Best Cheap Auto Insurance in National City, MI (2021)

The average National City, MI auto insurance rates are $800 per month. The minimum auto insurance in National City is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in National City, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in National City is USAA
  • Average auto insurance rates in National City, MI for senior drivers are $6,373 per year
  • The most expensive auto insurance company in National City for teen drivers is Allstate

National City, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in National City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in National City, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in National City to other Michigan cities, including Lansing auto insurance rates, Warren auto insurance rates, and Livonia auto insurance rates to see how National City, Michigan auto insurance rates stack up.

Before you buy National City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free National City, Michigan auto insurance quotes.

Minimum Auto Insurance in National City, Michigan

National City, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in National City, Michigan.

Minimum Required Auto Insurance Coverage in National City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap National City, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in National City, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in National City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,226 $4,226 $3,943 $3,943 $9,239 $9,239 $4,738 $4,738
GEICO $3,829 $3,829 $3,871 $3,871 $10,522 $10,522 $3,661 $3,661
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,083 $4,083 $3,639 $3,639 $10,482 $10,482 $4,461 $4,461
Progressive $3,111 $2,917 $2,737 $3,042 $11,112 $11,872 $3,633 $3,398
State Farm $6,927 $6,927 $6,416 $6,416 $23,979 $23,979 $8,116 $8,116
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,495 $2,356 $2,347 $2,215 $5,917 $5,587 $3,017 $2,883

Cheap National City, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in National City, Michigan is a challenge. Take a look at the annual teen auto insurance rates in National City, Michigan.

Annual Auto Insurance Rates for Teen Drivers in National City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $9,239 $9,239
GEICO $10,522 $10,522
Liberty Mutual $30,474 $30,474
Nationwide $10,482 $10,482
Progressive $11,112 $11,872
State Farm $23,979 $23,979
Travelers $16,861 $16,861
USAA $5,917 $5,587

Cheap National City, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in National City, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in National City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $3,943 $3,943
GEICO $3,871 $3,871
Liberty Mutual $12,695 $12,695
Nationwide $3,639 $3,639
Progressive $2,737 $3,042
State Farm $6,416 $6,416
Travelers $4,792 $4,792
USAA $2,347 $2,215

Cheap National City, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in National City, Michigan compared to the annual auto insurance rates with a clean record in National City, Michigan.

Annual National City, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,664 $5,922 $5,851 $5,708
GEICO $1,970 $4,079 $12,248 $3,587
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,850 $6,465 $5,888 $5,462
Progressive $4,435 $5,807 $5,236 $5,433
State Farm $7,297 $8,710 $18,601 $10,829
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,703 $3,364 $4,398 $2,943

Cheap National City, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in National City, Michigan is not easy. Compare the annual rates for DUI auto insurance in National City, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in National City, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,934
Farmers $5,851
GEICO $12,248
Liberty Mutual $26,565
Nationwide $5,888
Progressive $5,236
State Farm $18,601
Travelers $12,908
USAA $4,398

Cheap National City, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how National City, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in National City, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,327 $4,827 $4,455
GEICO $7,032 $5,172 $4,210
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $7,110 $5,343 $4,545
Progressive $6,045 $5,070 $4,569
State Farm $18,423 $9,323 $6,332
Travelers $8,534 $8,275 $8,170
USAA $5,007 $2,868 $2,181

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Cheap National City, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in National City, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in National City, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in National City, Michigan

ZIP Code Average Annual Rates
48748 $6,782

Cheap National City, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect National City, Michigan auto insurance. Find the cheapest annual National City, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in National City, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,536 $5,536
GEICO $5,344 $5,598
Liberty Mutual $16,605 $17,805
Nationwide $5,666 $5,666
Progressive $5,228 $5,228
State Farm $11,048 $11,671
Travelers $8,279 $8,375
USAA $3,313 $3,391

Cheap National City, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in National City, Michigan? Check out the comparison of annual National City, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in National City, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,395 $5,524 $5,690
GEICO $5,116 $5,423 $5,874
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,932 $5,570 $5,496
Progressive $5,059 $5,235 $5,389
State Farm $10,772 $11,432 $11,874
Travelers $8,241 $8,334 $8,405
USAA $3,257 $3,359 $3,439

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Best By Category: Cheapest Auto Insurance in National City, Michigan

Compare the cheapest auto insurance companies in National City, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in National City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest National City, Michigan Auto Insurance Companies

What auto insurance companies in National City, Michigan are the cheapest? Compare the top National City, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in National City, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,536
GEICO $5,471
Liberty Mutual $17,205
Nationwide $5,666
Progressive $5,228
State Farm $11,359
Travelers $8,327
USAA $3,352

Compare National City, Michigan Auto Insurance Quotes

Before you buy National City, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free National City, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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