Best Cheap Auto Insurance in New Liberty, KY (2021)

The average New Liberty, KY auto insurance rates are $368 per month. The minimum auto insurance in New Liberty is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in New Liberty, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in New Liberty for teen drivers is Allstate
  • The cheapest auto insurance company in New Liberty is USAA
  • The minimum auto insurance required in New Liberty, Kentucky is 25/50/25

New Liberty, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in New Liberty can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Liberty, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in New Liberty to other Kentucky cities, including Elizabeth auto insurance rates, Owensboro auto insurance rates, and Covington auto insurance rates to see how New Liberty, Kentucky auto insurance rates stack up.

Before you buy New Liberty, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Liberty, Kentucky auto insurance quotes.

Minimum Auto Insurance in New Liberty, Kentucky

New Liberty, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Liberty, Kentucky.

Minimum Required Auto Insurance Coverage in New Liberty, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap New Liberty, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Liberty, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Liberty, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,166 $2,891 $3,085 $12,014 $13,506 $3,548 $3,751
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,647 $2,863 $2,233 $2,488 $11,610 $12,845 $2,782 $2,915
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,239 $2,136 $2,003 $2,015 $10,782 $12,207 $2,780 $2,847
State Farm $2,199 $2,199 $1,937 $1,937 $5,871 $7,342 $2,450 $2,692
Travelers $2,029 $2,065 $1,992 $1,993 $9,454 $14,997 $2,123 $2,460
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Cheap New Liberty, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Liberty, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in New Liberty, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in New Liberty, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,014 $13,506
GEICO $7,170 $8,568
Liberty Mutual $11,610 $12,845
Nationwide $7,450 $9,339
Progressive $10,782 $12,207
State Farm $5,871 $7,342
Travelers $9,454 $14,997
USAA $5,206 $5,502

Cheap New Liberty, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in New Liberty, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Liberty, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,891 $3,085
GEICO $3,742 $3,389
Liberty Mutual $2,233 $2,488
Nationwide $2,972 $3,117
Progressive $2,003 $2,015
State Farm $1,937 $1,937
Travelers $1,992 $1,993
USAA $1,779 $1,819

Cheap New Liberty, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Liberty, Kentucky compared to the annual auto insurance rates with a clean record in New Liberty, Kentucky.

Annual New Liberty, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $6,110 $6,522 $5,277
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,200 $6,481 $5,040 $4,471
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,827 $5,657 $4,367 $4,654
State Farm $3,070 $3,586 $3,328 $3,328
Travelers $4,045 $4,162 $6,006 $4,343
USAA $2,219 $3,142 $3,746 $2,670

Cheap New Liberty, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Liberty, Kentucky is not easy. Compare the annual rates for DUI auto insurance in New Liberty, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in New Liberty, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,522
GEICO $7,199
Liberty Mutual $5,040
Nationwide $6,064
Progressive $4,367
State Farm $3,328
Travelers $6,006
USAA $3,746

Cheap New Liberty, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Liberty, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Liberty, Kentucky

Insurance Company Poor Fair Good
Allstate $7,463 $5,167 $4,306
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,215 $4,436 $3,493
Nationwide $5,647 $4,437 $3,858
Progressive $5,177 $4,506 $4,196
State Farm $4,818 $2,904 $2,263
Travelers $5,178 $4,380 $4,360
USAA $4,399 $2,446 $1,988

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Cheap New Liberty, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Liberty, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in New Liberty, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Liberty, Kentucky

ZIP Code Average Annual Rates
40355 $3,933

Cheap New Liberty, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect New Liberty, Kentucky auto insurance. Find the cheapest annual New Liberty, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Liberty, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,645 $5,645
GEICO $4,371 $4,456
Liberty Mutual $5,048 $5,048
Nationwide $4,647 $4,647
Progressive $4,626 $4,626
State Farm $3,243 $3,413
Travelers $4,639 $4,639
USAA $2,835 $3,054

Cheap New Liberty, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Liberty, Kentucky? Check out the comparison of annual New Liberty, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Liberty, Kentucky

Insurance Company Low Medium High
Allstate $5,271 $5,625 $6,041
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,843 $5,021 $5,279
Nationwide $4,735 $4,596 $4,611
Progressive $4,286 $4,570 $5,023
State Farm $3,178 $3,326 $3,480
Travelers $4,440 $4,666 $4,811
USAA $2,827 $2,938 $3,068

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Best By Category: Cheapest Auto Insurance in New Liberty, Kentucky

Compare the cheapest auto insurance companies in New Liberty, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Liberty, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest New Liberty, Kentucky Auto Insurance Companies

What auto insurance companies in New Liberty, Kentucky are the cheapest? Compare the top New Liberty, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Liberty, Kentucky

Insurance Company Average Annual Rates
Allstate $5,645
GEICO $4,413
Liberty Mutual $5,048
Nationwide $4,647
Progressive $4,626
State Farm $3,328
Travelers $4,639
USAA $2,944

Compare New Liberty, Kentucky Auto Insurance Quotes

Before you buy New Liberty, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Liberty, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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