Best Cheap Auto Insurance in Nelson, WI (2021)

The average Nelson, WI auto insurance rates are $259 per month. The minimum auto insurance in Nelson is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Nelson, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Nelson is 18.8 minutes
  • Average auto insurance rates in Nelson, WI for senior drivers are $1,752 per year
  • The most expensive auto insurance company in Nelson for teen drivers is Nationwide

Nelson, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Nelson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Nelson, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Nelson to other Wisconsin cities, including Janesville auto insurance rates, Kenosha auto insurance rates, and Eau Claire auto insurance rates to see how Nelson, Wisconsin auto insurance rates stack up.

Before you buy Nelson, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Nelson, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Nelson, Wisconsin

Nelson, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Nelson, Wisconsin.

Minimum Required Auto Insurance Coverage in Nelson, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Nelson, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Nelson, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nelson, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,258 $2,380 $2,084 $2,301 $7,319 $9,350 $2,298 $2,502
American Family $1,081 $1,134 $1,008 $1,018 $3,066 $3,401 $1,281 $1,370
Farmers $1,992 $2,001 $1,769 $1,865 $9,183 $9,548 $2,259 $2,379
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $3,941 $4,155 $3,249 $3,430 $7,903 $12,073 $4,782 $5,714
Progressive $1,906 $1,842 $1,561 $1,612 $6,727 $7,628 $2,293 $2,479
State Farm $1,441 $1,441 $1,268 $1,268 $3,903 $4,962 $1,621 $1,836
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Cheap Nelson, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Nelson, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Nelson, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Nelson, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,319 $9,350
American Family $3,066 $3,401
Farmers $9,183 $9,548
GEICO $4,458 $4,809
Liberty Mutual $6,027 $6,784
Nationwide $7,903 $12,073
Progressive $6,727 $7,628
State Farm $3,903 $4,962
USAA $3,408 $3,962

Cheap Nelson, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Nelson, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Nelson, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,084 $2,301
American Family $1,008 $1,018
Farmers $1,769 $1,865
GEICO $1,400 $1,575
Liberty Mutual $1,700 $1,944
Nationwide $3,249 $3,430
Progressive $1,561 $1,612
State Farm $1,268 $1,268
USAA $1,228 $1,256

Cheap Nelson, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Nelson, Wisconsin compared to the annual auto insurance rates with a clean record in Nelson, Wisconsin.

Annual Nelson, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,107 $4,278 $3,998 $3,863
American Family $1,596 $1,694 $1,694 $1,694
Farmers $3,379 $4,252 $4,037 $3,831
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,781 $5,531 $6,780 $5,531
Progressive $2,992 $3,586 $3,095 $3,351
State Farm $2,053 $2,382 $2,217 $2,217
USAA $1,599 $2,008 $2,717 $1,823

Cheap Nelson, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Nelson, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Nelson, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Nelson, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,998
American Family $1,694
Farmers $4,037
GEICO $2,789
Liberty Mutual $3,602
Nationwide $6,780
Progressive $3,095
State Farm $2,217
USAA $2,717

Cheap Nelson, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Nelson, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Nelson, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,006 $3,445 $2,984
American Family $2,231 $1,475 $1,304
Farmers $4,387 $3,698 $3,539
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,359 $5,305 $5,305
Progressive $3,741 $3,132 $2,895
State Farm $3,308 $1,899 $1,445
USAA $3,141 $1,652 $1,317

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Cheap Nelson, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Nelson, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Nelson, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Nelson, Wisconsin

ZIP Code Average Annual Rates
54756 $3,002

Cheap Nelson, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Nelson, Wisconsin auto insurance. Find the cheapest annual Nelson, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Nelson, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,720 $3,903
American Family $1,641 $1,698
Farmers $3,875 $3,875
GEICO $2,171 $2,267
Liberty Mutual $3,189 $3,189
Nationwide $5,656 $5,656
Progressive $3,256 $3,256
State Farm $2,163 $2,272
USAA $2,010 $2,063

Cheap Nelson, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Nelson, Wisconsin? Check out the comparison of annual Nelson, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nelson, Wisconsin

Insurance Company Low Medium High
Allstate $3,657 $3,803 $3,975
American Family $1,655 $1,685 $1,670
Farmers $3,589 $3,843 $4,192
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,506 $5,654 $5,808
Progressive $3,096 $3,278 $3,394
State Farm $2,103 $2,224 $2,325
USAA $1,962 $2,038 $2,110

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Best By Category: Cheapest Auto Insurance in Nelson, Wisconsin

Compare the cheapest auto insurance companies in Nelson, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Nelson, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Nelson, Wisconsin Auto Insurance Companies

What auto insurance companies in Nelson, Wisconsin are the cheapest? Compare the top Nelson, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Nelson, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,812
American Family $1,670
Farmers $3,875
GEICO $2,219
Liberty Mutual $3,189
Nationwide $5,656
Progressive $3,256
State Farm $2,217
USAA $2,037

What affects auto insurance rates in Nelson, Wisconsin?

There are a lot of reasons why auto insurance rates in Nelson, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Nelson, Wisconsin. Many local factors may affect your Nelson auto insurance rates.

Nelson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Nelson, Wisconsin commute length is 18.8 minutes according to City-Data.

Nelson Traffic

How does Nelson, Wisconsin rank for traffic? According to Inrix Nelson, Wisconsin is the 648th most congested worldwide.

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Compare Nelson, Wisconsin Auto Insurance Quotes

Before you buy Nelson, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Nelson, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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