Best Cheap Auto Insurance in New Salem, IL (2021)

The average New Salem, IL auto insurance rates are $258 per month. The minimum auto insurance in New Salem is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in New Salem, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in New Salem, IL for senior drivers are $1,803 per year
  • The average commute length in New Salem is 34.7 minutes
  • The minimum auto insurance required in New Salem, Illinois is 25/50/20

New Salem, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in New Salem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Salem, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in New Salem to other Illinois cities, including Champaign auto insurance rates, Joliet auto insurance rates, and Rockford auto insurance rates to see how New Salem, Illinois auto insurance rates stack up.

Before you buy New Salem, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Salem, Illinois auto insurance quotes.

Minimum Auto Insurance in New Salem, Illinois

New Salem, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Salem, Illinois.

Minimum Required Auto Insurance Coverage in New Salem, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap New Salem, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Salem, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Salem, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,262 $2,262 $2,060 $2,060 $6,169 $8,642 $2,262 $2,908
Farmers $2,407 $2,413 $2,148 $2,257 $9,559 $9,958 $2,733 $2,875
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,328 $1,435 $1,108 $1,238 $4,151 $4,615 $1,390 $1,469
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,231 $2,164 $1,835 $1,898 $7,002 $7,911 $2,681 $2,899
State Farm $1,380 $1,380 $1,214 $1,214 $3,684 $4,699 $1,554 $1,770
Travelers $1,354 $1,430 $1,208 $1,289 $3,569 $4,385 $1,440 $1,517
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap New Salem, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Salem, Illinois is a challenge. Take a look at the annual teen auto insurance rates in New Salem, Illinois.

Annual Auto Insurance Rates for Teen Drivers in New Salem, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,169 $8,642
Farmers $9,559 $9,958
GEICO $4,847 $5,129
Liberty Mutual $4,151 $4,615
Nationwide $4,886 $6,291
Progressive $7,002 $7,911
State Farm $3,684 $4,699
Travelers $3,569 $4,385
USAA $5,289 $5,831

Cheap New Salem, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in New Salem, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Salem, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,060 $2,060
Farmers $2,148 $2,257
GEICO $1,521 $1,797
Liberty Mutual $1,108 $1,238
Nationwide $1,604 $1,704
Progressive $1,835 $1,898
State Farm $1,214 $1,214
Travelers $1,208 $1,289
USAA $1,527 $1,507

Cheap New Salem, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Salem, Illinois compared to the annual auto insurance rates with a clean record in New Salem, Illinois.

Annual New Salem, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,627 $3,743 $4,960 $2,983
Farmers $3,639 $4,658 $4,543 $4,335
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,751 $2,461 $2,174 $1,981
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,973 $4,296 $3,277 $3,765
State Farm $1,948 $2,275 $2,112 $2,112
Travelers $1,626 $2,108 $2,334 $2,029
USAA $1,960 $2,818 $3,858 $2,364

Cheap New Salem, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Salem, Illinois is not easy. Compare the annual rates for DUI auto insurance in New Salem, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in New Salem, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,777
American Family $4,960
Farmers $4,543
GEICO $3,482
Liberty Mutual $2,174
Nationwide $3,453
Progressive $3,277
State Farm $2,112
Travelers $2,334
USAA $3,858

Cheap New Salem, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Salem, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Salem, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $4,785 $3,228 $2,721
Farmers $4,904 $4,086 $3,891
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,959 $1,843 $1,473
Nationwide $3,360 $2,706 $2,371
Progressive $4,110 $3,452 $3,172
State Farm $3,071 $1,839 $1,426
Travelers $2,486 $1,972 $1,615
USAA $3,661 $2,516 $2,074

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Cheap New Salem, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Salem, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in New Salem, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Salem, Illinois

ZIP Code Average Annual Rates
62357 $3,031

Cheap New Salem, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect New Salem, Illinois auto insurance. Find the cheapest annual New Salem, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Salem, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,531 $3,625
Farmers $4,294 $4,294
GEICO $2,519 $2,617
Liberty Mutual $2,092 $2,092
Nationwide $2,812 $2,812
Progressive $3,578 $3,578
State Farm $2,059 $2,165
Travelers $1,946 $2,102
USAA $2,673 $2,827

Cheap New Salem, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Salem, Illinois? Check out the comparison of annual New Salem, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Salem, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,487 $3,708 $3,540
Farmers $4,114 $4,209 $4,559
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,981 $2,087 $2,207
Nationwide $2,817 $2,831 $2,789
Progressive $3,376 $3,570 $3,787
State Farm $2,012 $2,115 $2,209
Travelers $1,922 $2,022 $2,128
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in New Salem, Illinois

Compare the cheapest auto insurance companies in New Salem, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Salem, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest New Salem, Illinois Auto Insurance Companies

What auto insurance companies in New Salem, Illinois are the cheapest? Compare the top New Salem, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Salem, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,578
Farmers $4,294
GEICO $2,568
Liberty Mutual $2,092
Nationwide $2,812
Progressive $3,578
State Farm $2,112
Travelers $2,024
USAA $2,750

What affects auto insurance rates in New Salem, Illinois?

There are a lot of reasons why auto insurance rates in New Salem, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Salem, Illinois. Many local factors may affect your New Salem auto insurance rates.

New Salem Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Salem, Illinois commute length is 34.7 minutes according to City-Data.

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Compare New Salem, Illinois Auto Insurance Quotes

Before you buy New Salem, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Salem, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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