Best Cheap Auto Insurance in Needham Heights, MA (2021)

The average Needham Heights, MA auto insurance rates are $237 per month. The minimum auto insurance in Needham Heights is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Needham Heights, Massachusetts, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Needham Heights, Massachusetts is 20/40/5
  • The cheapest auto insurance company in Needham Heights is State Farm
  • The most expensive auto insurance company in Needham Heights for teen drivers is Liberty Mutual

Needham Heights, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Needham Heights can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Needham Heights, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Needham Heights to other Massachusetts cities, including Springfield auto insurance rates, Boston auto insurance rates, and Lynn auto insurance rates to see how Needham Heights, Massachusetts auto insurance rates stack up.

Before you buy Needham Heights, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Needham Heights, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Needham Heights, Massachusetts

Needham Heights, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Needham Heights, Massachusetts.

Minimum Required Auto Insurance Coverage in Needham Heights, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Needham Heights, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Needham Heights, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Needham Heights, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,072 $2,072 $2,072 $2,072 $7,360 $7,360 $2,320 $2,320
GEICO $1,718 $1,718 $1,586 $1,586 $4,898 $4,898 $1,774 $1,774
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $2,046 $2,046 $1,962 $1,962 $7,713 $7,713 $2,220 $2,220
State Farm $862 $862 $862 $862 $2,394 $2,394 $862 $862
Travelers $2,862 $2,862 $2,537 $2,537 $5,891 $5,891 $3,180 $3,180
USAA $1,259 $1,259 $1,240 $1,240 $2,918 $2,918 $1,389 $1,389

Cheap Needham Heights, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Needham Heights, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Needham Heights, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Needham Heights, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,360 $7,360
GEICO $4,898 $4,898
Liberty Mutual $8,226 $8,226
Progressive $7,713 $7,713
State Farm $2,394 $2,394
Travelers $5,891 $5,891
USAA $2,918 $2,918

Cheap Needham Heights, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Needham Heights, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Needham Heights, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,072 $2,072
GEICO $1,586 $1,586
Liberty Mutual $2,181 $2,181
Progressive $1,962 $1,962
State Farm $862 $862
Travelers $2,537 $2,537
USAA $1,240 $1,240

Cheap Needham Heights, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Needham Heights, Massachusetts compared to the annual auto insurance rates with a clean record in Needham Heights, Massachusetts.

Annual Needham Heights, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,680 $3,980 $4,484 $2,680
GEICO $1,996 $2,742 $3,133 $2,105
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $2,934 $4,122 $3,272 $3,613
State Farm $986 $1,342 $1,597 $1,056
Travelers $2,816 $3,902 $4,178 $3,576
USAA $1,214 $1,574 $2,661 $1,357

Cheap Needham Heights, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Needham Heights, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Needham Heights, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Needham Heights, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,484
GEICO $3,133
Liberty Mutual $5,027
Progressive $3,272
State Farm $1,597
Travelers $4,178
USAA $2,661

Cheap Needham Heights, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Needham Heights, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Needham Heights, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Needham Heights, Massachusetts

ZIP Code Average Annual Rates
2494 $2,840

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Needham Heights, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Needham Heights, Massachusetts auto insurance. Find the cheapest annual Needham Heights, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Needham Heights, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,345 $3,567
GEICO $2,451 $2,537
Liberty Mutual $3,729 $4,036
Progressive $3,485 $3,485
State Farm $1,216 $1,275
Travelers $3,448 $3,787
USAA $1,655 $1,748

Cheap Needham Heights, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Needham Heights, Massachusetts? Check out the comparison of annual Needham Heights, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Needham Heights, Massachusetts

Insurance Company Low Medium High
Allstate $3,204 $3,513 $3,651
GEICO $2,296 $2,542 $2,644
Liberty Mutual $3,635 $3,933 $4,079
Progressive $3,194 $3,560 $3,701
State Farm $1,135 $1,268 $1,333
Travelers $3,231 $3,701 $3,921
USAA $1,577 $1,730 $1,798

Best By Category: Cheapest Auto Insurance in Needham Heights, Massachusetts

Compare the cheapest auto insurance companies in Needham Heights, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Needham Heights, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Needham Heights, Massachusetts Auto Insurance Companies

What auto insurance companies in Needham Heights, Massachusetts are the cheapest? Compare the top Needham Heights, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Needham Heights, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,456
GEICO $2,494
Liberty Mutual $3,882
Progressive $3,485
State Farm $1,245
Travelers $3,618
USAA $1,701

Compare Needham Heights, Massachusetts Auto Insurance Quotes

Before you buy Needham Heights, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Needham Heights, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption