Best Cheap Auto Insurance in National City, CA (2021)

The average National City, CA auto insurance rates are $295 per month. The minimum auto insurance in National City is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in National City, California, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in National City, California is 15/30/5
  • The average commute length in National City is 27.2 minutes
  • Average auto insurance rates in National City, CA for senior drivers are $2,132 per year

National City, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in National City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in National City, California, including driving record, credit, commute time, and more.

Compare auto insurance in National City to other California cities, including Long Beach auto insurance rates, Bakersfield auto insurance rates, and Anaheim auto insurance rates to see how National City, California auto insurance rates stack up.

Before you buy National City, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free National City, California auto insurance quotes.

Minimum Auto Insurance in National City, California

National City, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in National City, California.

Minimum Required Auto Insurance Coverage in National City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap National City, California Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in National City, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in National City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,811 $2,851 $2,019 $2,076 $7,437 $9,434 $3,697 $4,193
Farmers $2,589 $2,589 $2,328 $2,328 $8,203 $13,428 $3,061 $3,403
GEICO $1,619 $1,620 $1,524 $1,524 $4,921 $5,005 $2,324 $2,377
Liberty Mutual $2,190 $2,076 $2,031 $1,970 $4,755 $5,059 $2,471 $2,491
Nationwide $3,179 $3,040 $2,776 $2,622 $7,986 $8,837 $3,791 $3,751
Progressive $1,621 $1,666 $1,369 $1,625 $4,236 $5,102 $2,322 $2,491
State Farm $3,372 $3,372 $3,009 $3,009 $6,171 $7,665 $3,729 $3,843
Travelers $2,515 $2,438 $2,212 $2,190 $5,159 $5,889 $3,255 $3,199
USAA $1,925 $1,828 $1,875 $1,888 $4,349 $4,384 $2,667 $2,526

Cheap National City, California Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in National City, California is a challenge. Take a look at the annual teen auto insurance rates in National City, California.

Annual Auto Insurance Rates for Teen Drivers in National City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,437 $9,434
Farmers $8,203 $13,428
GEICO $4,921 $5,005
Liberty Mutual $4,755 $5,059
Nationwide $7,986 $8,837
Progressive $4,236 $5,102
State Farm $6,171 $7,665
Travelers $5,159 $5,889
USAA $4,349 $4,384

Cheap National City, California Auto Insurance for Seniors

What are senior auto insurance rates in National City, California? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in National City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,076
Farmers $2,328 $2,328
GEICO $1,524 $1,524
Liberty Mutual $2,031 $1,970
Nationwide $2,776 $2,622
Progressive $1,369 $1,625
State Farm $3,009 $3,009
Travelers $2,212 $2,190
USAA $1,875 $1,888

Cheap National City, California Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in National City, California compared to the annual auto insurance rates with a clean record in National City, California.

Annual National City, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,577 $4,404 $6,879 $3,401
Farmers $3,507 $4,773 $5,945 $4,739
GEICO $1,829 $2,819 $3,540 $2,269
Liberty Mutual $2,500 $3,350 $3,023 $2,649
Nationwide $3,137 $4,023 $6,808 $4,023
Progressive $1,679 $2,838 $3,282 $2,418
State Farm $3,045 $3,634 $6,872 $3,535
Travelers $2,247 $3,643 $4,242 $3,296
USAA $1,781 $2,648 $4,342 $1,951

Cheap National City, California Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in National City, California is not easy. Compare the annual rates for DUI auto insurance in National City, California to find the best deal.

Annual Auto Insurance Rates After a DUI in National City, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,879
Farmers $5,945
GEICO $3,540
Liberty Mutual $3,023
Nationwide $6,808
Progressive $3,282
State Farm $6,872
Travelers $4,242
USAA $4,342

Cheap National City, California Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in National City, California can vary. Compare the annual cost of auto insurance by ZIP code in National City, California to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in National City, California

ZIP Code Average Annual Rates
91950 $4,833

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Cheap National City, California Auto Insurance Rates By Commute

Commute length and annual mileage affect National City, California auto insurance. Find the cheapest annual National City, California auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in National City, California

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,889 $4,740
Farmers $4,302 $5,180
GEICO $2,375 $2,854
Liberty Mutual $2,645 $3,116
Nationwide $3,977 $5,019
Progressive $2,317 $2,791
State Farm $4,115 $4,427
Travelers $3,019 $3,695
USAA $2,472 $2,889

Cheap National City, California Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in National City, California? Check out the comparison of annual National City, California auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in National City, California

Insurance Company Low Medium High
Allstate $4,132 $4,345 $4,468
Farmers $4,409 $4,776 $5,037
GEICO $2,385 $2,644 $2,813
Liberty Mutual $2,690 $2,905 $3,045
Nationwide $4,034 $4,576 $4,884
Progressive $2,304 $2,629 $2,729
State Farm $3,860 $4,342 $4,612
Travelers $2,931 $3,447 $3,693
USAA $2,449 $2,729 $2,864

Best By Category: Cheapest Auto Insurance in National City, California

Compare the cheapest auto insurance companies in National City, California in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in National City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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The Cheapest National City, California Auto Insurance Companies

What auto insurance companies in National City, California are the cheapest? Compare the top National City, California auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in National City, California

Insurance Company Average Annual Rates
Allstate $4,315
Farmers $4,741
GEICO $2,614
Liberty Mutual $2,880
Nationwide $4,498
Progressive $2,554
State Farm $4,271
Travelers $3,357
USAA $2,680

What affects auto insurance rates in National City, California?

There are a lot of reasons why auto insurance rates in National City, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in National City, California. Many local factors may affect your National City auto insurance rates.

National City Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual National City, California auto theft statistics, there have been 292 auto thefts in the city.

National City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average National City, California commute length is 27.2 minutes according to City-Data.

Compare National City, California Auto Insurance Quotes

Before you buy National City, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free National City, California auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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