Best Cheap Auto Insurance in Ness City, KS (2021)

The average Ness City, KS auto insurance rates are $302 per month. The minimum auto insurance in Ness City is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Ness City, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Ness City, KS for senior drivers are $2,164 per year
  • The most expensive auto insurance company in Ness City for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Ness City is American Family

Ness City, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Ness City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ness City, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Ness City to other Kansas cities, including Olathe auto insurance rates, Lenexa auto insurance rates, and Wichita auto insurance rates to see how Ness City, Kansas auto insurance rates stack up.

Before you buy Ness City, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ness City, Kansas auto insurance quotes.

Minimum Auto Insurance in Ness City, Kansas

Ness City, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ness City, Kansas.

Minimum Required Auto Insurance Coverage in Ness City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Ness City, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Ness City, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ness City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,737 $1,737 $1,566 $1,566 $3,232 $3,852 $1,737 $1,936
Farmers $2,682 $2,672 $2,406 $2,501 $6,716 $6,955 $2,992 $3,153
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,992 $2,067 $1,762 $1,914 $3,880 $4,792 $2,287 $2,447
Progressive $2,845 $2,758 $2,296 $2,377 $9,706 $11,011 $3,378 $3,619
State Farm $2,095 $2,095 $1,791 $1,791 $4,932 $6,372 $2,339 $2,606
Travelers $2,285 $2,335 $2,186 $2,226 $8,885 $13,943 $2,330 $2,817
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Ness City, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Ness City, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Ness City, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Ness City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,232 $3,852
Farmers $6,716 $6,955
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,880 $4,792
Progressive $9,706 $11,011
State Farm $4,932 $6,372
Travelers $8,885 $13,943
USAA $4,983 $5,299

Cheap Ness City, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Ness City, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Ness City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,566 $1,566
Farmers $2,406 $2,501
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,762 $1,914
Progressive $2,296 $2,377
State Farm $1,791 $1,791
Travelers $2,186 $2,226
USAA $1,424 $1,461

Cheap Ness City, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ness City, Kansas compared to the annual auto insurance rates with a clean record in Ness City, Kansas.

Annual Ness City, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,133 $2,283 $2,133 $2,133
Farmers $3,190 $4,063 $3,962 $3,823
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,959 $2,265 $4,088 $2,259
Progressive $4,406 $5,099 $4,576 $4,914
State Farm $2,829 $3,176 $3,003 $3,003
Travelers $3,419 $4,408 $6,019 $4,657
USAA $1,897 $2,529 $3,713 $2,170

Cheap Ness City, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Ness City, Kansas is not easy. Compare the annual rates for DUI auto insurance in Ness City, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Ness City, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,176
American Family $2,133
Farmers $3,962
GEICO $6,215
Liberty Mutual $5,741
Nationwide $4,088
Progressive $4,576
State Farm $3,003
Travelers $6,019
USAA $3,713

Cheap Ness City, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Ness City, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Ness City, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,830 $2,011 $1,669
Farmers $4,448 $3,512 $3,319
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,950 $2,575 $2,403
Progressive $5,501 $4,558 $4,188
State Farm $4,373 $2,612 $2,023
Travelers $5,364 $4,343 $4,170
USAA $3,553 $2,300 $1,879

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Cheap Ness City, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Ness City, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Ness City, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Ness City, Kansas

ZIP Code Average Annual Rates
67560 $3,767

Cheap Ness City, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Ness City, Kansas auto insurance. Find the cheapest annual Ness City, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Ness City, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,142 $2,199
Farmers $3,760 $3,760
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,643 $2,643
Progressive $4,749 $4,749
State Farm $2,928 $3,077
Travelers $4,626 $4,626
USAA $2,500 $2,655

Cheap Ness City, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Ness City, Kansas? Check out the comparison of annual Ness City, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ness City, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,202 $2,280 $2,028
Farmers $3,625 $3,743 $3,911
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,794 $2,612 $2,521
Progressive $4,564 $4,720 $4,962
State Farm $2,921 $3,009 $3,078
Travelers $4,412 $4,632 $4,834
USAA $2,515 $2,573 $2,644

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Best By Category: Cheapest Auto Insurance in Ness City, Kansas

Compare the cheapest auto insurance companies in Ness City, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Ness City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Ness City, Kansas Auto Insurance Companies

What auto insurance companies in Ness City, Kansas are the cheapest? Compare the top Ness City, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Ness City, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,170
Farmers $3,760
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,643
Progressive $4,749
State Farm $3,003
Travelers $4,626
USAA $2,577

What affects auto insurance rates in Ness City, Kansas?

There are a lot of reasons why auto insurance rates in Ness City, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ness City, Kansas. Many local factors may affect your Ness City auto insurance rates.

Ness City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ness City, Kansas commute length is 12.8 minutes according to City-Data.

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Compare Ness City, Kansas Auto Insurance Quotes

Before you buy Ness City, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ness City, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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