Best Cheap Auto Insurance in New Concord, KY (2021)

The average New Concord, KY auto insurance rates are $341 per month. The minimum auto insurance in New Concord is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in New Concord, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in New Concord for teen drivers is Travelers
  • Average auto insurance rates in New Concord, KY for senior drivers are $2,278 per year
  • The minimum auto insurance required in New Concord, Kentucky is 25/50/25

New Concord, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in New Concord can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Concord, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in New Concord to other Kentucky cities, including Richmond auto insurance rates, Owensboro auto insurance rates, and Nicholasville auto insurance rates to see how New Concord, Kentucky auto insurance rates stack up.

Before you buy New Concord, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Concord, Kentucky auto insurance quotes.

Minimum Auto Insurance in New Concord, Kentucky

New Concord, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Concord, Kentucky.

Minimum Required Auto Insurance Coverage in New Concord, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap New Concord, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Concord, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Concord, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,597 $2,819 $2,210 $2,473 $10,183 $11,276 $2,721 $2,844
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,151 $2,061 $1,914 $1,932 $10,095 $11,427 $2,670 $2,744
State Farm $1,986 $1,986 $1,774 $1,774 $6,051 $7,639 $2,218 $2,501
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,632 $1,637 $1,471 $1,499 $4,298 $4,532 $2,059 $2,256

Cheap New Concord, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Concord, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in New Concord, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in New Concord, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,183 $11,276
Nationwide $6,037 $7,550
Progressive $10,095 $11,427
State Farm $6,051 $7,639
Travelers $10,394 $16,625
USAA $4,298 $4,532

Cheap New Concord, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in New Concord, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Concord, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,210 $2,473
Nationwide $2,519 $2,640
Progressive $1,914 $1,932
State Farm $1,774 $1,774
Travelers $2,161 $2,167
USAA $1,471 $1,499

Cheap New Concord, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Concord, Kentucky compared to the annual auto insurance rates with a clean record in New Concord, Kentucky.

Annual New Concord, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,154 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,883 $5,936 $4,625 $4,117
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,622 $5,333 $4,134 $4,408
State Farm $2,955 $3,527 $3,241 $3,241
Travelers $4,449 $4,579 $6,599 $4,772
USAA $1,830 $2,583 $3,079 $2,200

Cheap New Concord, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Concord, Kentucky is not easy. Compare the annual rates for DUI auto insurance in New Concord, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in New Concord, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,154
GEICO $6,130
Liberty Mutual $4,625
Nationwide $4,997
Progressive $4,134
State Farm $3,241
Travelers $6,599
USAA $3,079

Cheap New Concord, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Concord, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Concord, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,635 $4,067 $3,220
Nationwide $4,672 $3,666 $3,197
Progressive $4,910 $4,256 $3,958
State Farm $4,697 $2,826 $2,200
Travelers $5,693 $4,813 $4,793
USAA $3,605 $2,019 $1,646

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Cheap New Concord, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Concord, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in New Concord, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Concord, Kentucky

ZIP Code Average Annual Rates
42076 $3,680

Cheap New Concord, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect New Concord, Kentucky auto insurance. Find the cheapest annual New Concord, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Concord, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,640 $4,640
Nationwide $3,845 $3,845
Progressive $4,374 $4,374
State Farm $3,163 $3,319
Travelers $5,100 $5,100
USAA $2,334 $2,513

Cheap New Concord, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Concord, Kentucky? Check out the comparison of annual New Concord, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Concord, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,352 $5,709
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,427 $4,612 $4,881
Nationwide $3,908 $3,801 $3,826
Progressive $4,073 $4,326 $4,724
State Farm $3,081 $3,240 $3,402
Travelers $4,861 $5,126 $5,312
USAA $2,318 $2,418 $2,534

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Best By Category: Cheapest Auto Insurance in New Concord, Kentucky

Compare the cheapest auto insurance companies in New Concord, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Concord, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest New Concord, Kentucky Auto Insurance Companies

What auto insurance companies in New Concord, Kentucky are the cheapest? Compare the top New Concord, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Concord, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,640
Nationwide $3,845
Progressive $4,374
State Farm $3,241
Travelers $5,100
USAA $2,423

Compare New Concord, Kentucky Auto Insurance Quotes

Before you buy New Concord, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Concord, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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