Best Cheap Auto Insurance in Neon, KY (2021)

The average Neon, KY auto insurance rates are $557 per month. The minimum auto insurance in Neon is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Neon, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Neon is USAA
  • The average commute length in Neon is 28.9 minutes
  • The minimum auto insurance required in Neon, Kentucky is 25/50/25

Neon, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Neon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Neon, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Neon to other Kentucky cities, including Owensboro auto insurance rates, Hopkinsville auto insurance rates, and Nicholasville auto insurance rates to see how Neon, Kentucky auto insurance rates stack up.

Before you buy Neon, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Neon, Kentucky auto insurance quotes.

Minimum Auto Insurance in Neon, Kentucky

Neon, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Neon, Kentucky.

Minimum Required Auto Insurance Coverage in Neon, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Neon, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Neon, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Neon, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,684 $5,091 $3,986 $4,469 $20,096 $22,223 $4,872 $5,032
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,950 $2,786 $2,667 $2,666 $14,961 $16,987 $3,666 $3,723
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $3,615 $3,682 $3,556 $3,556 $17,979 $28,919 $3,780 $4,404
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

Cheap Neon, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Neon, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Neon, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Neon, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,096 $22,223
Nationwide $12,492 $15,331
Progressive $14,961 $16,987
State Farm $7,103 $8,745
Travelers $17,979 $28,919
USAA $5,756 $6,065

Cheap Neon, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Neon, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Neon, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,986 $4,469
Nationwide $5,035 $5,213
Progressive $2,667 $2,666
State Farm $2,371 $2,371
Travelers $3,556 $3,556
USAA $1,955 $1,999

Cheap Neon, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Neon, Kentucky compared to the annual auto insurance rates with a clean record in Neon, Kentucky.

Annual Neon, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,299 $11,352 $8,785 $7,791
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,196 $7,762 $5,926 $6,320
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $7,544 $7,770 $11,313 $8,119
USAA $2,436 $3,454 $4,127 $2,933

Cheap Neon, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Neon, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Neon, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Neon, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,785
Nationwide $10,149
Progressive $5,926
State Farm $4,000
Travelers $11,313
USAA $4,127

Cheap Neon, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Neon, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Neon, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,672 $7,712 $6,035
Nationwide $9,520 $7,384 $6,351
Progressive $7,025 $6,146 $5,732
State Farm $5,740 $3,505 $2,756
Travelers $9,717 $8,186 $8,155
USAA $4,820 $2,697 $2,196

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Cheap Neon, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Neon, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Neon, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Neon, Kentucky

ZIP Code Average Annual Rates
41840 $6,029

Cheap Neon, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Neon, Kentucky auto insurance. Find the cheapest annual Neon, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Neon, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,807 $8,807
Nationwide $7,752 $7,752
Progressive $6,301 $6,301
State Farm $3,895 $4,105
Travelers $8,686 $8,686
USAA $3,114 $3,361

Cheap Neon, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Neon, Kentucky? Check out the comparison of annual Neon, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Neon, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,288 $8,737 $9,394
Nationwide $7,743 $7,625 $7,887
Progressive $5,721 $6,180 $7,002
State Farm $3,743 $3,988 $4,270
Travelers $8,268 $8,719 $9,072
USAA $3,078 $3,229 $3,405

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Best By Category: Cheapest Auto Insurance in Neon, Kentucky

Compare the cheapest auto insurance companies in Neon, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Neon, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Neon, Kentucky Auto Insurance Companies

What auto insurance companies in Neon, Kentucky are the cheapest? Compare the top Neon, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Neon, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,807
Nationwide $7,752
Progressive $6,301
State Farm $4,000
Travelers $8,686
USAA $3,238

What affects auto insurance rates in Neon, Kentucky?

There are a lot of reasons why auto insurance rates in Neon, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Neon, Kentucky. Many local factors may affect your Neon auto insurance rates.

Neon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Neon, Kentucky commute length is 28.9 minutes according to City-Data.

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Compare Neon, Kentucky Auto Insurance Quotes

Before you buy Neon, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Neon, Kentucky auto insurance quotes.

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