Best Cheap Auto Insurance in New Rochelle, NY (2021)

The average New Rochelle, NY auto insurance rates are $431 per month. The minimum auto insurance in New Rochelle is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in New Rochelle, New York, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in New Rochelle, New York is 25/50/10
  • Average auto insurance rates in New Rochelle, NY for senior drivers are $3,162 per year
  • The most expensive auto insurance company in New Rochelle for teen drivers is Liberty Mutual

New Rochelle, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in New Rochelle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Rochelle, New York, including driving record, credit, commute time, and more.

Compare auto insurance in New Rochelle to other New York cities, including Schenectady auto insurance rates, New Rochelle auto insurance rates, and Albany auto insurance rates to see how New Rochelle, New York auto insurance rates stack up.

Before you buy New Rochelle, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Rochelle, New York auto insurance quotes.

Minimum Auto Insurance in New Rochelle, New York

New Rochelle, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Rochelle, New York.

Minimum Required Auto Insurance Coverage in New Rochelle, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Rochelle, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Rochelle, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Rochelle, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,712 $3,496 $3,491 $3,566 $11,494 $12,408 $3,677 $3,743
GEICO $1,948 $1,877 $1,898 $1,870 $4,223 $6,275 $1,750 $1,803
Liberty Mutual $5,239 $5,239 $4,877 $4,877 $10,203 $14,794 $5,239 $5,569
Nationwide $3,714 $3,714 $3,494 $3,494 $6,841 $10,288 $3,714 $4,799
Progressive $3,385 $3,094 $2,647 $2,708 $11,451 $12,573 $4,308 $4,099
State Farm $3,183 $3,183 $2,792 $2,792 $9,443 $11,633 $3,518 $3,729
Travelers $4,182 $4,154 $3,857 $4,088 $10,189 $12,201 $4,414 $4,546
USAA $2,279 $2,236 $2,073 $2,069 $9,382 $11,143 $2,920 $3,224

Cheap New Rochelle, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Rochelle, New York is a challenge. Take a look at the annual teen auto insurance rates in New Rochelle, New York.

Annual Auto Insurance Rates for Teen Drivers in New Rochelle, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,494 $12,408
GEICO $4,223 $6,275
Liberty Mutual $10,203 $14,794
Nationwide $6,841 $10,288
Progressive $11,451 $12,573
State Farm $9,443 $11,633
Travelers $10,189 $12,201
USAA $9,382 $11,143

Cheap New Rochelle, New York Auto Insurance for Seniors

What are senior auto insurance rates in New Rochelle, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Rochelle, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,491 $3,566
GEICO $1,898 $1,870
Liberty Mutual $4,877 $4,877
Nationwide $3,494 $3,494
Progressive $2,647 $2,708
State Farm $2,792 $2,792
Travelers $3,857 $4,088
USAA $2,073 $2,069

Cheap New Rochelle, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Rochelle, New York compared to the annual auto insurance rates with a clean record in New Rochelle, New York.

Annual New Rochelle, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,761 $4,761 $7,153 $6,118
GEICO $2,090 $2,280 $4,363 $2,090
Liberty Mutual $5,562 $5,562 $11,332 $5,562
Nationwide $3,781 $3,781 $8,596 $3,871
Progressive $5,373 $5,373 $5,977 $5,410
State Farm $4,783 $4,783 $5,286 $5,286
Travelers $5,020 $6,391 $6,485 $5,920
USAA $3,918 $3,983 $5,779 $3,983

Cheap New Rochelle, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Rochelle, New York is not easy. Compare the annual rates for DUI auto insurance in New Rochelle, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in New Rochelle, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,153
GEICO $4,363
Liberty Mutual $11,332
Nationwide $8,596
Progressive $5,977
State Farm $5,286
Travelers $6,485
USAA $5,779

Cheap New Rochelle, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Rochelle, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Rochelle, New York

Insurance Company Poor Fair Good
Allstate $8,171 $4,788 $4,137
GEICO $3,391 $2,490 $2,235
Liberty Mutual $9,804 $6,411 $4,800
Nationwide $5,007 $5,007 $5,007
Progressive $8,946 $4,443 $3,210
State Farm $7,105 $4,458 $3,540
Travelers $8,334 $5,128 $4,399
USAA $6,792 $3,430 $3,026

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Rochelle, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Rochelle, New York can vary. Compare the annual cost of auto insurance by ZIP code in New Rochelle, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Rochelle, New York

ZIP Code Average Annual Rates
10801 $5,222
10804 $5,215
10805 $5,273

Cheap New Rochelle, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect New Rochelle, New York auto insurance. Find the cheapest annual New Rochelle, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Rochelle, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,618 $5,779
GEICO $2,625 $2,786
Liberty Mutual $6,802 $7,208
Nationwide $5,007 $5,007
Progressive $5,533 $5,533
State Farm $4,854 $5,214
Travelers $5,954 $5,954
USAA $4,371 $4,460

Cheap New Rochelle, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Rochelle, New York? Check out the comparison of annual New Rochelle, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Rochelle, New York

Insurance Company Low Medium High
Allstate $5,405 $5,678 $6,011
GEICO $2,545 $2,695 $2,876
Liberty Mutual $6,678 $6,987 $7,350
Nationwide $4,670 $4,961 $5,390
Progressive $5,211 $5,492 $5,896
State Farm $4,729 $5,067 $5,306
Travelers $5,574 $5,876 $6,411
USAA $4,254 $4,387 $4,607

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in New Rochelle, New York

Compare the cheapest auto insurance companies in New Rochelle, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Rochelle, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest New Rochelle, New York Auto Insurance Companies

What auto insurance companies in New Rochelle, New York are the cheapest? Compare the top New Rochelle, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Rochelle, New York

Insurance Company Average Annual Rates
Allstate $5,698
GEICO $2,705
Liberty Mutual $7,005
Nationwide $5,007
Progressive $5,533
State Farm $5,034
Travelers $5,954
USAA $4,416

What affects auto insurance rates in New Rochelle, New York?

There are a lot of reasons why auto insurance rates in New Rochelle, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Rochelle, New York. Many local factors may affect your New Rochelle auto insurance rates.

New Rochelle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Rochelle, New York commute length is 33.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare New Rochelle, New York Auto Insurance Quotes

Before you buy New Rochelle, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Rochelle, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption