Best Cheap Auto Insurance in New Bedford, MA (2021)

The average New Bedford, MA auto insurance rates are $316 per month. The minimum auto insurance in New Bedford is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in New Bedford, Massachusetts, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in New Bedford is 26.0 minutes
  • The minimum auto insurance required in New Bedford, Massachusetts is 20/40/5
  • The cheapest auto insurance company in New Bedford is State Farm

New Bedford, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in New Bedford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Bedford, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in New Bedford to other Massachusetts cities, including Brockton auto insurance rates, Boston auto insurance rates, and New Bedford auto insurance rates to see how New Bedford, Massachusetts auto insurance rates stack up.

Before you buy New Bedford, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Bedford, Massachusetts auto insurance quotes.

Minimum Auto Insurance in New Bedford, Massachusetts

New Bedford, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Bedford, Massachusetts.

Minimum Required Auto Insurance Coverage in New Bedford, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap New Bedford, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Bedford, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Bedford, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,757 $2,757 $2,757 $7,915 $7,915 $3,078 $3,078
GEICO $2,746 $2,746 $2,539 $2,539 $6,706 $6,706 $2,837 $2,837
Liberty Mutual $3,917 $3,917 $3,412 $3,412 $10,476 $10,476 $4,100 $4,100
Progressive $2,729 $2,729 $2,616 $2,616 $10,303 $10,303 $2,947 $2,947
State Farm $1,291 $1,291 $1,291 $1,291 $3,246 $3,246 $1,291 $1,291
Travelers $3,384 $3,384 $2,975 $2,975 $6,920 $6,920 $3,743 $3,743
USAA $1,863 $1,863 $1,833 $1,833 $4,403 $4,403 $2,058 $2,058

Cheap New Bedford, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Bedford, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in New Bedford, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in New Bedford, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,915 $7,915
GEICO $6,706 $6,706
Liberty Mutual $10,476 $10,476
Progressive $10,303 $10,303
State Farm $3,246 $3,246
Travelers $6,920 $6,920
USAA $4,403 $4,403

Cheap New Bedford, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in New Bedford, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Bedford, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,757 $2,757
GEICO $2,539 $2,539
Liberty Mutual $3,412 $3,412
Progressive $2,616 $2,616
State Farm $1,291 $1,291
Travelers $2,975 $2,975
USAA $1,833 $1,833

Cheap New Bedford, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Bedford, Massachusetts compared to the annual auto insurance rates with a clean record in New Bedford, Massachusetts.

Annual New Bedford, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,177 $4,795 $5,357 $3,177
GEICO $2,949 $4,086 $4,669 $3,123
Liberty Mutual $4,286 $5,915 $7,097 $4,608
Progressive $3,895 $5,513 $4,366 $4,822
State Farm $1,404 $1,922 $2,283 $1,509
Travelers $3,299 $4,580 $4,941 $4,201
USAA $1,798 $2,344 $3,999 $2,015

Cheap New Bedford, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Bedford, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in New Bedford, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in New Bedford, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,357
GEICO $4,669
Liberty Mutual $7,097
Progressive $4,366
State Farm $2,283
Travelers $4,941
USAA $3,999

Cheap New Bedford, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Bedford, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in New Bedford, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Bedford, Massachusetts

ZIP Code Average Annual Rates
2740 $3,790
2744 $3,790
2745 $3,790
2746 $3,790

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Cheap New Bedford, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect New Bedford, Massachusetts auto insurance. Find the cheapest annual New Bedford, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Bedford, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,986 $4,267
GEICO $3,637 $3,777
Liberty Mutual $5,264 $5,689
Progressive $4,649 $4,649
State Farm $1,737 $1,822
Travelers $4,048 $4,463
USAA $2,468 $2,610

Cheap New Bedford, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Bedford, Massachusetts? Check out the comparison of annual New Bedford, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Bedford, Massachusetts

Insurance Company Low Medium High
Allstate $3,771 $4,196 $4,413
GEICO $3,431 $3,768 $3,922
Liberty Mutual $5,100 $5,550 $5,780
Progressive $4,256 $4,727 $4,963
State Farm $1,612 $1,811 $1,917
Travelers $3,811 $4,338 $4,616
USAA $2,345 $2,581 $2,691

Best By Category: Cheapest Auto Insurance in New Bedford, Massachusetts

Compare the cheapest auto insurance companies in New Bedford, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Bedford, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest New Bedford, Massachusetts Auto Insurance Companies

What auto insurance companies in New Bedford, Massachusetts are the cheapest? Compare the top New Bedford, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Bedford, Massachusetts

Insurance Company Average Annual Rates
Allstate $4,127
GEICO $3,707
Liberty Mutual $5,476
Progressive $4,649
State Farm $1,780
Travelers $4,255
USAA $2,539

What affects auto insurance rates in New Bedford, Massachusetts?

There are a lot of reasons why auto insurance rates in New Bedford, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Bedford, Massachusetts. Many local factors may affect your New Bedford auto insurance rates.

New Bedford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Bedford, Massachusetts commute length is 26.0 minutes according to City-Data.

New Bedford Traffic

How does New Bedford, Massachusetts rank for traffic? According to Inrix New Bedford, Massachusetts is the 778th most congested worldwide.

Compare New Bedford, Massachusetts Auto Insurance Quotes

Before you buy New Bedford, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Bedford, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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