Best Cheap Auto Insurance in Nevada, MO (2021)

The average Nevada, MO auto insurance rates are $257 per month. The minimum auto insurance in Nevada is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Nevada, Missouri, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Nevada, Missouri is 25/50/25
  • Average auto insurance rates in Nevada, MO for senior drivers are $1,751 per year
  • The most expensive auto insurance company in Nevada for teen drivers is Farmers

Nevada, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Nevada can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Nevada, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Nevada to other Missouri cities, including O’Fallon auto insurance rates, Springfield auto insurance rates, and Kansas City auto insurance rates to see how Nevada, Missouri auto insurance rates stack up.

Before you buy Nevada, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Nevada, Missouri auto insurance quotes.

Minimum Auto Insurance in Nevada, Missouri

Nevada, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Nevada, Missouri.

Minimum Required Auto Insurance Coverage in Nevada, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Nevada, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Nevada, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nevada, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,767 $2,563 $2,646 $7,835 $8,472 $2,743 $2,836
American Family $1,921 $1,921 $1,714 $1,714 $5,294 $6,871 $1,921 $2,241
Farmers $2,265 $2,259 $2,027 $2,143 $9,106 $9,419 $2,575 $2,696
GEICO $1,903 $2,119 $1,485 $1,869 $5,760 $6,105 $1,768 $1,787
Liberty Mutual $2,517 $2,732 $2,076 $2,330 $8,275 $9,193 $2,656 $2,840
Nationwide $1,322 $1,353 $1,182 $1,255 $3,302 $4,240 $1,504 $1,630
Progressive $1,813 $1,689 $1,483 $1,526 $5,813 $6,532 $2,210 $2,257
State Farm $1,594 $1,594 $1,415 $1,415 $4,457 $5,646 $1,790 $2,030
USAA $1,463 $1,450 $1,323 $1,344 $4,358 $5,323 $1,819 $2,023

Cheap Nevada, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Nevada, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Nevada, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Nevada, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,835 $8,472
American Family $5,294 $6,871
Farmers $9,106 $9,419
GEICO $5,760 $6,105
Liberty Mutual $8,275 $9,193
Nationwide $3,302 $4,240
Progressive $5,813 $6,532
State Farm $4,457 $5,646
USAA $4,358 $5,323

Cheap Nevada, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Nevada, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Nevada, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,646
American Family $1,714 $1,714
Farmers $2,027 $2,143
GEICO $1,485 $1,869
Liberty Mutual $2,076 $2,330
Nationwide $1,182 $1,255
Progressive $1,483 $1,526
State Farm $1,415 $1,415
USAA $1,323 $1,344

Cheap Nevada, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Nevada, Missouri compared to the annual auto insurance rates with a clean record in Nevada, Missouri.

Annual Nevada, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $3,961 $4,908 $3,972
American Family $2,190 $3,206 $3,895 $2,508
Farmers $3,537 $4,355 $4,262 $4,090
GEICO $2,256 $2,879 $3,828 $2,435
Liberty Mutual $2,978 $4,241 $4,388 $4,703
Nationwide $1,567 $1,989 $2,630 $1,708
Progressive $2,537 $3,366 $2,803 $2,956
State Farm $2,301 $2,684 $2,493 $2,493
USAA $1,911 $2,325 $3,225 $2,091

Cheap Nevada, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Nevada, Missouri is not easy. Compare the annual rates for DUI auto insurance in Nevada, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Nevada, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,908
American Family $3,895
Farmers $4,262
GEICO $3,828
Liberty Mutual $4,388
Nationwide $2,630
Progressive $2,803
State Farm $2,493
USAA $3,225

Cheap Nevada, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Nevada, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Nevada, Missouri

Insurance Company Poor Fair Good
Allstate $5,647 $3,626 $2,996
American Family $3,849 $2,713 $2,287
Farmers $4,646 $3,863 $3,675
GEICO $3,935 $2,563 $2,051
Liberty Mutual $5,858 $3,562 $2,812
Nationwide $2,330 $1,919 $1,672
Progressive $3,380 $2,794 $2,573
State Farm $3,371 $2,242 $1,864
USAA $3,967 $1,859 $1,337

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Nevada, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Nevada, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Nevada, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Nevada, Missouri

ZIP Code Average Annual Rates
64772 $2,540

Cheap Nevada, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Nevada, Missouri auto insurance. Find the cheapest annual Nevada, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Nevada, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,089 $4,089
American Family $2,921 $2,979
Farmers $4,061 $4,061
GEICO $2,793 $2,906
Liberty Mutual $4,077 $4,077
Nationwide $1,974 $1,974
Progressive $2,915 $2,915
State Farm $2,431 $2,554
USAA $2,302 $2,474

Cheap Nevada, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Nevada, Missouri? Check out the comparison of annual Nevada, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nevada, Missouri

Insurance Company Low Medium High
Allstate $3,930 $4,081 $4,258
American Family $2,854 $3,043 $2,953
Farmers $3,813 $4,024 $4,346
GEICO $2,676 $2,867 $3,005
Liberty Mutual $3,852 $4,097 $4,283
Nationwide $1,859 $1,990 $2,071
Progressive $2,615 $2,922 $3,209
State Farm $2,343 $2,502 $2,633
USAA $2,281 $2,380 $2,503

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Nevada, Missouri

Compare the cheapest auto insurance companies in Nevada, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Nevada, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Nevada, Missouri Auto Insurance Companies

What auto insurance companies in Nevada, Missouri are the cheapest? Compare the top Nevada, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Nevada, Missouri

Insurance Company Average Annual Rates
Allstate $4,089
American Family $2,950
Farmers $4,061
GEICO $2,850
Liberty Mutual $4,077
Nationwide $1,974
Progressive $2,915
State Farm $2,493
USAA $2,388

What affects auto insurance rates in Nevada, Missouri?

There are a lot of reasons why auto insurance rates in Nevada, Missouri are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Nevada, Missouri. Many local factors may affect your Nevada auto insurance rates.

Nevada Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Nevada, Missouri commute length is 13.6 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Nevada, Missouri Auto Insurance Quotes

Before you buy Nevada, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Nevada, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption