Best Cheap Auto Insurance in New Douglas, IL (2021)

The average New Douglas, IL auto insurance rates are $286 per month. The minimum auto insurance in New Douglas is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in New Douglas, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in New Douglas, Illinois is 25/50/20
  • Average auto insurance rates in New Douglas, IL for senior drivers are $1,950 per year
  • The cheapest auto insurance company in New Douglas is State Farm

New Douglas, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in New Douglas can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Douglas, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in New Douglas to other Illinois cities, including Waukegan auto insurance rates, Chicago auto insurance rates, and Rockford auto insurance rates to see how New Douglas, Illinois auto insurance rates stack up.

Before you buy New Douglas, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Douglas, Illinois auto insurance quotes.

Minimum Auto Insurance in New Douglas, Illinois

New Douglas, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Douglas, Illinois.

Minimum Required Auto Insurance Coverage in New Douglas, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap New Douglas, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Douglas, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Douglas, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,168 $3,182 $3,313 $3,313 $8,222 $10,682 $3,805 $4,111
American Family $2,532 $2,532 $2,315 $2,315 $7,127 $9,909 $2,532 $3,263
Farmers $2,448 $2,448 $2,173 $2,303 $10,509 $10,941 $2,786 $2,905
GEICO $1,727 $1,757 $1,670 $2,030 $5,565 $5,775 $2,170 $2,061
Liberty Mutual $1,415 $1,529 $1,178 $1,317 $4,558 $5,071 $1,480 $1,564
Nationwide $2,204 $2,244 $1,955 $2,075 $6,133 $7,891 $2,573 $2,792
Progressive $2,630 $2,478 $2,169 $2,282 $9,529 $10,707 $3,124 $3,367
State Farm $1,403 $1,403 $1,256 $1,256 $4,021 $5,103 $1,586 $1,818
Travelers $1,494 $1,577 $1,357 $1,447 $4,231 $5,289 $1,585 $1,670
USAA $1,773 $1,810 $1,647 $1,629 $5,700 $6,299 $2,341 $2,584

Cheap New Douglas, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Douglas, Illinois is a challenge. Take a look at the annual teen auto insurance rates in New Douglas, Illinois.

Annual Auto Insurance Rates for Teen Drivers in New Douglas, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,222 $10,682
American Family $7,127 $9,909
Farmers $10,509 $10,941
GEICO $5,565 $5,775
Liberty Mutual $4,558 $5,071
Nationwide $6,133 $7,891
Progressive $9,529 $10,707
State Farm $4,021 $5,103
Travelers $4,231 $5,289
USAA $5,700 $6,299

Cheap New Douglas, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in New Douglas, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Douglas, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,313 $3,313
American Family $2,315 $2,315
Farmers $2,173 $2,303
GEICO $1,670 $2,030
Liberty Mutual $1,178 $1,317
Nationwide $1,955 $2,075
Progressive $2,169 $2,282
State Farm $1,256 $1,256
Travelers $1,357 $1,447
USAA $1,647 $1,629

Cheap New Douglas, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Douglas, Illinois compared to the annual auto insurance rates with a clean record in New Douglas, Illinois.

Annual New Douglas, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,548 $6,050 $5,630 $4,671
American Family $2,990 $4,234 $5,647 $3,392
Farmers $3,855 $4,970 $4,848 $4,584
GEICO $2,044 $2,834 $3,948 $2,551
Liberty Mutual $1,890 $2,671 $2,353 $2,142
Nationwide $2,796 $3,635 $4,284 $3,219
Progressive $3,729 $5,553 $4,139 $4,722
State Farm $2,038 $2,423 $2,231 $2,231
Travelers $1,858 $2,429 $2,709 $2,329
USAA $2,119 $3,043 $4,175 $2,556

Cheap New Douglas, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Douglas, Illinois is not easy. Compare the annual rates for DUI auto insurance in New Douglas, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in New Douglas, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,630
American Family $5,647
Farmers $4,848
GEICO $3,948
Liberty Mutual $2,353
Nationwide $4,284
Progressive $4,139
State Farm $2,231
Travelers $2,709
USAA $4,175

Cheap New Douglas, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Douglas, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Douglas, Illinois

Insurance Company Poor Fair Good
Allstate $6,335 $4,579 $4,009
American Family $5,416 $3,676 $3,105
Farmers $5,191 $4,357 $4,145
GEICO $4,571 $2,228 $1,734
Liberty Mutual $3,206 $1,996 $1,591
Nationwide $4,164 $3,354 $2,932
Progressive $5,170 $4,386 $4,052
State Farm $3,240 $1,943 $1,509
Travelers $2,849 $2,285 $1,860
USAA $3,965 $2,717 $2,236

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Cheap New Douglas, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Douglas, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in New Douglas, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Douglas, Illinois

ZIP Code Average Annual Rates
62074 $3,394

Cheap New Douglas, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect New Douglas, Illinois auto insurance. Find the cheapest annual New Douglas, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Douglas, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,975 $4,975
American Family $4,013 $4,118
Farmers $4,564 $4,564
GEICO $2,792 $2,897
Liberty Mutual $2,264 $2,264
Nationwide $3,483 $3,483
Progressive $4,536 $4,536
State Farm $2,174 $2,288
Travelers $2,240 $2,422
USAA $2,889 $3,057

Cheap New Douglas, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Douglas, Illinois? Check out the comparison of annual New Douglas, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Douglas, Illinois

Insurance Company Low Medium High
Allstate $4,814 $4,969 $5,141
American Family $3,912 $4,215 $4,071
Farmers $4,331 $4,453 $4,909
GEICO $2,566 $2,833 $3,134
Liberty Mutual $2,139 $2,259 $2,394
Nationwide $3,470 $3,512 $3,468
Progressive $4,093 $4,513 $5,001
State Farm $2,103 $2,234 $2,356
Travelers $2,189 $2,328 $2,477
USAA $2,778 $2,970 $3,170

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Best By Category: Cheapest Auto Insurance in New Douglas, Illinois

Compare the cheapest auto insurance companies in New Douglas, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Douglas, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest New Douglas, Illinois Auto Insurance Companies

What auto insurance companies in New Douglas, Illinois are the cheapest? Compare the top New Douglas, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Douglas, Illinois

Insurance Company Average Annual Rates
Allstate $4,975
American Family $4,066
Farmers $4,564
GEICO $2,844
Liberty Mutual $2,264
Nationwide $3,483
Progressive $4,536
State Farm $2,231
Travelers $2,331
USAA $2,973

What affects auto insurance rates in New Douglas, Illinois?

There are a lot of reasons why auto insurance rates in New Douglas, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Douglas, Illinois. Many local factors may affect your New Douglas auto insurance rates.

New Douglas Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Douglas, Illinois commute length is 37.0 minutes according to City-Data.

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Compare New Douglas, Illinois Auto Insurance Quotes

Before you buy New Douglas, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Douglas, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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