Best Cheap Auto Insurance in Nederland, CO (2021)

The average Nederland, CO auto insurance rates are $331 per month. The minimum auto insurance in Nederland is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Nederland, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Nederland for teen drivers is Farmers
  • Average auto insurance rates in Nederland, CO for senior drivers are $2,325 per year
  • The average commute length in Nederland is 36.7 minutes

Nederland, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Nederland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Nederland, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Nederland to other Colorado cities, including Aurora auto insurance rates, Thornton auto insurance rates, and Lakewood auto insurance rates to see how Nederland, Colorado auto insurance rates stack up.

Before you buy Nederland, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Nederland, Colorado auto insurance quotes.

Minimum Auto Insurance in Nederland, Colorado

Nederland, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Nederland, Colorado.

Minimum Required Auto Insurance Coverage in Nederland, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Nederland, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Nederland, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Nederland, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,122 $2,908 $2,833 $2,860 $11,260 $11,856 $3,393 $3,392
American Family $2,658 $2,658 $2,399 $2,399 $6,433 $8,652 $2,658 $3,249
Farmers $3,126 $3,106 $2,826 $3,033 $11,886 $12,044 $3,459 $3,528
GEICO $2,004 $2,199 $2,126 $2,415 $6,291 $6,669 $1,832 $1,868
Liberty Mutual $2,124 $2,079 $1,799 $1,977 $6,251 $6,815 $2,145 $2,174
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,427 $2,249 $2,136 $2,115 $9,004 $10,097 $2,744 $2,664
State Farm $2,343 $2,343 $2,114 $2,114 $6,915 $8,720 $2,629 $3,134
USAA $2,393 $2,384 $2,284 $2,274 $6,200 $7,092 $3,082 $3,342

Cheap Nederland, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Nederland, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Nederland, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Nederland, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,260 $11,856
American Family $6,433 $8,652
Farmers $11,886 $12,044
GEICO $6,291 $6,669
Liberty Mutual $6,251 $6,815
Nationwide $5,702 $7,251
Progressive $9,004 $10,097
State Farm $6,915 $8,720
USAA $6,200 $7,092

Cheap Nederland, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Nederland, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Nederland, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,833 $2,860
American Family $2,399 $2,399
Farmers $2,826 $3,033
GEICO $2,126 $2,415
Liberty Mutual $1,799 $1,977
Nationwide $2,018 $2,122
Progressive $2,136 $2,115
State Farm $2,114 $2,114
USAA $2,284 $2,274

Cheap Nederland, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Nederland, Colorado compared to the annual auto insurance rates with a clean record in Nederland, Colorado.

Annual Nederland, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,405 $5,095 $6,290 $5,021
American Family $2,880 $4,072 $5,338 $3,264
Farmers $4,540 $5,830 $5,751 $5,383
GEICO $2,238 $3,477 $4,061 $2,926
Liberty Mutual $2,771 $3,251 $3,381 $3,279
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,608 $5,114 $3,806 $4,190
State Farm $3,474 $4,104 $3,789 $3,789
USAA $2,621 $3,219 $5,729 $2,956

Cheap Nederland, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Nederland, Colorado is not easy. Compare the annual rates for DUI auto insurance in Nederland, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Nederland, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,290
American Family $5,338
Farmers $5,751
GEICO $4,061
Liberty Mutual $3,381
Nationwide $4,472
Progressive $3,806
State Farm $3,789
USAA $5,729

Cheap Nederland, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Nederland, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Nederland, Colorado

Insurance Company Poor Fair Good
Allstate $6,627 $5,119 $3,862
American Family $5,041 $3,600 $3,024
Farmers $6,230 $5,075 $4,823
GEICO $3,819 $3,176 $2,532
Liberty Mutual $4,545 $2,766 $2,200
Nationwide $4,068 $3,235 $2,817
Progressive $4,715 $4,063 $3,760
State Farm $5,265 $3,380 $2,722
USAA $5,375 $3,064 $2,454

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Cheap Nederland, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Nederland, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Nederland, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Nederland, Colorado

ZIP Code Average Annual Rates
80466 $3,667

Cheap Nederland, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Nederland, Colorado auto insurance. Find the cheapest annual Nederland, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Nederland, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,203 $5,203
American Family $3,804 $3,972
Farmers $5,376 $5,376
GEICO $3,109 $3,243
Liberty Mutual $3,170 $3,170
Nationwide $3,373 $3,373
Progressive $4,179 $4,179
State Farm $3,697 $3,881
USAA $3,528 $3,735

Cheap Nederland, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Nederland, Colorado? Check out the comparison of annual Nederland, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Nederland, Colorado

Insurance Company Low Medium High
Allstate $4,902 $5,184 $5,522
American Family $3,674 $3,968 $4,022
Farmers $4,752 $5,302 $6,074
GEICO $2,855 $3,114 $3,558
Liberty Mutual $2,995 $3,158 $3,358
Nationwide $3,335 $3,378 $3,407
Progressive $3,879 $4,192 $4,467
State Farm $3,544 $3,792 $4,031
USAA $3,474 $3,631 $3,789

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Best By Category: Cheapest Auto Insurance in Nederland, Colorado

Compare the cheapest auto insurance companies in Nederland, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Nederland, Colorado

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

The Cheapest Nederland, Colorado Auto Insurance Companies

What auto insurance companies in Nederland, Colorado are the cheapest? Compare the top Nederland, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Nederland, Colorado

Insurance Company Average Annual Rates
Allstate $5,203
American Family $3,888
Farmers $5,376
GEICO $3,176
Liberty Mutual $3,170
Nationwide $3,373
Progressive $4,179
State Farm $3,789
USAA $3,631

What affects auto insurance rates in Nederland, Colorado?

There are a lot of reasons why auto insurance rates in Nederland, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Nederland, Colorado. Many local factors may affect your Nederland auto insurance rates.

Nederland Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Nederland, Colorado commute length is 36.7 minutes according to City-Data.

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Compare Nederland, Colorado Auto Insurance Quotes

Before you buy Nederland, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Nederland, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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