Best Cheap Auto Insurance in New Ulm, TX (2021)

The average New Ulm, TX auto insurance rates are $320 per month. The minimum auto insurance in New Ulm is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in New Ulm, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in New Ulm is USAA
  • The minimum auto insurance required in New Ulm, Texas is 30/60/25
  • The most expensive auto insurance company in New Ulm for teen drivers is Progressive

New Ulm, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in New Ulm can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Ulm, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in New Ulm to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how New Ulm, Texas auto insurance rates stack up.

Before you buy New Ulm, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Ulm, Texas auto insurance quotes.

Minimum Auto Insurance in New Ulm, Texas

New Ulm, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Ulm, Texas.

Minimum Required Auto Insurance Coverage in New Ulm, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap New Ulm, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Ulm, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Ulm, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $3,329 $3,745 $3,182 $3,684 $9,539 $12,442 $4,931 $5,632
GEICO $2,124 $2,287 $2,042 $2,312 $4,615 $4,776 $2,297 $2,290
Nationwide $2,140 $2,177 $1,893 $2,004 $6,027 $7,731 $2,509 $2,713
Progressive $2,487 $2,355 $2,217 $2,258 $10,609 $11,828 $2,946 $2,987
State Farm $1,858 $1,858 $1,644 $1,644 $4,291 $5,441 $2,009 $2,075
USAA $1,520 $1,531 $1,451 $1,442 $4,265 $4,651 $2,028 $2,178

Cheap New Ulm, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Ulm, Texas is a challenge. Take a look at the annual teen auto insurance rates in New Ulm, Texas.

Annual Auto Insurance Rates for Teen Drivers in New Ulm, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $9,539 $12,442
GEICO $4,615 $4,776
Nationwide $6,027 $7,731
Progressive $10,609 $11,828
State Farm $4,291 $5,441
USAA $4,265 $4,651

Cheap New Ulm, Texas Auto Insurance for Seniors

What are senior auto insurance rates in New Ulm, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Ulm, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $3,182 $3,684
GEICO $2,042 $2,312
Nationwide $1,893 $2,004
Progressive $2,217 $2,258
State Farm $1,644 $1,644
USAA $1,451 $1,442

Cheap New Ulm, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Ulm, Texas compared to the annual auto insurance rates with a clean record in New Ulm, Texas.

Annual New Ulm, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $5,272 $6,775 $5,922 $5,272
GEICO $2,416 $3,180 $2,668 $3,107
Nationwide $2,952 $2,952 $4,361 $3,331
Progressive $4,105 $5,325 $4,793 $4,620
State Farm $2,329 $2,650 $3,102 $2,329
USAA $1,778 $2,621 $3,093 $2,041

Cheap New Ulm, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Ulm, Texas is not easy. Compare the annual rates for DUI auto insurance in New Ulm, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in New Ulm, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $5,922
GEICO $2,668
Nationwide $4,361
Progressive $4,793
State Farm $3,102
USAA $3,093

Cheap New Ulm, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Ulm, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Ulm, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $7,875 $5,103 $4,453
GEICO $4,372 $2,488 $1,669
Nationwide $4,074 $3,275 $2,848
Progressive $5,291 $4,586 $4,255
State Farm $3,688 $2,293 $1,826
USAA $3,502 $2,022 $1,626

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Cheap New Ulm, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Ulm, Texas can vary. Compare the annual cost of auto insurance by ZIP code in New Ulm, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Ulm, Texas

ZIP Code Average Annual Rates
78950 $5,773

Cheap New Ulm, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect New Ulm, Texas auto insurance. Find the cheapest annual New Ulm, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Ulm, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,030 $5,277
American Family $5,810 $5,810
GEICO $2,790 $2,896
Nationwide $3,399 $3,399
Progressive $4,711 $4,711
State Farm $2,603 $2,603
USAA $2,353 $2,414

Cheap New Ulm, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Ulm, Texas? Check out the comparison of annual New Ulm, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Ulm, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $5,344 $5,558 $6,529
GEICO $2,693 $2,809 $3,026
Nationwide $3,675 $3,255 $3,267
Progressive $4,498 $4,688 $4,946
State Farm $2,479 $2,595 $2,733
USAA $2,305 $2,374 $2,471

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Best By Category: Cheapest Auto Insurance in New Ulm, Texas

Compare the cheapest auto insurance companies in New Ulm, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Ulm, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest New Ulm, Texas Auto Insurance Companies

What auto insurance companies in New Ulm, Texas are the cheapest? Compare the top New Ulm, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Ulm, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $5,810
GEICO $2,843
Nationwide $3,399
Progressive $4,711
State Farm $2,603
USAA $2,383

Compare New Ulm, Texas Auto Insurance Quotes

Before you buy New Ulm, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Ulm, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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