Best Cheap Auto Insurance in New Castle, CO (2021)

The average New Castle, CO auto insurance rates are $313 per month. The minimum auto insurance in New Castle is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in New Castle, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in New Castle is 31.5 minutes
  • The cheapest auto insurance company in New Castle is GEICO
  • The minimum auto insurance required in New Castle, Colorado is 25/50/15

New Castle, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in New Castle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Castle, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in New Castle to other Colorado cities, including Denver auto insurance rates, Westminster auto insurance rates, and Pueblo auto insurance rates to see how New Castle, Colorado auto insurance rates stack up.

Before you buy New Castle, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Castle, Colorado auto insurance quotes.

Minimum Auto Insurance in New Castle, Colorado

New Castle, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Castle, Colorado.

Minimum Required Auto Insurance Coverage in New Castle, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap New Castle, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Castle, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Castle, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,958 $2,922 $2,693 $2,913 $10,804 $10,768 $3,237 $3,257
GEICO $1,667 $1,820 $1,727 $1,930 $5,193 $5,544 $1,535 $1,584
Liberty Mutual $1,949 $1,948 $1,633 $1,790 $5,603 $6,128 $1,979 $2,034
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,363 $2,206 $2,033 $2,029 $8,069 $9,046 $2,678 $2,611
State Farm $1,764 $1,764 $1,579 $1,579 $5,065 $6,386 $1,973 $2,357
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

Cheap New Castle, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Castle, Colorado is a challenge. Take a look at the annual teen auto insurance rates in New Castle, Colorado.

Annual Auto Insurance Rates for Teen Drivers in New Castle, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,230 $8,345
Farmers $10,804 $10,768
GEICO $5,193 $5,544
Liberty Mutual $5,603 $6,128
Nationwide $5,929 $7,587
Progressive $8,069 $9,046
State Farm $5,065 $6,386
USAA $5,838 $6,706

Cheap New Castle, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in New Castle, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Castle, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,316 $2,316
Farmers $2,693 $2,913
GEICO $1,727 $1,930
Liberty Mutual $1,633 $1,790
Nationwide $2,085 $2,204
Progressive $2,033 $2,029
State Farm $1,579 $1,579
USAA $2,237 $2,259

Cheap New Castle, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Castle, Colorado compared to the annual auto insurance rates with a clean record in New Castle, Colorado.

Annual New Castle, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,171 $5,362 $5,297 $4,946
GEICO $1,867 $2,870 $3,323 $2,441
Liberty Mutual $2,516 $2,950 $3,084 $2,981
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,370 $4,663 $3,556 $3,927
State Farm $2,584 $3,032 $2,808 $2,808
USAA $2,573 $3,128 $5,481 $2,905

Cheap New Castle, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Castle, Colorado is not easy. Compare the annual rates for DUI auto insurance in New Castle, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in New Castle, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,091
American Family $5,160
Farmers $5,297
GEICO $3,323
Liberty Mutual $3,084
Nationwide $4,685
Progressive $3,556
State Farm $2,808
USAA $5,481

Cheap New Castle, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Castle, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Castle, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,893 $3,473 $2,906
Farmers $5,776 $4,645 $4,410
GEICO $3,152 $2,625 $2,099
Liberty Mutual $4,133 $2,511 $2,004
Nationwide $4,245 $3,363 $2,929
Progressive $4,402 $3,766 $3,469
State Farm $3,899 $2,506 $2,020
USAA $5,236 $2,963 $2,367

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Cheap New Castle, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Castle, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in New Castle, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Castle, Colorado

ZIP Code Average Annual Rates
81647 $3,461

Cheap New Castle, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect New Castle, Colorado auto insurance. Find the cheapest annual New Castle, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Castle, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,678 $3,837
Farmers $4,944 $4,944
GEICO $2,571 $2,680
Liberty Mutual $2,883 $2,883
Nationwide $3,512 $3,512
Progressive $3,879 $3,879
State Farm $2,743 $2,874
USAA $3,421 $3,623

Cheap New Castle, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Castle, Colorado? Check out the comparison of annual New Castle, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Castle, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,605 $3,834 $3,832
Farmers $4,336 $4,875 $5,620
GEICO $2,439 $2,594 $2,843
Liberty Mutual $2,756 $2,876 $3,016
Nationwide $3,535 $3,511 $3,491
Progressive $3,663 $3,889 $4,086
State Farm $2,652 $2,808 $2,966
USAA $3,387 $3,522 $3,658

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Best By Category: Cheapest Auto Insurance in New Castle, Colorado

Compare the cheapest auto insurance companies in New Castle, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Castle, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest New Castle, Colorado Auto Insurance Companies

What auto insurance companies in New Castle, Colorado are the cheapest? Compare the top New Castle, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Castle, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,757
Farmers $4,944
GEICO $2,625
Liberty Mutual $2,883
Nationwide $3,512
Progressive $3,879
State Farm $2,808
USAA $3,522

What affects auto insurance rates in New Castle, Colorado?

There are a lot of reasons why auto insurance rates in New Castle, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Castle, Colorado. Many local factors may affect your New Castle auto insurance rates.

New Castle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Castle, Colorado commute length is 31.5 minutes according to City-Data.

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Compare New Castle, Colorado Auto Insurance Quotes

Before you buy New Castle, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Castle, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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