Best Cheap Auto Insurance in New Boston, MI (2021)

The average New Boston, MI auto insurance rates are $1,116 per month. The minimum auto insurance in New Boston is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in New Boston, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in New Boston, MI for senior drivers are $8,971 per year
  • The minimum auto insurance required in New Boston, Michigan is 20/40/10
  • The most expensive auto insurance company in New Boston for teen drivers is Allstate

New Boston, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in New Boston can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Boston, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in New Boston to other Michigan cities, including Troy auto insurance rates, Livonia auto insurance rates, and Grand Rapids auto insurance rates to see how New Boston, Michigan auto insurance rates stack up.

Before you buy New Boston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Boston, Michigan auto insurance quotes.

Minimum Auto Insurance in New Boston, Michigan

New Boston, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Boston, Michigan.

Minimum Required Auto Insurance Coverage in New Boston, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap New Boston, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Boston, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Boston, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $25,234 $25,234 $23,755 $23,755 $57,661 $57,661 $26,481 $26,481
Farmers $8,588 $8,588 $7,942 $7,942 $19,072 $19,072 $9,734 $9,734
GEICO $7,259 $7,259 $7,396 $7,396 $18,887 $18,887 $6,890 $6,890
Liberty Mutual $15,685 $15,685 $15,532 $15,532 $36,634 $36,634 $15,685 $15,685
Nationwide $5,177 $5,177 $4,584 $4,584 $14,241 $14,241 $5,710 $5,710
Progressive $4,037 $3,678 $3,549 $4,057 $14,591 $15,254 $4,687 $4,166
State Farm $9,451 $9,451 $8,851 $8,851 $34,062 $34,062 $11,112 $11,112
Travelers $7,464 $7,464 $6,400 $6,400 $22,645 $22,645 $8,116 $8,116
USAA $2,713 $2,567 $2,552 $2,406 $6,712 $6,378 $3,313 $3,175

Cheap New Boston, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Boston, Michigan is a challenge. Take a look at the annual teen auto insurance rates in New Boston, Michigan.

Annual Auto Insurance Rates for Teen Drivers in New Boston, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $57,661 $57,661
Farmers $19,072 $19,072
GEICO $18,887 $18,887
Liberty Mutual $36,634 $36,634
Nationwide $14,241 $14,241
Progressive $14,591 $15,254
State Farm $34,062 $34,062
Travelers $22,645 $22,645
USAA $6,712 $6,378

Cheap New Boston, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in New Boston, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Boston, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $23,755 $23,755
Farmers $7,942 $7,942
GEICO $7,396 $7,396
Liberty Mutual $15,532 $15,532
Nationwide $4,584 $4,584
Progressive $3,549 $4,057
State Farm $8,851 $8,851
Travelers $6,400 $6,400
USAA $2,552 $2,406

Cheap New Boston, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Boston, Michigan compared to the annual auto insurance rates with a clean record in New Boston, Michigan.

Annual New Boston, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $15,898 $21,564 $73,235 $22,434
Farmers $9,432 $12,213 $12,000 $11,692
GEICO $3,533 $7,490 $22,866 $6,543
Liberty Mutual $14,384 $17,534 $33,060 $18,558
Nationwide $6,345 $8,504 $7,710 $7,153
Progressive $5,655 $7,562 $6,780 $7,013
State Farm $9,913 $11,985 $26,485 $15,092
Travelers $7,561 $10,789 $17,326 $8,948
USAA $2,994 $3,743 $4,905 $3,265

Cheap New Boston, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Boston, Michigan is not easy. Compare the annual rates for DUI auto insurance in New Boston, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in New Boston, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $73,235
Farmers $12,000
GEICO $22,866
Liberty Mutual $33,060
Nationwide $7,710
Progressive $6,780
State Farm $26,485
Travelers $17,326
USAA $4,905

Cheap New Boston, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Boston, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Boston, Michigan

Insurance Company Poor Fair Good
Allstate $51,332 $28,028 $20,488
Farmers $16,528 $9,076 $8,399
GEICO $13,040 $9,546 $7,738
Liberty Mutual $33,037 $19,080 $10,535
Nationwide $9,307 $7,020 $5,957
Progressive $7,863 $6,556 $5,838
State Farm $25,782 $13,011 $8,814
Travelers $11,437 $11,087 $10,945
USAA $5,581 $3,180 $2,420

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Cheap New Boston, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Boston, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in New Boston, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Boston, Michigan

ZIP Code Average Annual Rates
48164 $9,384

Cheap New Boston, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect New Boston, Michigan auto insurance. Find the cheapest annual New Boston, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Boston, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $33,283 $33,283
Farmers $11,334 $11,334
GEICO $9,874 $10,342
Liberty Mutual $20,172 $21,596
Nationwide $7,428 $7,428
Progressive $6,752 $6,752
State Farm $15,420 $16,318
Travelers $11,092 $11,221
USAA $3,684 $3,769

Cheap New Boston, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Boston, Michigan? Check out the comparison of annual New Boston, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Boston, Michigan

Insurance Company Low Medium High
Allstate $32,590 $33,344 $33,914
Farmers $10,950 $11,295 $11,758
GEICO $9,469 $10,010 $10,845
Liberty Mutual $20,376 $20,835 $21,441
Nationwide $7,731 $7,313 $7,240
Progressive $6,548 $6,759 $6,950
State Farm $14,947 $15,982 $16,677
Travelers $11,055 $11,166 $11,247
USAA $3,613 $3,736 $3,831

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Best By Category: Cheapest Auto Insurance in New Boston, Michigan

Compare the cheapest auto insurance companies in New Boston, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Boston, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest New Boston, Michigan Auto Insurance Companies

What auto insurance companies in New Boston, Michigan are the cheapest? Compare the top New Boston, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Boston, Michigan

Insurance Company Average Annual Rates
Allstate $33,283
Farmers $11,334
GEICO $10,108
Liberty Mutual $20,884
Nationwide $7,428
Progressive $6,752
State Farm $15,869
Travelers $11,156
USAA $3,727

Compare New Boston, Michigan Auto Insurance Quotes

Before you buy New Boston, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Boston, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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