,331
USAA $4,682

Cheap Newaygo, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Newaygo, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Newaygo, Michigan

Insurance Company Poor Fair Good
Allstate $34,761 $19,207 $14,645
Farmers $7,414 $4,886 $4,509
GEICO $7,213 $5,304 $4,316
Liberty Mutual $32,464 $18,743 $10,346
Nationwide $8,606 $6,474 $5,492
Progressive $5,926 $5,003 $4,531
State Farm $19,273 $9,747 $6,617
Travelers $6,813 $6,608 $6,525
USAA $5,333 $3,035 $2,314

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Cheap Newaygo, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Newaygo, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Newaygo, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Newaygo, Michigan

ZIP Code Average Annual Rates
49337 $6,865

Cheap Newaygo, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Newaygo, Michigan auto insurance. Find the cheapest annual Newaygo, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Newaygo, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,871 $22,871
Farmers $5,603 $5,603
GEICO $5,484 $5,738
Liberty Mutual $19,808 $21,228
Nationwide $6,857 $6,857
Progressive $5,153 $5,153
State Farm $11,555 $12,203
Travelers $6,611 $6,686
USAA $3,520 $3,601

Cheap Newaygo, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Newaygo, Michigan? Check out the comparison of annual Newaygo, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Newaygo, Michigan

Insurance Company Low Medium High
Allstate $22,308 $22,921 $23,383
Farmers $5,479 $5,592 $5,738
GEICO $5,268 $5,564 $6,001
Liberty Mutual $20,018 $20,469 $21,066
Nationwide $7,196 $6,736 $6,640
Progressive $5,000 $5,160 $5,300
State Farm $11,276 $11,953 $12,407
Travelers $6,575 $6,656 $6,715
USAA $3,463 $3,568 $3,650

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Best By Category: Cheapest Auto Insurance in Newaygo, Michigan

Compare the cheapest auto insurance companies in Newaygo, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Newaygo, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Newaygo, Michigan Auto Insurance Companies

What auto insurance companies in Newaygo, Michigan are the cheapest? Compare the top Newaygo, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Newaygo, Michigan

Insurance Company Average Annual Rates
Allstate $22,871
Farmers $5,603
GEICO $5,611
Liberty Mutual $20,518
Nationwide $6,857
Progressive $5,153
State Farm $11,879
Travelers $6,649
USAA $3,561

What affects auto insurance rates in Newaygo, Michigan?

There are a lot of reasons why auto insurance rates in Newaygo, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Newaygo, Michigan. Many local factors may affect your Newaygo auto insurance rates.

Newaygo Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Newaygo, Michigan auto theft statistics, there have been 3 auto thefts in the city.

Newaygo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Newaygo, Michigan commute length is 24.2 minutes according to City-Data.

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Compare Newaygo, Michigan Auto Insurance Quotes

Before you buy Newaygo, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Newaygo, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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