Best Cheap Auto Insurance in Naturita, CO (2021)

The average Naturita, CO auto insurance rates are $303 per month. The minimum auto insurance in Naturita is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Naturita, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Naturita, CO for senior drivers are $2,153 per year
  • The minimum auto insurance required in Naturita, Colorado is 25/50/15
  • The most expensive auto insurance company in Naturita for teen drivers is Allstate

Naturita, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Naturita can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Naturita, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Naturita to other Colorado cities, including Colorado Springs auto insurance rates, Fort Collins auto insurance rates, and Denver auto insurance rates to see how Naturita, Colorado auto insurance rates stack up.

Before you buy Naturita, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Naturita, Colorado auto insurance quotes.

Minimum Auto Insurance in Naturita, Colorado

Naturita, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Naturita, Colorado.

Minimum Required Auto Insurance Coverage in Naturita, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Naturita, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Naturita, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Naturita, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,482 $3,259 $3,106 $3,143 $11,824 $12,385 $3,872 $3,923
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,931 $2,895 $2,677 $2,904 $10,471 $10,374 $3,187 $3,190
GEICO $1,824 $1,969 $1,866 $2,072 $5,555 $5,909 $1,684 $1,737
Liberty Mutual $1,763 $1,743 $1,491 $1,633 $4,857 $5,294 $1,782 $1,818
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,561 $2,392 $2,207 $2,202 $8,742 $9,802 $2,901 $2,828
State Farm $1,816 $1,816 $1,617 $1,617 $5,062 $6,421 $2,026 $2,403
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Cheap Naturita, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Naturita, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Naturita, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Naturita, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,824 $12,385
American Family $5,833 $7,813
Farmers $10,471 $10,374
GEICO $5,555 $5,909
Liberty Mutual $4,857 $5,294
Nationwide $5,148 $6,579
Progressive $8,742 $9,802
State Farm $5,062 $6,421
USAA $5,325 $6,108

Cheap Naturita, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Naturita, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Naturita, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,106 $3,143
American Family $2,169 $2,169
Farmers $2,677 $2,904
GEICO $1,866 $2,072
Liberty Mutual $1,491 $1,633
Nationwide $1,839 $1,943
Progressive $2,207 $2,202
State Farm $1,617 $1,617
USAA $2,042 $2,056

Cheap Naturita, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Naturita, Colorado compared to the annual auto insurance rates with a clean record in Naturita, Colorado.

Annual Naturita, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,798 $5,506 $6,754 $5,438
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,078 $5,236 $5,175 $4,827
GEICO $2,023 $3,106 $3,517 $2,661
Liberty Mutual $2,222 $2,607 $2,726 $2,636
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,647 $5,065 $3,850 $4,255
State Farm $2,632 $3,063 $2,847 $2,847
USAA $2,344 $2,849 $4,987 $2,642

Cheap Naturita, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Naturita, Colorado is not easy. Compare the annual rates for DUI auto insurance in Naturita, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Naturita, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,754
American Family $4,827
Farmers $5,175
GEICO $3,517
Liberty Mutual $2,726
Nationwide $4,083
Progressive $3,850
State Farm $2,847
USAA $4,987

Cheap Naturita, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Naturita, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Naturita, Colorado

Insurance Company Poor Fair Good
Allstate $7,179 $5,520 $4,174
American Family $4,580 $3,253 $2,724
Farmers $5,665 $4,525 $4,296
GEICO $3,396 $2,827 $2,257
Liberty Mutual $3,652 $2,219 $1,773
Nationwide $3,706 $2,939 $2,563
Progressive $4,779 $4,081 $3,753
State Farm $3,954 $2,540 $2,048
USAA $4,757 $2,700 $2,160

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Cheap Naturita, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Naturita, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Naturita, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Naturita, Colorado

ZIP Code Average Annual Rates
81422 $3,347

Cheap Naturita, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Naturita, Colorado auto insurance. Find the cheapest annual Naturita, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Naturita, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,624 $5,624
American Family $3,444 $3,594
Farmers $4,829 $4,829
GEICO $2,763 $2,890
Liberty Mutual $2,548 $2,548
Nationwide $3,069 $3,069
Progressive $4,205 $4,205
State Farm $2,779 $2,915
USAA $3,115 $3,296

Cheap Naturita, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Naturita, Colorado? Check out the comparison of annual Naturita, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Naturita, Colorado

Insurance Company Low Medium High
Allstate $5,386 $5,608 $5,878
American Family $3,354 $3,592 $3,610
Farmers $4,204 $4,758 $5,524
GEICO $2,623 $2,792 $3,066
Liberty Mutual $2,421 $2,539 $2,684
Nationwide $3,080 $3,067 $3,061
Progressive $3,945 $4,215 $4,453
State Farm $2,686 $2,847 $3,009
USAA $3,077 $3,205 $3,334

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Best By Category: Cheapest Auto Insurance in Naturita, Colorado

Compare the cheapest auto insurance companies in Naturita, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Naturita, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

The Cheapest Naturita, Colorado Auto Insurance Companies

What auto insurance companies in Naturita, Colorado are the cheapest? Compare the top Naturita, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Naturita, Colorado

Insurance Company Average Annual Rates
Allstate $5,624
American Family $3,519
Farmers $4,829
GEICO $2,827
Liberty Mutual $2,548
Nationwide $3,069
Progressive $4,205
State Farm $2,847
USAA $3,206

What affects auto insurance rates in Naturita, Colorado?

There are a lot of reasons why auto insurance rates in Naturita, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Naturita, Colorado. Many local factors may affect your Naturita auto insurance rates.

Naturita Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Naturita, Colorado commute length is 29.9 minutes according to City-Data.

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Compare Naturita, Colorado Auto Insurance Quotes

Before you buy Naturita, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Naturita, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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