Best Cheap Auto Insurance in Navajo, NM (2021)

The average Navajo, NM auto insurance rates are $281 per month. The minimum auto insurance in Navajo is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in Navajo, New Mexico, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Navajo is State Farm
  • The minimum auto insurance required in Navajo, New Mexico is 25/50/10
  • Average auto insurance rates in Navajo, NM for senior drivers are $1,908 per year

Navajo, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in Navajo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Navajo, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in Navajo to other New Mexico cities, including Santa Fe auto insurance rates, Albuquerque auto insurance rates, and Clovis auto insurance rates to see how Navajo, New Mexico auto insurance rates stack up.

Before you buy Navajo, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Navajo, New Mexico auto insurance quotes.

Minimum Auto Insurance in Navajo, New Mexico

Navajo, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Navajo, New Mexico.

Minimum Required Auto Insurance Coverage in Navajo, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Navajo, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Navajo, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Navajo, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,257 $2,245 $2,018 $2,148 $9,258 $9,525 $2,558 $2,655
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,578 $1,519 $1,442 $1,439 $6,672 $7,536 $1,905 $1,967
State Farm $1,405 $1,405 $1,279 $1,279 $3,755 $4,692 $1,567 $1,740
USAA $1,603 $1,589 $1,530 $1,522 $4,267 $4,820 $1,985 $2,123

Cheap Navajo, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Navajo, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in Navajo, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in Navajo, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,258 $9,525
GEICO $7,617 $10,449
Nationwide $5,976 $7,514
Progressive $6,672 $7,536
State Farm $3,755 $4,692
USAA $4,267 $4,820

Cheap Navajo, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in Navajo, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Navajo, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,018 $2,148
GEICO $2,442 $2,442
Nationwide $2,228 $2,332
Progressive $1,442 $1,439
State Farm $1,279 $1,279
USAA $1,530 $1,522

Cheap Navajo, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Navajo, New Mexico compared to the annual auto insurance rates with a clean record in Navajo, New Mexico.

Annual Navajo, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,443 $4,441 $4,335 $4,113
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,595 $3,571 $2,798 $3,065
State Farm $2,012 $2,183 $2,183 $2,183
USAA $1,802 $2,514 $3,304 $2,100

Cheap Navajo, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Navajo, New Mexico is not easy. Compare the annual rates for DUI auto insurance in Navajo, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in Navajo, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,335
GEICO $7,878
Nationwide $4,853
Progressive $2,798
State Farm $2,183
USAA $3,304

Cheap Navajo, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Navajo, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Navajo, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,679 $3,881 $3,689
GEICO $4,719 $4,112 $3,806
Nationwide $4,388 $3,418 $2,962
Progressive $3,287 $2,943 $2,791
State Farm $3,034 $1,886 $1,501
USAA $3,040 $2,276 $1,973

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Cheap Navajo, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Navajo, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in Navajo, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Navajo, New Mexico

ZIP Code Average Annual Rates
87328 $3,558

Cheap Navajo, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect Navajo, New Mexico auto insurance. Find the cheapest annual Navajo, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Navajo, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,083 $4,083
GEICO $4,148 $4,277
Nationwide $3,589 $3,589
Progressive $3,007 $3,007
State Farm $2,090 $2,191
USAA $2,357 $2,502

Cheap Navajo, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Navajo, New Mexico? Check out the comparison of annual Navajo, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Navajo, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,749 $4,049 $4,452
GEICO $3,928 $4,201 $4,509
Nationwide $3,511 $3,558 $3,699
Progressive $2,856 $3,006 $3,159
State Farm $1,951 $2,145 $2,324
USAA $2,258 $2,442 $2,590

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Best By Category: Cheapest Auto Insurance in Navajo, New Mexico

Compare the cheapest auto insurance companies in Navajo, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Navajo, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Navajo, New Mexico Auto Insurance Companies

What auto insurance companies in Navajo, New Mexico are the cheapest? Compare the top Navajo, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Navajo, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,083
GEICO $4,213
Nationwide $3,589
Progressive $3,007
State Farm $2,140
USAA $2,430

What affects auto insurance rates in Navajo, New Mexico?

There are a lot of reasons why auto insurance rates in Navajo, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Navajo, New Mexico. Many local factors may affect your Navajo auto insurance rates.

Navajo Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Navajo, New Mexico commute length is 26.2 minutes according to City-Data.

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Compare Navajo, New Mexico Auto Insurance Quotes

Before you buy Navajo, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Navajo, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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