Best Cheap Auto Insurance in New Haven, KY (2021)

The average New Haven, KY auto insurance rates are $374 per month. The minimum auto insurance in New Haven is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in New Haven, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in New Haven for teen drivers is Travelers
  • The average commute length in New Haven is 27.9 minutes
  • The minimum auto insurance required in New Haven, Kentucky is 25/50/25

New Haven, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in New Haven can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Haven, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in New Haven to other Kentucky cities, including Florence auto insurance rates, Richmond auto insurance rates, and Covington auto insurance rates to see how New Haven, Kentucky auto insurance rates stack up.

Before you buy New Haven, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Haven, Kentucky auto insurance quotes.

Minimum Auto Insurance in New Haven, Kentucky

New Haven, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Haven, Kentucky.

Minimum Required Auto Insurance Coverage in New Haven, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap New Haven, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Haven, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Haven, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,211 $3,174 $2,910 $3,101 $11,957 $13,421 $3,543 $3,738
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,828 $3,067 $2,404 $2,691 $11,667 $12,921 $2,951 $3,066
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,239 $2,131 $2,007 $2,018 $10,856 $12,279 $2,777 $2,836
State Farm $1,931 $1,931 $1,717 $1,717 $5,700 $7,230 $2,155 $2,408
Travelers $2,286 $2,324 $2,260 $2,262 $11,351 $18,311 $2,395 $2,735
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

Cheap New Haven, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Haven, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in New Haven, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in New Haven, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,957 $13,421
GEICO $6,851 $8,131
Liberty Mutual $11,667 $12,921
Nationwide $7,618 $9,461
Progressive $10,856 $12,279
State Farm $5,700 $7,230
Travelers $11,351 $18,311
USAA $5,340 $5,620

Cheap New Haven, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in New Haven, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Haven, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,910 $3,101
GEICO $3,510 $3,179
Liberty Mutual $2,404 $2,691
Nationwide $3,031 $3,157
Progressive $2,007 $2,018
State Farm $1,717 $1,717
Travelers $2,260 $2,262
USAA $1,791 $1,819

Cheap New Haven, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Haven, Kentucky compared to the annual auto insurance rates with a clean record in New Haven, Kentucky.

Annual New Haven, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,666 $6,091 $6,504 $5,267
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,337 $6,670 $5,183 $4,607
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,840 $5,684 $4,380 $4,667
State Farm $2,837 $3,360 $3,099 $3,099
Travelers $4,784 $4,918 $7,134 $5,126
USAA $2,238 $3,167 $3,791 $2,697

Cheap New Haven, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Haven, Kentucky is not easy. Compare the annual rates for DUI auto insurance in New Haven, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in New Haven, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,504
GEICO $6,731
Liberty Mutual $5,183
Nationwide $6,153
Progressive $4,380
State Farm $3,099
Travelers $7,134
USAA $3,791

Cheap New Haven, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Haven, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Haven, Kentucky

Insurance Company Poor Fair Good
Allstate $7,460 $5,149 $4,286
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,432 $4,565 $3,602
Nationwide $5,732 $4,513 $3,919
Progressive $5,191 $4,523 $4,215
State Farm $4,489 $2,703 $2,104
Travelers $6,114 $5,187 $5,170
USAA $4,419 $2,480 $2,021

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Cheap New Haven, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Haven, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in New Haven, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Haven, Kentucky

ZIP Code Average Annual Rates
40051 $4,048

Cheap New Haven, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect New Haven, Kentucky auto insurance. Find the cheapest annual New Haven, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Haven, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,632 $5,632
GEICO $4,119 $4,197
Liberty Mutual $5,199 $5,199
Nationwide $4,721 $4,721
Progressive $4,643 $4,643
State Farm $3,022 $3,175
Travelers $5,490 $5,490
USAA $2,863 $3,084

Cheap New Haven, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Haven, Kentucky? Check out the comparison of annual New Haven, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Haven, Kentucky

Insurance Company Low Medium High
Allstate $5,216 $5,608 $6,071
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,929 $5,164 $5,505
Nationwide $4,750 $4,668 $4,746
Progressive $4,288 $4,585 $5,056
State Farm $2,929 $3,098 $3,269
Travelers $5,180 $5,513 $5,778
USAA $2,836 $2,966 $3,118

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Best By Category: Cheapest Auto Insurance in New Haven, Kentucky

Compare the cheapest auto insurance companies in New Haven, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Haven, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest New Haven, Kentucky Auto Insurance Companies

What auto insurance companies in New Haven, Kentucky are the cheapest? Compare the top New Haven, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Haven, Kentucky

Insurance Company Average Annual Rates
Allstate $5,632
GEICO $4,158
Liberty Mutual $5,199
Nationwide $4,721
Progressive $4,643
State Farm $3,099
Travelers $5,490
USAA $2,973

What affects auto insurance rates in New Haven, Kentucky?

There are a lot of reasons why auto insurance rates in New Haven, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Haven, Kentucky. Many local factors may affect your New Haven auto insurance rates.

New Haven Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Haven, Kentucky commute length is 27.9 minutes according to City-Data.

New Haven Traffic

How does New Haven, Kentucky rank for traffic? According to Inrix New Haven, Kentucky is the 232nd most congested worldwide.

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Compare New Haven, Kentucky Auto Insurance Quotes

Before you buy New Haven, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Haven, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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