Best Cheap Auto Insurance in New Hope, KY (2021)

The average New Hope, KY auto insurance rates are $384 per month. The minimum auto insurance in New Hope is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in New Hope, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in New Hope is USAA
  • The most expensive auto insurance company in New Hope for teen drivers is Travelers
  • Average auto insurance rates in New Hope, KY for senior drivers are $2,556 per year

New Hope, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in New Hope can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Hope, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in New Hope to other Kentucky cities, including Covington auto insurance rates, Nicholasville auto insurance rates, and Hopkinsville auto insurance rates to see how New Hope, Kentucky auto insurance rates stack up.

Before you buy New Hope, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Hope, Kentucky auto insurance quotes.

Minimum Auto Insurance in New Hope, Kentucky

New Hope, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Hope, Kentucky.

Minimum Required Auto Insurance Coverage in New Hope, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Hope, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Hope, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Hope, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,121 $2,867 $3,055 $11,831 $13,282 $3,482 $3,670
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,329 $2,217 $2,087 $2,096 $11,333 $12,848 $2,893 $2,964
State Farm $1,973 $1,973 $1,758 $1,758 $5,865 $7,437 $2,204 $2,463
Travelers $2,332 $2,372 $2,304 $2,305 $11,497 $18,470 $2,445 $2,802
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

Cheap New Hope, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Hope, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in New Hope, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in New Hope, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,831 $13,282
GEICO $8,260 $9,795
Liberty Mutual $11,392 $12,598
Nationwide $7,618 $9,461
Progressive $11,333 $12,848
State Farm $5,865 $7,437
Travelers $11,497 $18,470
USAA $5,340 $5,620

Cheap New Hope, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in New Hope, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Hope, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,867 $3,055
GEICO $4,219 $3,821
Liberty Mutual $2,281 $2,547
Nationwide $3,031 $3,157
Progressive $2,087 $2,096
State Farm $1,758 $1,758
Travelers $2,304 $2,305
USAA $1,791 $1,819

Cheap New Hope, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Hope, Kentucky compared to the annual auto insurance rates with a clean record in New Hope, Kentucky.

Annual New Hope, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $6,012 $6,428 $5,196
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $4,006 $5,931 $4,572 $4,873
State Farm $2,908 $3,450 $3,179 $3,179
Travelers $4,847 $4,985 $7,234 $5,198
USAA $2,238 $3,167 $3,791 $2,697

Cheap New Hope, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Hope, Kentucky is not easy. Compare the annual rates for DUI auto insurance in New Hope, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in New Hope, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,428
GEICO $8,093
Liberty Mutual $4,996
Nationwide $6,153
Progressive $4,572
State Farm $3,179
Travelers $7,234
USAA $3,791

Cheap New Hope, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Hope, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Hope, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,084 $4,231
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,732 $4,513 $3,919
Progressive $5,418 $4,721 $4,398
State Farm $4,606 $2,772 $2,158
Travelers $6,202 $5,258 $5,239
USAA $4,419 $2,480 $2,021

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Hope, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Hope, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in New Hope, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Hope, Kentucky

ZIP Code Average Annual Rates
40052 $4,134

Cheap New Hope, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect New Hope, Kentucky auto insurance. Find the cheapest annual New Hope, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Hope, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,559 $5,559
GEICO $4,955 $5,049
Liberty Mutual $5,009 $5,009
Nationwide $4,721 $4,721
Progressive $4,846 $4,846
State Farm $3,100 $3,257
Travelers $5,566 $5,566
USAA $2,863 $3,084

Cheap New Hope, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Hope, Kentucky? Check out the comparison of annual New Hope, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Hope, Kentucky

Insurance Company Low Medium High
Allstate $5,154 $5,536 $5,986
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,750 $4,668 $4,746
Progressive $4,484 $4,783 $5,271
State Farm $3,003 $3,178 $3,355
Travelers $5,274 $5,593 $5,831
USAA $2,836 $2,966 $3,118

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in New Hope, Kentucky

Compare the cheapest auto insurance companies in New Hope, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Hope, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest New Hope, Kentucky Auto Insurance Companies

What auto insurance companies in New Hope, Kentucky are the cheapest? Compare the top New Hope, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Hope, Kentucky

Insurance Company Average Annual Rates
Allstate $5,559
GEICO $5,002
Liberty Mutual $5,009
Nationwide $4,721
Progressive $4,846
State Farm $3,179
Travelers $5,566
USAA $2,973

Compare New Hope, Kentucky Auto Insurance Quotes

Before you buy New Hope, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Hope, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption