Best Cheap Auto Insurance in New Hartford, CT (2021)

The average New Hartford, CT auto insurance rates are $360 per month. The minimum auto insurance in New Hartford is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in New Hartford, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in New Hartford is 35.3 minutes
  • The cheapest auto insurance company in New Hartford is GEICO
  • The most expensive auto insurance company in New Hartford for teen drivers is Travelers

New Hartford, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in New Hartford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Hartford, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in New Hartford to other Connecticut cities, including Bristol auto insurance rates, New Britain auto insurance rates, and Norwalk auto insurance rates to see how New Hartford, Connecticut auto insurance rates stack up.

Before you buy New Hartford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Hartford, Connecticut auto insurance quotes.

Minimum Auto Insurance in New Hartford, Connecticut

New Hartford, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Hartford, Connecticut.

Minimum Required Auto Insurance Coverage in New Hartford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap New Hartford, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Hartford, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Hartford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,540 $3,501 $3,260 $3,491 $10,880 $12,859 $3,702 $3,891
GEICO $2,123 $2,129 $1,969 $1,985 $4,866 $5,766 $2,048 $1,992
Liberty Mutual $3,177 $3,451 $2,449 $3,012 $15,810 $17,811 $3,218 $3,509
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,297 $2,148 $1,962 $2,037 $9,543 $10,578 $2,633 $2,962
State Farm $1,811 $1,811 $1,663 $1,663 $5,501 $6,904 $2,036 $2,344
Travelers $1,773 $1,799 $1,766 $1,759 $13,493 $21,652 $1,930 $2,185
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap New Hartford, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Hartford, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in New Hartford, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in New Hartford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,880 $12,859
GEICO $4,866 $5,766
Liberty Mutual $15,810 $17,811
Nationwide $6,150 $7,803
Progressive $9,543 $10,578
State Farm $5,501 $6,904
Travelers $13,493 $21,652
USAA $5,822 $6,120

Cheap New Hartford, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in New Hartford, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Hartford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,491
GEICO $1,969 $1,985
Liberty Mutual $2,449 $3,012
Nationwide $2,003 $2,102
Progressive $1,962 $2,037
State Farm $1,663 $1,663
Travelers $1,766 $1,759
USAA $1,727 $1,706

Cheap New Hartford, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Hartford, Connecticut compared to the annual auto insurance rates with a clean record in New Hartford, Connecticut.

Annual New Hartford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $5,929 $7,041 $4,796
GEICO $1,805 $2,366 $5,053 $2,216
Liberty Mutual $5,744 $7,185 $7,116 $6,175
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $3,637 $5,290 $3,822 $4,331
State Farm $2,762 $3,035 $3,035 $3,035
Travelers $4,663 $5,051 $7,355 $6,109
USAA $2,343 $2,941 $4,435 $2,343

Cheap New Hartford, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Hartford, Connecticut is not easy. Compare the annual rates for DUI auto insurance in New Hartford, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in New Hartford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,041
GEICO $5,053
Liberty Mutual $7,116
Nationwide $4,241
Progressive $3,822
State Farm $3,035
Travelers $7,355
USAA $4,435

Cheap New Hartford, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Hartford, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Hartford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,172 $5,434 $4,314
GEICO $4,158 $2,510 $1,912
Liberty Mutual $9,294 $5,803 $4,567
Nationwide $4,621 $3,099 $2,743
Progressive $4,649 $4,168 $3,993
State Farm $4,130 $2,644 $2,127
Travelers $6,581 $5,481 $5,321
USAA $3,987 $2,690 $2,369

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Cheap New Hartford, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Hartford, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in New Hartford, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Hartford, Connecticut

ZIP Code Average Annual Rates
6057 $4,368

Cheap New Hartford, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect New Hartford, Connecticut auto insurance. Find the cheapest annual New Hartford, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Hartford, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,640 $5,640
GEICO $2,816 $2,903
Liberty Mutual $6,555 $6,555
Nationwide $3,488 $3,488
Progressive $4,270 $4,270
State Farm $2,895 $3,039
Travelers $5,794 $5,794
USAA $2,979 $3,051

Cheap New Hartford, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Hartford, Connecticut? Check out the comparison of annual New Hartford, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Hartford, Connecticut

Insurance Company Low Medium High
Allstate $5,331 $5,634 $5,956
GEICO $2,658 $2,826 $3,095
Liberty Mutual $6,308 $6,508 $6,849
Nationwide $3,547 $3,514 $3,403
Progressive $4,013 $4,237 $4,560
State Farm $2,792 $2,971 $3,137
Travelers $5,403 $5,758 $6,223
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in New Hartford, Connecticut

Compare the cheapest auto insurance companies in New Hartford, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Hartford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest New Hartford, Connecticut Auto Insurance Companies

What auto insurance companies in New Hartford, Connecticut are the cheapest? Compare the top New Hartford, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Hartford, Connecticut

Insurance Company Average Annual Rates
Allstate $5,640
GEICO $2,860
Liberty Mutual $6,555
Nationwide $3,488
Progressive $4,270
State Farm $2,967
Travelers $5,794
USAA $3,015

What affects auto insurance rates in New Hartford, Connecticut?

There are a lot of reasons why auto insurance rates in New Hartford, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Hartford, Connecticut. Many local factors may affect your New Hartford auto insurance rates.

New Hartford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Hartford, Connecticut commute length is 35.3 minutes according to City-Data.

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Compare New Hartford, Connecticut Auto Insurance Quotes

Before you buy New Hartford, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Hartford, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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