Best Cheap Auto Insurance in New Lothrop, MI (2021)

The average New Lothrop, MI auto insurance rates are $762 per month. The minimum auto insurance in New Lothrop is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in New Lothrop, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in New Lothrop, Michigan is 20/40/10
  • Average auto insurance rates in New Lothrop, MI for senior drivers are $6,066 per year
  • The most expensive auto insurance company in New Lothrop for teen drivers is Allstate

New Lothrop, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in New Lothrop can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Lothrop, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in New Lothrop to other Michigan cities, including Grand Rapids auto insurance rates, Lansing auto insurance rates, and Warren auto insurance rates to see how New Lothrop, Michigan auto insurance rates stack up.

Before you buy New Lothrop, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Lothrop, Michigan auto insurance quotes.

Minimum Auto Insurance in New Lothrop, Michigan

New Lothrop, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Lothrop, Michigan.

Minimum Required Auto Insurance Coverage in New Lothrop, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap New Lothrop, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Lothrop, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Lothrop, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,199 $15,199 $14,094 $14,094 $38,080 $38,080 $16,019 $16,019
Farmers $4,067 $4,067 $3,797 $3,797 $9,066 $9,066 $4,573 $4,573
GEICO $3,765 $3,765 $3,853 $3,853 $10,909 $10,909 $3,608 $3,608
Liberty Mutual $14,499 $14,499 $14,355 $14,355 $34,357 $34,357 $14,499 $14,499
Nationwide $4,005 $4,005 $3,584 $3,584 $9,927 $9,927 $4,357 $4,357
Progressive $2,782 $2,589 $2,461 $2,740 $10,025 $10,674 $3,228 $2,989
State Farm $6,533 $6,533 $6,061 $6,061 $22,761 $22,761 $7,660 $7,660
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,620 $2,480 $2,463 $2,326 $6,369 $6,045 $3,190 $3,059

Cheap New Lothrop, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Lothrop, Michigan is a challenge. Take a look at the annual teen auto insurance rates in New Lothrop, Michigan.

Annual Auto Insurance Rates for Teen Drivers in New Lothrop, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $38,080 $38,080
Farmers $9,066 $9,066
GEICO $10,909 $10,909
Liberty Mutual $34,357 $34,357
Nationwide $9,927 $9,927
Progressive $10,025 $10,674
State Farm $22,761 $22,761
Travelers $13,395 $13,395
USAA $6,369 $6,045

Cheap New Lothrop, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in New Lothrop, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Lothrop, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,094 $14,094
Farmers $3,797 $3,797
GEICO $3,853 $3,853
Liberty Mutual $14,355 $14,355
Nationwide $3,584 $3,584
Progressive $2,461 $2,740
State Farm $6,061 $6,061
Travelers $3,858 $3,858
USAA $2,463 $2,326

Cheap New Lothrop, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Lothrop, Michigan compared to the annual auto insurance rates with a clean record in New Lothrop, Michigan.

Annual New Lothrop, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,160 $13,549 $45,464 $14,219
Farmers $4,516 $5,755 $5,680 $5,552
GEICO $1,925 $4,119 $12,502 $3,589
Liberty Mutual $13,662 $16,428 $30,178 $17,443
Nationwide $4,672 $6,251 $5,684 $5,267
Progressive $3,980 $5,209 $4,694 $4,860
State Farm $6,869 $8,220 $17,677 $10,247
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,872 $3,582 $4,691 $3,130

Cheap New Lothrop, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Lothrop, Michigan is not easy. Compare the annual rates for DUI auto insurance in New Lothrop, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in New Lothrop, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $45,464
Farmers $5,680
GEICO $12,502
Liberty Mutual $30,178
Nationwide $5,684
Progressive $4,694
State Farm $17,677
Travelers $10,331
USAA $4,691

Cheap New Lothrop, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Lothrop, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Lothrop, Michigan

Insurance Company Poor Fair Good
Allstate $31,620 $17,506 $13,418
Farmers $7,084 $4,701 $4,342
GEICO $7,113 $5,231 $4,257
Liberty Mutual $30,734 $17,750 $9,799
Nationwide $6,889 $5,147 $4,369
Progressive $5,404 $4,550 $4,104
State Farm $17,432 $8,828 $6,001
Travelers $6,813 $6,608 $6,525
USAA $5,341 $3,047 $2,318

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Cheap New Lothrop, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Lothrop, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in New Lothrop, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Lothrop, Michigan

ZIP Code Average Annual Rates
48460 $6,379

Cheap New Lothrop, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect New Lothrop, Michigan auto insurance. Find the cheapest annual New Lothrop, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Lothrop, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,848 $20,848
Farmers $5,376 $5,376
GEICO $5,410 $5,658
Liberty Mutual $18,753 $20,103
Nationwide $5,468 $5,468
Progressive $4,686 $4,686
State Farm $10,461 $11,046
Travelers $6,611 $6,686
USAA $3,528 $3,610

Cheap New Lothrop, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Lothrop, Michigan? Check out the comparison of annual New Lothrop, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Lothrop, Michigan

Insurance Company Low Medium High
Allstate $20,337 $20,894 $21,313
Farmers $5,254 $5,366 $5,508
GEICO $5,200 $5,489 $5,913
Liberty Mutual $18,989 $19,385 $19,909
Nationwide $5,754 $5,370 $5,282
Progressive $4,526 $4,692 $4,840
State Farm $10,202 $10,822 $11,237
Travelers $6,575 $6,656 $6,715
USAA $3,467 $3,577 $3,663

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Best By Category: Cheapest Auto Insurance in New Lothrop, Michigan

Compare the cheapest auto insurance companies in New Lothrop, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Lothrop, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest New Lothrop, Michigan Auto Insurance Companies

What auto insurance companies in New Lothrop, Michigan are the cheapest? Compare the top New Lothrop, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Lothrop, Michigan

Insurance Company Average Annual Rates
Allstate $20,848
Farmers $5,376
GEICO $5,534
Liberty Mutual $19,428
Nationwide $5,468
Progressive $4,686
State Farm $10,754
Travelers $6,649
USAA $3,569

What affects auto insurance rates in New Lothrop, Michigan?

There are a lot of reasons why auto insurance rates in New Lothrop, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Lothrop, Michigan. Many local factors may affect your New Lothrop auto insurance rates.

New Lothrop Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual New Lothrop, Michigan auto theft statistics, there have been 0 auto thefts in the city.

New Lothrop Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Lothrop, Michigan commute length is 32.6 minutes according to City-Data.

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Compare New Lothrop, Michigan Auto Insurance Quotes

Before you buy New Lothrop, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Lothrop, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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