Best Cheap Auto Insurance in Navasota, TX (2021)

The average Navasota, TX auto insurance rates are $338 per month. The minimum auto insurance in Navasota is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Navasota, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Navasota, Texas is 30/60/25
  • Average auto insurance rates in Navasota, TX for senior drivers are $2,437 per year
  • The average commute length in Navasota is 19.3 minutes

Navasota, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Navasota can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Navasota, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Navasota to other Texas cities, including Austin auto insurance rates, Arlington auto insurance rates, and El Paso auto insurance rates to see how Navasota, Texas auto insurance rates stack up.

Before you buy Navasota, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Navasota, Texas auto insurance quotes.

Minimum Auto Insurance in Navasota, Texas

Navasota, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Navasota, Texas.

Minimum Required Auto Insurance Coverage in Navasota, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Navasota, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Navasota, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Navasota, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,502 $3,530 $3,456 $3,456 $9,317 $11,238 $4,331 $4,508
American Family $3,290 $3,703 $3,148 $3,646 $9,438 $12,290 $4,875 $5,564
GEICO $2,410 $2,603 $2,329 $2,637 $5,287 $5,520 $2,609 $2,612
Nationwide $2,477 $2,516 $2,184 $2,312 $7,192 $9,228 $2,926 $3,165
Progressive $2,327 $2,229 $2,092 $2,118 $10,223 $11,468 $2,794 $2,865
State Farm $2,089 $2,089 $1,853 $1,853 $4,928 $6,268 $2,266 $2,339
USAA $1,596 $1,609 $1,523 $1,515 $4,476 $4,885 $2,133 $2,295

Cheap Navasota, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Navasota, Texas is a challenge. Take a look at the annual teen auto insurance rates in Navasota, Texas.

Annual Auto Insurance Rates for Teen Drivers in Navasota, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,317 $11,238
American Family $9,438 $12,290
GEICO $5,287 $5,520
Nationwide $7,192 $9,228
Progressive $10,223 $11,468
State Farm $4,928 $6,268
USAA $4,476 $4,885

Cheap Navasota, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Navasota, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Navasota, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,456 $3,456
American Family $3,148 $3,646
GEICO $2,329 $2,637
Nationwide $2,184 $2,312
Progressive $2,092 $2,118
State Farm $1,853 $1,853
USAA $1,523 $1,515

Cheap Navasota, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Navasota, Texas compared to the annual auto insurance rates with a clean record in Navasota, Texas.

Annual Navasota, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,193 $6,497 $6,786 $4,193
American Family $5,210 $6,701 $5,856 $5,210
GEICO $2,760 $3,653 $3,042 $3,549
Nationwide $3,467 $3,467 $5,148 $3,918
Progressive $3,933 $5,115 $4,585 $4,425
State Farm $2,639 $3,016 $3,548 $2,639
USAA $1,868 $2,753 $3,251 $2,144

Cheap Navasota, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Navasota, Texas is not easy. Compare the annual rates for DUI auto insurance in Navasota, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Navasota, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,786
American Family $5,856
GEICO $3,042
Nationwide $5,148
Progressive $4,585
State Farm $3,548
USAA $3,251

Cheap Navasota, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Navasota, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Navasota, Texas

Insurance Company Poor Fair Good
Allstate $6,881 $5,048 $4,323
American Family $7,777 $5,053 $4,403
GEICO $5,017 $2,841 $1,895
Nationwide $4,796 $3,857 $3,347
Progressive $5,048 $4,402 $4,094
State Farm $4,197 $2,608 $2,076
USAA $3,684 $2,122 $1,705

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Navasota, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Navasota, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Navasota, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Navasota, Texas

ZIP Code Average Annual Rates
77868 $6,062

Cheap Navasota, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Navasota, Texas auto insurance. Find the cheapest annual Navasota, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Navasota, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,286 $5,548
American Family $5,744 $5,744
GEICO $3,191 $3,311
Nationwide $4,000 $4,000
Progressive $4,515 $4,515
State Farm $2,960 $2,960
USAA $2,472 $2,536

Cheap Navasota, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Navasota, Texas? Check out the comparison of annual Navasota, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Navasota, Texas

Insurance Company Low Medium High
Allstate $5,294 $5,371 $5,587
American Family $5,280 $5,491 $6,463
GEICO $3,086 $3,212 $3,455
Nationwide $4,332 $3,830 $3,838
Progressive $4,338 $4,504 $4,701
State Farm $2,815 $2,951 $3,116
USAA $2,423 $2,494 $2,595

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Navasota, Texas

Compare the cheapest auto insurance companies in Navasota, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Navasota, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Navasota, Texas Auto Insurance Companies

What auto insurance companies in Navasota, Texas are the cheapest? Compare the top Navasota, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Navasota, Texas

Insurance Company Average Annual Rates
Allstate $5,417
American Family $5,744
GEICO $3,251
Nationwide $4,000
Progressive $4,515
State Farm $2,960
USAA $2,504

What affects auto insurance rates in Navasota, Texas?

There are a lot of reasons why auto insurance rates in Navasota, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Navasota, Texas. Many local factors may affect your Navasota auto insurance rates.

Navasota Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Navasota, Texas auto theft statistics, there have been 33 auto thefts in the city.

Navasota Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Navasota, Texas commute length is 19.3 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Navasota, Texas Auto Insurance Quotes

Before you buy Navasota, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Navasota, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption