Best Cheap Auto Insurance in New Baltimore, MI (2021)

The average New Baltimore, MI auto insurance rates are $1,020 per month. The minimum auto insurance in New Baltimore is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in New Baltimore, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in New Baltimore, Michigan is 20/40/10
  • Average auto insurance rates in New Baltimore, MI for senior drivers are $8,083 per year
  • The most expensive auto insurance company in New Baltimore for teen drivers is Allstate

New Baltimore, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in New Baltimore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Baltimore, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in New Baltimore to other Michigan cities, including Lansing auto insurance rates, Troy auto insurance rates, and Sterling Heights auto insurance rates to see how New Baltimore, Michigan auto insurance rates stack up.

Before you buy New Baltimore, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Baltimore, Michigan auto insurance quotes.

Minimum Auto Insurance in New Baltimore, Michigan

New Baltimore, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Baltimore, Michigan.

Minimum Required Auto Insurance Coverage in New Baltimore, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Baltimore, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Baltimore, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Baltimore, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,076 $19,076 $17,702 $17,702 $47,983 $47,983 $20,104 $20,104
Farmers $8,647 $8,647 $7,987 $7,987 $19,500 $19,500 $9,809 $9,809
GEICO $5,886 $5,886 $6,030 $6,030 $16,056 $16,056 $5,600 $5,600
Liberty Mutual $17,478 $17,478 $17,307 $17,307 $40,779 $40,779 $17,478 $17,478
Nationwide $4,496 $4,496 $4,006 $4,006 $11,898 $11,898 $4,934 $4,934
Progressive $3,758 $3,441 $3,314 $3,759 $13,937 $14,704 $4,373 $3,939
State Farm $9,710 $9,710 $9,064 $9,064 $34,986 $34,986 $11,431 $11,431
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,722 $2,563 $2,564 $2,407 $6,789 $6,426 $3,316 $3,161

Cheap New Baltimore, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Baltimore, Michigan is a challenge. Take a look at the annual teen auto insurance rates in New Baltimore, Michigan.

Annual Auto Insurance Rates for Teen Drivers in New Baltimore, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $47,983 $47,983
Farmers $19,500 $19,500
GEICO $16,056 $16,056
Liberty Mutual $40,779 $40,779
Nationwide $11,898 $11,898
Progressive $13,937 $14,704
State Farm $34,986 $34,986
Travelers $16,180 $16,180
USAA $6,789 $6,426

Cheap New Baltimore, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in New Baltimore, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Baltimore, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,702 $17,702
Farmers $7,987 $7,987
GEICO $6,030 $6,030
Liberty Mutual $17,307 $17,307
Nationwide $4,006 $4,006
Progressive $3,314 $3,759
State Farm $9,064 $9,064
Travelers $4,626 $4,626
USAA $2,564 $2,407

Cheap New Baltimore, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Baltimore, Michigan compared to the annual auto insurance rates with a clean record in New Baltimore, Michigan.

Annual New Baltimore, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,609 $16,871 $57,597 $17,788
Farmers $9,558 $12,371 $12,148 $11,866
GEICO $2,895 $6,227 $19,035 $5,414
Liberty Mutual $15,941 $19,502 $36,967 $20,633
Nationwide $5,409 $7,260 $6,570 $6,094
Progressive $5,385 $7,167 $6,416 $6,644
State Farm $10,175 $12,304 $27,213 $15,499
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,006 $3,766 $4,926 $3,277

Cheap New Baltimore, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Baltimore, Michigan is not easy. Compare the annual rates for DUI auto insurance in New Baltimore, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in New Baltimore, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $57,597
Farmers $12,148
GEICO $19,035
Liberty Mutual $36,967
Nationwide $6,570
Progressive $6,416
State Farm $27,213
Travelers $12,473
USAA $4,926

Cheap New Baltimore, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Baltimore, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Baltimore, Michigan

Insurance Company Poor Fair Good
Allstate $39,784 $22,024 $16,840
Farmers $16,966 $9,070 $8,421
GEICO $10,818 $7,928 $6,433
Liberty Mutual $36,823 $21,248 $11,712
Nationwide $7,947 $5,980 $5,073
Progressive $7,420 $6,223 $5,566
State Farm $26,492 $13,359 $9,042
Travelers $8,206 $7,958 $7,858
USAA $5,602 $3,199 $2,431

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Baltimore, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Baltimore, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in New Baltimore, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Baltimore, Michigan

ZIP Code Average Annual Rates
48047 $8,497
48051 $8,688

Cheap New Baltimore, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect New Baltimore, Michigan auto insurance. Find the cheapest annual New Baltimore, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Baltimore, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $26,216 $26,216
Farmers $11,486 $11,486
GEICO $8,201 $8,584
Liberty Mutual $22,469 $24,053
Nationwide $6,333 $6,333
Progressive $6,403 $6,403
State Farm $15,849 $16,747
Travelers $7,961 $8,053
USAA $3,701 $3,786

Cheap New Baltimore, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Baltimore, Michigan? Check out the comparison of annual New Baltimore, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Baltimore, Michigan

Insurance Company Low Medium High
Allstate $25,606 $26,271 $26,772
Farmers $11,146 $11,451 $11,860
GEICO $7,817 $8,308 $9,053
Liberty Mutual $22,737 $23,210 $23,835
Nationwide $6,613 $6,231 $6,156
Progressive $6,223 $6,410 $6,576
State Farm $15,420 $16,406 $17,067
Travelers $7,920 $8,016 $8,086
USAA $3,625 $3,754 $3,852

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in New Baltimore, Michigan

Compare the cheapest auto insurance companies in New Baltimore, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Baltimore, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest New Baltimore, Michigan Auto Insurance Companies

What auto insurance companies in New Baltimore, Michigan are the cheapest? Compare the top New Baltimore, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Baltimore, Michigan

Insurance Company Average Annual Rates
Allstate $26,216
Farmers $11,486
GEICO $8,393
Liberty Mutual $23,261
Nationwide $6,333
Progressive $6,403
State Farm $16,298
Travelers $8,007
USAA $3,744

What affects auto insurance rates in New Baltimore, Michigan?

There are a lot of reasons why auto insurance rates in New Baltimore, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Baltimore, Michigan. Many local factors may affect your New Baltimore auto insurance rates.

New Baltimore Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual New Baltimore, Michigan auto theft statistics, there have been 2 auto thefts in the city.

New Baltimore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Baltimore, Michigan commute length is 31.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare New Baltimore, Michigan Auto Insurance Quotes

Before you buy New Baltimore, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Baltimore, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption