Best Cheap Auto Insurance in New Albin, IA (2021)

The average New Albin, IA auto insurance rates are $252 per month. The minimum auto insurance in New Albin is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in New Albin, Iowa, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in New Albin is USAA
  • The average commute length in New Albin is 24.6 minutes
  • The most expensive auto insurance company in New Albin for teen drivers is Travelers

New Albin, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in New Albin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in New Albin, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in New Albin to other Iowa cities, including Waterloo auto insurance rates, Davenport auto insurance rates, and Ames auto insurance rates to see how New Albin, Iowa auto insurance rates stack up.

Before you buy New Albin, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free New Albin, Iowa auto insurance quotes.

Minimum Auto Insurance in New Albin, Iowa

New Albin, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in New Albin, Iowa.

Minimum Required Auto Insurance Coverage in New Albin, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Albin, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in New Albin, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Albin, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,906 $1,855 $1,568 $1,622 $4,356 $4,934 $2,298 $2,482
State Farm $1,578 $1,578 $1,371 $1,371 $4,054 $5,166 $1,769 $2,006
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Cheap New Albin, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in New Albin, Iowa is a challenge. Take a look at the annual teen auto insurance rates in New Albin, Iowa.

Annual Auto Insurance Rates for Teen Drivers in New Albin, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,438 $7,652
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,356 $4,934
State Farm $4,054 $5,166
Travelers $10,824 $17,213
USAA $3,352 $3,562

Cheap New Albin, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in New Albin, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in New Albin, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,832 $1,832
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,568 $1,622
State Farm $1,371 $1,371
Travelers $2,418 $2,428
USAA $1,139 $1,163

Cheap New Albin, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in New Albin, Iowa compared to the annual auto insurance rates with a clean record in New Albin, Iowa.

Annual New Albin, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,291 $3,348 $4,357 $2,695
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,122 $3,432 $2,297 $2,660
State Farm $2,201 $2,523 $2,362 $2,362
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,420 $1,903 $2,478 $1,630

Cheap New Albin, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in New Albin, Iowa is not easy. Compare the annual rates for DUI auto insurance in New Albin, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in New Albin, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,359
American Family $4,357
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,297
State Farm $2,362
Travelers $7,086
USAA $2,478

Cheap New Albin, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how New Albin, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in New Albin, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $4,048 $2,975 $2,496
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,132 $2,500 $2,251
State Farm $3,364 $2,080 $1,640
Travelers $6,151 $5,240 $4,988
USAA $2,445 $1,677 $1,452

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap New Albin, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in New Albin, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in New Albin, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in New Albin, Iowa

ZIP Code Average Annual Rates
52160 $2,543

Cheap New Albin, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect New Albin, Iowa auto insurance. Find the cheapest annual New Albin, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in New Albin, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,136 $3,210
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,628 $2,628
State Farm $2,305 $2,418
Travelers $5,459 $5,459
USAA $1,790 $1,925

Cheap New Albin, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in New Albin, Iowa? Check out the comparison of annual New Albin, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Albin, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,197 $3,348 $2,973
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,502 $2,634 $2,747
State Farm $2,265 $2,372 $2,447
Travelers $5,164 $5,540 $5,674
USAA $1,768 $1,863 $1,942

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in New Albin, Iowa

Compare the cheapest auto insurance companies in New Albin, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in New Albin, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest New Albin, Iowa Auto Insurance Companies

What auto insurance companies in New Albin, Iowa are the cheapest? Compare the top New Albin, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in New Albin, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,173
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,628
State Farm $2,362
Travelers $5,459
USAA $1,858

What affects auto insurance rates in New Albin, Iowa?

There are a lot of reasons why auto insurance rates in New Albin, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in New Albin, Iowa. Many local factors may affect your New Albin auto insurance rates.

New Albin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average New Albin, Iowa commute length is 24.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare New Albin, Iowa Auto Insurance Quotes

Before you buy New Albin, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free New Albin, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption