Best Cheap Auto Insurance in New Haven, MI (2021)

The average New Haven, MI auto insurance rates are $972 per month. The minimum auto insurance in New Haven is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in New Haven, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in New Haven for teen drivers is Allstate
  • The average commute length in New Haven is 34.7 minutes
  • The minimum auto insurance required in New Haven, Michigan is 20/40/10

New Haven, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in New Haven can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Haven, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in New Haven to other Michigan cities, including Flint auto insurance rates, Ann Arbor auto insurance rates, and Livonia auto insurance rates to see how New Haven, Michigan auto insurance rates stack up.

Before you buy New Haven, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Haven, Michigan auto insurance quotes.

Minimum Auto Insurance in New Haven, Michigan

New Haven, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Haven, Michigan.

Minimum Required Auto Insurance Coverage in New Haven, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap New Haven, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Haven, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Haven, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,612 $18,612 $17,269 $17,269 $46,743 $46,743 $19,616 $19,616
Farmers $5,411 $5,411 $5,049 $5,049 $11,880 $11,880 $6,096 $6,096
GEICO $4,775 $4,775 $4,907 $4,907 $13,319 $13,319 $4,554 $4,554
Liberty Mutual $17,478 $17,478 $17,307 $17,307 $40,779 $40,779 $17,478 $17,478
Nationwide $4,828 $4,828 $4,288 $4,288 $13,055 $13,055 $5,313 $5,313
Progressive $3,903 $3,548 $3,437 $3,930 $14,136 $14,764 $4,525 $4,007
State Farm $9,893 $9,893 $9,248 $9,248 $35,681 $35,681 $11,642 $11,642
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $3,011 $2,835 $2,833 $2,657 $7,613 $7,213 $3,682 $3,511

Cheap New Haven, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Haven, Michigan is a challenge. Take a look at the annual teen auto insurance rates in New Haven, Michigan.

Annual Auto Insurance Rates for Teen Drivers in New Haven, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $46,743 $46,743
Farmers $11,880 $11,880
GEICO $13,319 $13,319
Liberty Mutual $40,779 $40,779
Nationwide $13,055 $13,055
Progressive $14,136 $14,764
State Farm $35,681 $35,681
Travelers $16,180 $16,180
USAA $7,613 $7,213

Cheap New Haven, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in New Haven, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Haven, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,269 $17,269
Farmers $5,049 $5,049
GEICO $4,907 $4,907
Liberty Mutual $17,307 $17,307
Nationwide $4,288 $4,288
Progressive $3,437 $3,930
State Farm $9,248 $9,248
Travelers $4,626 $4,626
USAA $2,833 $2,657

Cheap New Haven, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Haven, Michigan compared to the annual auto insurance rates with a clean record in New Haven, Michigan.

Annual New Haven, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,331 $16,491 $56,055 $17,363
Farmers $5,961 $7,607 $7,515 $7,353
GEICO $2,368 $5,117 $15,631 $4,441
Liberty Mutual $15,941 $19,502 $36,967 $20,633
Nationwide $5,868 $7,875 $7,128 $6,613
Progressive $5,469 $7,316 $6,561 $6,778
State Farm $10,373 $12,545 $27,744 $15,802
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,340 $4,196 $5,495 $3,646

Cheap New Haven, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Haven, Michigan is not easy. Compare the annual rates for DUI auto insurance in New Haven, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in New Haven, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $56,055
Farmers $7,515
GEICO $15,631
Liberty Mutual $36,967
Nationwide $7,128
Progressive $6,561
State Farm $27,744
Travelers $12,473
USAA $5,495

Cheap New Haven, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Haven, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Haven, Michigan

Insurance Company Poor Fair Good
Allstate $38,787 $21,471 $16,422
Farmers $9,462 $6,178 $5,687
GEICO $8,869 $6,509 $5,289
Liberty Mutual $36,823 $21,248 $11,712
Nationwide $8,615 $6,491 $5,506
Progressive $7,600 $6,344 $5,650
State Farm $27,013 $13,619 $9,217
Travelers $8,206 $7,958 $7,858
USAA $6,261 $3,555 $2,692

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Cheap New Haven, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Haven, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in New Haven, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Haven, Michigan

ZIP Code Average Annual Rates
48048 $8,104
48050 $7,607

Cheap New Haven, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect New Haven, Michigan auto insurance. Find the cheapest annual New Haven, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Haven, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $25,560 $25,560
Farmers $7,109 $7,109
GEICO $6,734 $7,044
Liberty Mutual $22,469 $24,053
Nationwide $6,871 $6,871
Progressive $6,531 $6,531
State Farm $16,152 $17,080
Travelers $7,961 $8,053
USAA $4,121 $4,217

Cheap New Haven, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Haven, Michigan? Check out the comparison of annual New Haven, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Haven, Michigan

Insurance Company Low Medium High
Allstate $24,958 $25,614 $26,108
Farmers $6,973 $7,097 $7,257
GEICO $6,468 $6,831 $7,367
Liberty Mutual $22,737 $23,210 $23,835
Nationwide $7,180 $6,758 $6,675
Progressive $6,318 $6,538 $6,737
State Farm $15,688 $16,731 $17,429
Travelers $7,920 $8,016 $8,086
USAA $4,045 $4,180 $4,283

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Best By Category: Cheapest Auto Insurance in New Haven, Michigan

Compare the cheapest auto insurance companies in New Haven, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Haven, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest New Haven, Michigan Auto Insurance Companies

What auto insurance companies in New Haven, Michigan are the cheapest? Compare the top New Haven, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Haven, Michigan

Insurance Company Average Annual Rates
Allstate $25,560
Farmers $7,109
GEICO $6,889
Liberty Mutual $23,261
Nationwide $6,871
Progressive $6,531
State Farm $16,616
Travelers $8,007
USAA $4,169

What affects auto insurance rates in New Haven, Michigan?

There are a lot of reasons why auto insurance rates in New Haven, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Haven, Michigan. Many local factors may affect your New Haven auto insurance rates.

New Haven Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Haven, Michigan commute length is 34.7 minutes according to City-Data.

New Haven Traffic

How does New Haven, Michigan rank for traffic? According to Inrix New Haven, Michigan is the 232nd most congested worldwide.

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Compare New Haven, Michigan Auto Insurance Quotes

Before you buy New Haven, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Haven, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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