Best Cheap Auto Insurance in New Milford, NJ (2021)

The average New Milford, NJ auto insurance rates are $488 per month. The minimum auto insurance in New Milford is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in New Milford, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in New Milford is GEICO
  • Average auto insurance rates in New Milford, NJ for senior drivers are $3,647 per year
  • The minimum auto insurance required in New Milford, New Jersey is 15/30/5

New Milford, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in New Milford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Milford, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in New Milford to other New Jersey cities, including Union City auto insurance rates, Passaic auto insurance rates, and Camden auto insurance rates to see how New Milford, New Jersey auto insurance rates stack up.

Before you buy New Milford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Milford, New Jersey auto insurance quotes.

Minimum Auto Insurance in New Milford, New Jersey

New Milford, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Milford, New Jersey.

Minimum Required Auto Insurance Coverage in New Milford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap New Milford, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Milford, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Milford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,770 $3,696 $3,696 $11,793 $14,133 $4,475 $4,536
Farmers $4,615 $4,664 $4,504 $4,428 $13,705 $15,831 $5,513 $5,645
GEICO $2,589 $2,558 $2,546 $2,546 $4,780 $4,703 $3,004 $2,884
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $1,984 $1,836 $1,794 $1,847 $8,975 $9,816 $2,345 $2,233
State Farm $4,989 $4,989 $4,529 $4,529 $16,531 $21,211 $5,700 $6,370
Travelers $4,328 $4,133 $4,020 $4,014 $9,540 $10,640 $4,133 $4,037

Cheap New Milford, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Milford, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in New Milford, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in New Milford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,793 $14,133
Farmers $13,705 $15,831
GEICO $4,780 $4,703
Liberty Mutual $10,540 $11,967
Progressive $8,975 $9,816
State Farm $16,531 $21,211
Travelers $9,540 $10,640

Cheap New Milford, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in New Milford, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Milford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,696 $3,696
Farmers $4,504 $4,428
GEICO $2,546 $2,546
Liberty Mutual $4,454 $4,454
Progressive $1,794 $1,847
State Farm $4,529 $4,529
Travelers $4,020 $4,014

Cheap New Milford, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Milford, New Jersey compared to the annual auto insurance rates with a clean record in New Milford, New Jersey.

Annual New Milford, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,659 $7,803 $6,796 $5,684
Farmers $5,703 $9,703 $7,866 $6,181
GEICO $2,484 $3,274 $4,563 $2,484
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,313 $4,457 $3,788 $3,858
State Farm $4,663 $8,517 $13,702 $7,542
Travelers $4,271 $6,454 $6,234 $5,463

Cheap New Milford, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Milford, New Jersey is not easy. Compare the annual rates for DUI auto insurance in New Milford, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in New Milford, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,796
Farmers $7,866
GEICO $4,563
Liberty Mutual $6,019
Progressive $3,788
State Farm $13,702
Travelers $6,234

Cheap New Milford, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Milford, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Milford, New Jersey

Insurance Company Poor Fair Good
Allstate $8,751 $5,574 $4,382
Farmers $8,772 $6,850 $6,467
GEICO $4,837 $2,768 $1,998
Liberty Mutual $7,770 $5,768 $4,874
Progressive $4,311 $3,768 $3,482
State Farm $12,466 $7,506 $5,845
Travelers $7,666 $5,502 $3,649

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Cheap New Milford, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Milford, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in New Milford, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Milford, New Jersey

ZIP Code Average Annual Rates
7646 $5,470

Cheap New Milford, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect New Milford, New Jersey auto insurance. Find the cheapest annual New Milford, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Milford, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,223 $6,248
Farmers $7,363 $7,363
GEICO $3,173 $3,229
Liberty Mutual $6,078 $6,197
Progressive $3,854 $3,854
State Farm $8,380 $8,832
Travelers $5,605 $5,605

Cheap New Milford, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Milford, New Jersey? Check out the comparison of annual New Milford, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Milford, New Jersey

Insurance Company Low Medium High
Allstate $5,691 $6,338 $6,678
Farmers $6,540 $7,321 $8,229
GEICO $2,830 $3,270 $3,504
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,446 $3,920 $4,195
State Farm $7,965 $8,724 $9,129
Travelers $5,061 $5,594 $6,160

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Best By Category: Cheapest Auto Insurance in New Milford, New Jersey

Compare the cheapest auto insurance companies in New Milford, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Milford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest New Milford, New Jersey Auto Insurance Companies

What auto insurance companies in New Milford, New Jersey are the cheapest? Compare the top New Milford, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Milford, New Jersey

Insurance Company Average Annual Rates
Allstate $6,236
Farmers $7,363
GEICO $3,201
Liberty Mutual $6,138
Progressive $3,854
State Farm $8,606
Travelers $5,605

What affects auto insurance rates in New Milford, New Jersey?

There are a lot of reasons why auto insurance rates in New Milford, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Milford, New Jersey. Many local factors may affect your New Milford auto insurance rates.

New Milford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Milford, New Jersey commute length is 31.3 minutes according to City-Data.

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Compare New Milford, New Jersey Auto Insurance Quotes

Before you buy New Milford, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Milford, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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