Best Cheap Auto Insurance in Needville, TX (2021)

The average Needville, TX auto insurance rates are $363 per month. The minimum auto insurance in Needville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Needville, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Needville for teen drivers is Progressive
  • The average commute length in Needville is 31.8 minutes
  • The cheapest auto insurance company in Needville is USAA

Needville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Needville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Needville, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Needville to other Texas cities, including Arlington auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates to see how Needville, Texas auto insurance rates stack up.

Before you buy Needville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Needville, Texas auto insurance quotes.

Minimum Auto Insurance in Needville, Texas

Needville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Needville, Texas.

Minimum Required Auto Insurance Coverage in Needville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Needville, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Needville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Needville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,816 $3,742 $3,742 $10,105 $12,167 $4,679 $4,857
American Family $3,277 $3,686 $3,132 $3,625 $9,373 $12,225 $4,850 $5,539
GEICO $2,759 $3,009 $2,688 $3,113 $6,230 $6,417 $3,000 $2,962
Nationwide $2,647 $2,685 $2,336 $2,469 $7,744 $9,924 $3,134 $3,389
Progressive $2,612 $2,463 $2,337 $2,375 $11,370 $12,673 $3,090 $3,117
State Farm $2,102 $2,102 $1,876 $1,876 $5,142 $6,571 $2,293 $2,359
USAA $1,787 $1,788 $1,718 $1,695 $5,170 $5,596 $2,387 $2,536

Cheap Needville, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Needville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Needville, Texas.

Annual Auto Insurance Rates for Teen Drivers in Needville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,105 $12,167
American Family $9,373 $12,225
GEICO $6,230 $6,417
Nationwide $7,744 $9,924
Progressive $11,370 $12,673
State Farm $5,142 $6,571
USAA $5,170 $5,596

Cheap Needville, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Needville, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Needville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,742 $3,742
American Family $3,132 $3,625
GEICO $2,688 $3,113
Nationwide $2,336 $2,469
Progressive $2,337 $2,375
State Farm $1,876 $1,876
USAA $1,718 $1,695

Cheap Needville, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Needville, Texas compared to the annual auto insurance rates with a clean record in Needville, Texas.

Annual Needville, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,520 $7,054 $7,356 $4,520
American Family $5,179 $6,671 $5,824 $5,179
GEICO $3,196 $4,260 $3,509 $4,124
Nationwide $3,720 $3,720 $5,521 $4,203
Progressive $4,357 $5,677 $5,084 $4,901
State Farm $2,690 $3,100 $3,682 $2,690
USAA $2,099 $3,128 $3,700 $2,411

Cheap Needville, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Needville, Texas is not easy. Compare the annual rates for DUI auto insurance in Needville, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Needville, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,356
American Family $5,824
GEICO $3,509
Nationwide $5,521
Progressive $5,084
State Farm $3,682
USAA $3,700

Cheap Needville, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Needville, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Needville, Texas

Insurance Company Poor Fair Good
Allstate $7,450 $5,460 $4,678
American Family $7,748 $5,019 $4,373
GEICO $5,840 $3,292 $2,184
Nationwide $5,144 $4,139 $3,590
Progressive $5,607 $4,877 $4,530
State Farm $4,305 $2,680 $2,136
USAA $4,135 $2,417 $1,952

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Cheap Needville, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Needville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Needville, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Needville, Texas

ZIP Code Average Annual Rates
77461 $6,541

Cheap Needville, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Needville, Texas auto insurance. Find the cheapest annual Needville, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Needville, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,716 $6,009
American Family $5,713 $5,713
GEICO $3,700 $3,844
Nationwide $4,291 $4,291
Progressive $5,005 $5,005
State Farm $3,040 $3,040
USAA $2,799 $2,870

Cheap Needville, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Needville, Texas? Check out the comparison of annual Needville, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Needville, Texas

Insurance Company Low Medium High
Allstate $5,716 $5,808 $6,064
American Family $5,264 $5,466 $6,409
GEICO $3,531 $3,710 $4,075
Nationwide $4,607 $4,108 $4,158
Progressive $4,746 $4,980 $5,288
State Farm $2,873 $3,032 $3,216
USAA $2,721 $2,820 $2,962

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Best By Category: Cheapest Auto Insurance in Needville, Texas

Compare the cheapest auto insurance companies in Needville, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Needville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Needville, Texas Auto Insurance Companies

What auto insurance companies in Needville, Texas are the cheapest? Compare the top Needville, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Needville, Texas

Insurance Company Average Annual Rates
Allstate $5,863
American Family $5,713
GEICO $3,772
Nationwide $4,291
Progressive $5,005
State Farm $3,040
USAA $2,834

What affects auto insurance rates in Needville, Texas?

There are a lot of reasons why auto insurance rates in Needville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Needville, Texas. Many local factors may affect your Needville auto insurance rates.

Needville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Needville, Texas auto theft statistics, there have been 2 auto thefts in the city.

Needville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Needville, Texas commute length is 31.8 minutes according to City-Data.

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Compare Needville, Texas Auto Insurance Quotes

Before you buy Needville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Needville, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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