Best Cheap Auto Insurance in New Richmond, WI (2021)

The average New Richmond, WI auto insurance rates are $251 per month. The minimum auto insurance in New Richmond is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in New Richmond, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in New Richmond is 25.2 minutes
  • The minimum auto insurance required in New Richmond, Wisconsin is 25/50/10
  • The cheapest auto insurance company in New Richmond is American Family

New Richmond, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in New Richmond can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Richmond, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in New Richmond to other Wisconsin cities, including Racine auto insurance rates, Janesville auto insurance rates, and Oshkosh auto insurance rates to see how New Richmond, Wisconsin auto insurance rates stack up.

Before you buy New Richmond, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Richmond, Wisconsin auto insurance quotes.

Minimum Auto Insurance in New Richmond, Wisconsin

New Richmond, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Richmond, Wisconsin.

Minimum Required Auto Insurance Coverage in New Richmond, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap New Richmond, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Richmond, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Richmond, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,253 $2,383 $2,072 $2,295 $7,041 $9,039 $2,300 $2,501
American Family $986 $1,031 $936 $942 $3,016 $3,324 $1,171 $1,249
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,309 $1,448 $1,357 $1,560 $4,372 $4,713 $1,211 $1,249
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,926 $4,140 $3,245 $3,424 $7,939 $12,151 $4,772 $5,691
Progressive $1,804 $1,724 $1,479 $1,537 $6,722 $7,592 $2,166 $2,344
State Farm $1,333 $1,333 $1,181 $1,181 $3,737 $4,734 $1,501 $1,708
USAA $1,441 $1,442 $1,302 $1,330 $3,635 $4,224 $1,878 $2,068

Cheap New Richmond, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Richmond, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in New Richmond, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in New Richmond, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,041 $9,039
American Family $3,016 $3,324
Farmers $8,731 $9,067
GEICO $4,372 $4,713
Liberty Mutual $5,864 $6,583
Nationwide $7,939 $12,151
Progressive $6,722 $7,592
State Farm $3,737 $4,734
USAA $3,635 $4,224

Cheap New Richmond, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in New Richmond, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Richmond, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,072 $2,295
American Family $936 $942
Farmers $1,657 $1,753
GEICO $1,357 $1,560
Liberty Mutual $1,466 $1,668
Nationwide $3,245 $3,424
Progressive $1,479 $1,537
State Farm $1,181 $1,181
USAA $1,302 $1,330

Cheap New Richmond, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Richmond, Wisconsin compared to the annual auto insurance rates with a clean record in New Richmond, Wisconsin.

Annual New Richmond, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $4,195 $3,903 $3,772
American Family $1,513 $1,605 $1,605 $1,605
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,489 $2,415 $2,769 $1,937
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,786 $5,536 $6,786 $5,536
Progressive $2,906 $3,511 $3,014 $3,253
State Farm $1,925 $2,252 $2,089 $2,089
USAA $1,698 $2,135 $2,890 $1,937

Cheap New Richmond, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Richmond, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in New Richmond, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in New Richmond, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,903
American Family $1,605
Farmers $3,820
GEICO $2,769
Liberty Mutual $3,298
Nationwide $6,786
Progressive $3,014
State Farm $2,089
USAA $2,890

Cheap New Richmond, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Richmond, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Richmond, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,908 $3,375 $2,924
American Family $2,118 $1,395 $1,232
Farmers $4,138 $3,495 $3,344
GEICO $2,826 $2,015 $1,617
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,365 $5,309 $5,309
Progressive $3,617 $3,058 $2,838
State Farm $3,116 $1,788 $1,362
USAA $3,342 $1,754 $1,398

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Cheap New Richmond, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Richmond, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in New Richmond, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Richmond, Wisconsin

ZIP Code Average Annual Rates
54017 $2,928

Cheap New Richmond, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect New Richmond, Wisconsin auto insurance. Find the cheapest annual New Richmond, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Richmond, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,646 $3,825
American Family $1,555 $1,609
Farmers $3,659 $3,659
GEICO $2,108 $2,196
Liberty Mutual $2,924 $2,924
Nationwide $5,661 $5,661
Progressive $3,171 $3,171
State Farm $2,037 $2,140
USAA $2,137 $2,193

Cheap New Richmond, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Richmond, Wisconsin? Check out the comparison of annual New Richmond, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Richmond, Wisconsin

Insurance Company Low Medium High
Allstate $3,575 $3,726 $3,905
American Family $1,559 $1,596 $1,590
Farmers $3,368 $3,630 $3,980
GEICO $2,010 $2,152 $2,295
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,492 $5,659 $5,832
Progressive $2,983 $3,196 $3,333
State Farm $1,973 $2,095 $2,198
USAA $2,088 $2,167 $2,240

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Best By Category: Cheapest Auto Insurance in New Richmond, Wisconsin

Compare the cheapest auto insurance companies in New Richmond, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Richmond, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest New Richmond, Wisconsin Auto Insurance Companies

What auto insurance companies in New Richmond, Wisconsin are the cheapest? Compare the top New Richmond, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Richmond, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,735
American Family $1,582
Farmers $3,659
GEICO $2,152
Liberty Mutual $2,924
Nationwide $5,661
Progressive $3,171
State Farm $2,089
USAA $2,165

What affects auto insurance rates in New Richmond, Wisconsin?

There are a lot of reasons why auto insurance rates in New Richmond, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Richmond, Wisconsin. Many local factors may affect your New Richmond auto insurance rates.

New Richmond Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual New Richmond, Wisconsin auto theft statistics, there have been 9 auto thefts in the city.

New Richmond Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Richmond, Wisconsin commute length is 25.2 minutes according to City-Data.

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Compare New Richmond, Wisconsin Auto Insurance Quotes

Before you buy New Richmond, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Richmond, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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