Best Cheap Auto Insurance in New Port Richey, FL (2021)

The average New Port Richey, FL auto insurance rates are $445 per month. The minimum auto insurance in New Port Richey is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in New Port Richey, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in New Port Richey is 30.1 minutes
  • The minimum auto insurance required in New Port Richey, Florida is 10/20/10
  • The cheapest auto insurance company in New Port Richey is USAA

New Port Richey, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in New Port Richey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Port Richey, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in New Port Richey to other Florida cities, including St. Petersburg auto insurance rates, Tampa auto insurance rates, and Orlando auto insurance rates to see how New Port Richey, Florida auto insurance rates stack up.

Before you buy New Port Richey, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Port Richey, Florida auto insurance quotes.

Minimum Auto Insurance in New Port Richey, Florida

New Port Richey, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Port Richey, Florida.

Minimum Required Auto Insurance Coverage in New Port Richey, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap New Port Richey, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Port Richey, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Port Richey, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,281 $5,086 $4,645 $4,735 $18,855 $20,712 $5,241 $5,318
GEICO $3,673 $3,691 $3,431 $3,431 $6,529 $8,153 $4,045 $4,099
Liberty Mutual $4,150 $4,150 $3,790 $3,790 $8,929 $13,837 $4,150 $5,682
Nationwide $3,388 $3,344 $3,020 $3,125 $8,239 $10,157 $3,737 $3,891
Progressive $4,134 $3,853 $3,524 $3,776 $11,616 $12,517 $4,930 $4,595
State Farm $2,247 $2,247 $2,037 $2,037 $6,607 $8,452 $2,502 $2,673
USAA $1,918 $1,883 $1,808 $1,784 $6,681 $7,685 $2,394 $2,575

Cheap New Port Richey, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Port Richey, Florida is a challenge. Take a look at the annual teen auto insurance rates in New Port Richey, Florida.

Annual Auto Insurance Rates for Teen Drivers in New Port Richey, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,855 $20,712
GEICO $6,529 $8,153
Liberty Mutual $8,929 $13,837
Nationwide $8,239 $10,157
Progressive $11,616 $12,517
State Farm $6,607 $8,452
USAA $6,681 $7,685

Cheap New Port Richey, Florida Auto Insurance for Seniors

What are senior auto insurance rates in New Port Richey, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Port Richey, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,645 $4,735
GEICO $3,431 $3,431
Liberty Mutual $3,790 $3,790
Nationwide $3,020 $3,125
Progressive $3,524 $3,776
State Farm $2,037 $2,037
USAA $1,808 $1,784

Cheap New Port Richey, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Port Richey, Florida compared to the annual auto insurance rates with a clean record in New Port Richey, Florida.

Annual New Port Richey, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,500 $9,020 $10,063 $8,354
GEICO $3,225 $4,123 $6,138 $5,039
Liberty Mutual $4,282 $5,650 $8,346 $5,961
Nationwide $4,139 $4,550 $6,155 $4,606
Progressive $4,852 $7,122 $6,030 $6,469
State Farm $3,290 $3,911 $3,600 $3,600
USAA $2,607 $3,232 $4,788 $2,737

Cheap New Port Richey, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Port Richey, Florida is not easy. Compare the annual rates for DUI auto insurance in New Port Richey, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in New Port Richey, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,063
GEICO $6,138
Liberty Mutual $8,346
Nationwide $6,155
Progressive $6,030
State Farm $3,600
USAA $4,788

Cheap New Port Richey, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Port Richey, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Port Richey, Florida

Insurance Company Poor Fair Good
Allstate $12,232 $7,724 $6,247
GEICO $6,741 $4,084 $3,070
Liberty Mutual $7,849 $5,721 $4,609
Nationwide $6,089 $4,464 $4,035
Progressive $7,974 $5,673 $4,708
State Farm $4,932 $3,227 $2,642
USAA $5,434 $2,662 $1,927

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Cheap New Port Richey, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Port Richey, Florida can vary. Compare the annual cost of auto insurance by ZIP code in New Port Richey, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Port Richey, Florida

ZIP Code Average Annual Rates
34655 $4,098

Cheap New Port Richey, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect New Port Richey, Florida auto insurance. Find the cheapest annual New Port Richey, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Port Richey, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,482 $8,986
GEICO $4,609 $4,654
Liberty Mutual $5,859 $6,261
Nationwide $4,863 $4,863
Progressive $6,118 $6,118
State Farm $3,475 $3,726
USAA $3,303 $3,379

Cheap New Port Richey, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Port Richey, Florida? Check out the comparison of annual New Port Richey, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Port Richey, Florida

Insurance Company Low Medium High
Allstate $6,395 $9,263 $10,544
GEICO $3,677 $4,809 $5,409
Liberty Mutual $5,521 $6,169 $6,489
Nationwide $3,747 $5,071 $5,770
Progressive $4,851 $6,296 $7,208
State Farm $3,038 $3,696 $4,067
USAA $2,811 $3,479 $3,733

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Best By Category: Cheapest Auto Insurance in New Port Richey, Florida

Compare the cheapest auto insurance companies in New Port Richey, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Port Richey, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest New Port Richey, Florida Auto Insurance Companies

What auto insurance companies in New Port Richey, Florida are the cheapest? Compare the top New Port Richey, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Port Richey, Florida

Insurance Company Average Annual Rates
Allstate $8,734
GEICO $4,631
Liberty Mutual $6,060
Nationwide $4,863
Progressive $6,118
State Farm $3,600
USAA $3,341

What affects auto insurance rates in New Port Richey, Florida?

There are a lot of reasons why auto insurance rates in New Port Richey, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Port Richey, Florida. Many local factors may affect your New Port Richey auto insurance rates.

New Port Richey Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual New Port Richey, Florida auto theft statistics, there have been 32 auto thefts in the city.

New Port Richey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Port Richey, Florida commute length is 30.1 minutes according to City-Data.

New Port Richey Traffic

How does New Port Richey, Florida rank for traffic? According to Inrix New Port Richey, Florida is the 694th most congested worldwide.

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Compare New Port Richey, Florida Auto Insurance Quotes

Before you buy New Port Richey, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Port Richey, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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