Best Cheap Auto Insurance in New Castle, KY (2021)

The average New Castle, KY auto insurance rates are $371 per month. The minimum auto insurance in New Castle is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in New Castle, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in New Castle, Kentucky is 25/50/25
  • Average auto insurance rates in New Castle, KY for senior drivers are $2,452 per year
  • The average commute length in New Castle is 22.4 minutes

New Castle, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in New Castle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Castle, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in New Castle to other Kentucky cities, including Bowling Green auto insurance rates, Independence auto insurance rates, and Elizabeth auto insurance rates to see how New Castle, Kentucky auto insurance rates stack up.

Before you buy New Castle, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Castle, Kentucky auto insurance quotes.

Minimum Auto Insurance in New Castle, Kentucky

New Castle, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Castle, Kentucky.

Minimum Required Auto Insurance Coverage in New Castle, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap New Castle, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Castle, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Castle, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,227 $2,952 $3,151 $12,347 $13,868 $3,612 $3,814
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,779 $3,011 $2,340 $2,614 $12,010 $13,308 $2,923 $3,068
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,088 $1,985 $1,875 $1,883 $10,201 $11,542 $2,589 $2,646
State Farm $1,855 $1,855 $1,656 $1,656 $5,554 $7,040 $2,071 $2,316
Travelers $2,292 $2,332 $2,255 $2,258 $11,081 $17,783 $2,397 $2,764
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

Cheap New Castle, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Castle, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in New Castle, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in New Castle, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,347 $13,868
GEICO $7,170 $8,568
Liberty Mutual $12,010 $13,308
Nationwide $7,450 $9,339
Progressive $10,201 $11,542
State Farm $5,554 $7,040
Travelers $11,081 $17,783
USAA $4,960 $5,220

Cheap New Castle, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in New Castle, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Castle, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,952 $3,151
GEICO $3,742 $3,389
Liberty Mutual $2,340 $2,614
Nationwide $2,972 $3,117
Progressive $1,875 $1,883
State Farm $1,656 $1,656
Travelers $2,255 $2,258
USAA $1,670 $1,696

Cheap New Castle, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Castle, Kentucky compared to the annual auto insurance rates with a clean record in New Castle, Kentucky.

Annual New Castle, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,778 $6,256 $6,683 $5,401
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,377 $6,747 $5,246 $4,655
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,599 $5,328 $4,105 $4,372
State Farm $2,741 $3,259 $3,000 $3,000
Travelers $4,702 $4,837 $6,998 $5,044
USAA $2,084 $2,947 $3,525 $2,510

Cheap New Castle, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Castle, Kentucky is not easy. Compare the annual rates for DUI auto insurance in New Castle, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in New Castle, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,683
GEICO $7,199
Liberty Mutual $5,246
Nationwide $6,064
Progressive $4,105
State Farm $3,000
Travelers $6,998
USAA $3,525

Cheap New Castle, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Castle, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Castle, Kentucky

Insurance Company Poor Fair Good
Allstate $7,645 $5,289 $4,405
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,521 $4,614 $3,634
Nationwide $5,647 $4,437 $3,858
Progressive $4,856 $4,241 $3,956
State Farm $4,345 $2,617 $2,038
Travelers $6,018 $5,094 $5,074
USAA $4,110 $2,308 $1,882

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Cheap New Castle, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Castle, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in New Castle, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Castle, Kentucky

ZIP Code Average Annual Rates
40050 $4,002

Cheap New Castle, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect New Castle, Kentucky auto insurance. Find the cheapest annual New Castle, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Castle, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,779 $5,779
GEICO $4,371 $4,456
Liberty Mutual $5,257 $5,257
Nationwide $4,647 $4,647
Progressive $4,351 $4,351
State Farm $2,926 $3,074
Travelers $5,395 $5,395
USAA $2,664 $2,869

Cheap New Castle, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Castle, Kentucky? Check out the comparison of annual New Castle, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Castle, Kentucky

Insurance Company Low Medium High
Allstate $5,364 $5,756 $6,218
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,032 $5,228 $5,510
Nationwide $4,735 $4,596 $4,611
Progressive $4,019 $4,299 $4,735
State Farm $2,829 $3,000 $3,172
Travelers $5,120 $5,420 $5,646
USAA $2,639 $2,760 $2,900

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Best By Category: Cheapest Auto Insurance in New Castle, Kentucky

Compare the cheapest auto insurance companies in New Castle, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Castle, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest New Castle, Kentucky Auto Insurance Companies

What auto insurance companies in New Castle, Kentucky are the cheapest? Compare the top New Castle, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Castle, Kentucky

Insurance Company Average Annual Rates
Allstate $5,779
GEICO $4,413
Liberty Mutual $5,257
Nationwide $4,647
Progressive $4,351
State Farm $3,000
Travelers $5,395
USAA $2,766

What affects auto insurance rates in New Castle, Kentucky?

There are a lot of reasons why auto insurance rates in New Castle, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Castle, Kentucky. Many local factors may affect your New Castle auto insurance rates.

New Castle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Castle, Kentucky commute length is 22.4 minutes according to City-Data.

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Compare New Castle, Kentucky Auto Insurance Quotes

Before you buy New Castle, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Castle, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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