Best Cheap Auto Insurance in New Hampton, MO (2021)

The average New Hampton, MO auto insurance rates are $264 per month. The minimum auto insurance in New Hampton is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in New Hampton, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in New Hampton, Missouri is 25/50/25
  • Average auto insurance rates in New Hampton, MO for senior drivers are $1,808 per year
  • The most expensive auto insurance company in New Hampton for teen drivers is Farmers

New Hampton, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in New Hampton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Hampton, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in New Hampton to other Missouri cities, including St. Joseph auto insurance rates, Lee’s Summit auto insurance rates, and Kansas City auto insurance rates to see how New Hampton, Missouri auto insurance rates stack up.

Before you buy New Hampton, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Hampton, Missouri auto insurance quotes.

Minimum Auto Insurance in New Hampton, Missouri

New Hampton, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Hampton, Missouri.

Minimum Required Auto Insurance Coverage in New Hampton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap New Hampton, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Hampton, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Hampton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,228 $2,221 $1,997 $2,110 $8,829 $9,122 $2,534 $2,656
GEICO $2,024 $2,239 $1,569 $1,946 $5,985 $6,361 $1,902 $1,938
Liberty Mutual $2,616 $2,841 $2,157 $2,419 $8,499 $9,439 $2,766 $2,963
Nationwide $1,447 $1,489 $1,284 $1,374 $3,569 $4,627 $1,643 $1,792
Progressive $2,075 $1,974 $1,694 $1,738 $6,091 $6,880 $2,541 $2,611
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

Cheap New Hampton, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Hampton, Missouri is a challenge. Take a look at the annual teen auto insurance rates in New Hampton, Missouri.

Annual Auto Insurance Rates for Teen Drivers in New Hampton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $8,829 $9,122
GEICO $5,985 $6,361
Liberty Mutual $8,499 $9,439
Nationwide $3,569 $4,627
Progressive $6,091 $6,880
State Farm $4,343 $5,508
USAA $4,422 $5,416

Cheap New Hampton, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in New Hampton, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Hampton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $1,997 $2,110
GEICO $1,569 $1,946
Liberty Mutual $2,157 $2,419
Nationwide $1,284 $1,374
Progressive $1,694 $1,738
State Farm $1,412 $1,412
USAA $1,356 $1,392

Cheap New Hampton, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Hampton, Missouri compared to the annual auto insurance rates with a clean record in New Hampton, Missouri.

Annual New Hampton, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,457 $4,243 $4,154 $3,994
GEICO $2,406 $3,024 $3,967 $2,585
Liberty Mutual $3,078 $4,378 $4,536 $4,858
Nationwide $1,725 $2,170 $2,844 $1,873
Progressive $2,840 $3,630 $3,092 $3,241
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,998 $2,393 $3,276 $2,169

Cheap New Hampton, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Hampton, Missouri is not easy. Compare the annual rates for DUI auto insurance in New Hampton, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in New Hampton, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,154
GEICO $3,967
Liberty Mutual $4,536
Nationwide $2,844
Progressive $3,092
State Farm $2,464
USAA $3,276

Cheap New Hampton, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Hampton, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Hampton, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $4,537 $3,766 $3,583
GEICO $4,138 $2,694 $2,154
Liberty Mutual $6,060 $3,676 $2,901
Nationwide $2,550 $2,088 $1,821
Progressive $3,725 $3,060 $2,816
State Farm $3,290 $2,228 $1,873
USAA $4,127 $1,897 $1,352

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Cheap New Hampton, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Hampton, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in New Hampton, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Hampton, Missouri

ZIP Code Average Annual Rates
64471 $2,599

Cheap New Hampton, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect New Hampton, Missouri auto insurance. Find the cheapest annual New Hampton, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Hampton, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $3,962 $3,962
GEICO $2,934 $3,057
Liberty Mutual $4,212 $4,212
Nationwide $2,153 $2,153
Progressive $3,201 $3,201
State Farm $2,404 $2,523
USAA $2,369 $2,548

Cheap New Hampton, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Hampton, Missouri? Check out the comparison of annual New Hampton, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Hampton, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $3,732 $3,928 $4,226
GEICO $2,834 $3,012 $3,140
Liberty Mutual $3,993 $4,231 $4,413
Nationwide $2,034 $2,171 $2,254
Progressive $2,926 $3,207 $3,468
State Farm $2,332 $2,470 $2,588
USAA $2,371 $2,452 $2,554

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Best By Category: Cheapest Auto Insurance in New Hampton, Missouri

Compare the cheapest auto insurance companies in New Hampton, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Hampton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest New Hampton, Missouri Auto Insurance Companies

What auto insurance companies in New Hampton, Missouri are the cheapest? Compare the top New Hampton, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Hampton, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $3,962
GEICO $2,995
Liberty Mutual $4,212
Nationwide $2,153
Progressive $3,201
State Farm $2,464
USAA $2,459

What affects auto insurance rates in New Hampton, Missouri?

There are a lot of reasons why auto insurance rates in New Hampton, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Hampton, Missouri. Many local factors may affect your New Hampton auto insurance rates.

New Hampton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Hampton, Missouri commute length is 37.3 minutes according to City-Data.

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Compare New Hampton, Missouri Auto Insurance Quotes

Before you buy New Hampton, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Hampton, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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