Best Cheap Auto Insurance in Naples, NC (2021)

The average Naples, NC auto insurance rates are $261 per month. The minimum auto insurance in Naples is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Naples, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Naples, NC for senior drivers are $2,338 per year
  • The minimum auto insurance required in Naples, North Carolina is 30/60/25
  • The cheapest auto insurance company in Naples is Liberty Mutual

Naples, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Naples can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Naples, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Naples to other North Carolina cities, including Fayetteville auto insurance rates, High Point auto insurance rates, and Greensboro auto insurance rates to see how Naples, North Carolina auto insurance rates stack up.

Before you buy Naples, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Naples, North Carolina auto insurance quotes.

Minimum Auto Insurance in Naples, North Carolina

Naples, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Naples, North Carolina.

Minimum Required Auto Insurance Coverage in Naples, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Naples, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Naples, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Naples, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,968 $4,968 $4,074 $4,074 $12,070 $12,070 $5,066 $5,066
GEICO $2,276 $2,231 $2,238 $2,195 $4,261 $4,222 $1,983 $1,971
Liberty Mutual $1,552 $1,552 $1,606 $1,606 $2,754 $2,754 $1,552 $1,552
Nationwide $2,080 $2,080 $2,080 $2,080 $3,544 $3,544 $2,080 $2,080
Progressive $1,507 $1,507 $1,378 $1,378 $3,543 $3,543 $1,679 $1,679
State Farm $3,198 $3,198 $2,762 $2,762 $4,703 $4,703 $3,959 $3,959
Travelers $2,272 $2,272 $2,253 $2,253 $3,870 $3,870 $2,332 $2,332

Cheap Naples, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Naples, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Naples, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Naples, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,070 $12,070
GEICO $4,261 $4,222
Liberty Mutual $2,754 $2,754
Nationwide $3,544 $3,544
Progressive $3,543 $3,543
State Farm $4,703 $4,703
Travelers $3,870 $3,870

Cheap Naples, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Naples, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Naples, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,074 $4,074
GEICO $2,238 $2,195
Liberty Mutual $1,606 $1,606
Nationwide $2,080 $2,080
Progressive $1,378 $1,378
State Farm $2,762 $2,762
Travelers $2,253 $2,253

Cheap Naples, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Naples, North Carolina compared to the annual auto insurance rates with a clean record in Naples, North Carolina.

Annual Naples, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,219 $11,600 $4,804
GEICO $1,492 $2,169 $5,019 $2,008
Liberty Mutual $1,114 $1,428 $3,492 $1,428
Nationwide $1,442 $1,862 $4,616 $1,862
Progressive $961 $1,403 $4,388 $1,355
State Farm $1,927 $2,808 $7,080 $2,808
Travelers $1,568 $2,106 $5,000 $2,053

Cheap Naples, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Naples, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Naples, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Naples, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,600
GEICO $5,019
Liberty Mutual $3,492
Nationwide $4,616
Progressive $4,388
State Farm $7,080
Travelers $5,000

Cheap Naples, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Naples, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Naples, North Carolina

Insurance Company Poor Fair Good
Allstate $8,861 $5,754 $5,019
GEICO $2,901 $2,658 $2,457
Liberty Mutual $1,866 $1,866 $1,866
Nationwide $2,446 $2,446 $2,446
Progressive $2,273 $1,980 $1,826
State Farm $5,150 $3,278 $2,538
Travelers $2,879 $2,606 $2,561

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Cheap Naples, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Naples, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Naples, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Naples, North Carolina

ZIP Code Average Annual Rates
28760 $2,799

Cheap Naples, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Naples, North Carolina auto insurance. Find the cheapest annual Naples, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Naples, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,545 $6,545
GEICO $2,672 $2,672
Liberty Mutual $1,866 $1,866
Nationwide $2,446 $2,446
Progressive $2,027 $2,027
State Farm $3,643 $3,668
Travelers $2,682 $2,682

Cheap Naples, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Naples, North Carolina? Check out the comparison of annual Naples, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Naples, North Carolina

Insurance Company Low Medium High
Allstate $6,349 $6,524 $6,761
GEICO $2,559 $2,663 $2,794
Liberty Mutual $1,783 $1,854 $1,960
Nationwide $2,355 $2,434 $2,548
Progressive $1,934 $2,014 $2,132
State Farm $3,502 $3,637 $3,827
Travelers $2,579 $2,668 $2,798

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Best By Category: Cheapest Auto Insurance in Naples, North Carolina

Compare the cheapest auto insurance companies in Naples, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Naples, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Naples, North Carolina Auto Insurance Companies

What auto insurance companies in Naples, North Carolina are the cheapest? Compare the top Naples, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Naples, North Carolina

Insurance Company Average Annual Rates
Allstate $6,545
GEICO $2,672
Liberty Mutual $1,866
Nationwide $2,446
Progressive $2,027
State Farm $3,655
Travelers $2,682

What affects auto insurance rates in Naples, North Carolina?

There are a lot of reasons why auto insurance rates in Naples, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Naples, North Carolina. Many local factors may affect your Naples auto insurance rates.

Naples Traffic

How does Naples, North Carolina rank for traffic? According to Inrix Naples, North Carolina is the 72nd most congested worldwide.

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Compare Naples, North Carolina Auto Insurance Quotes

Before you buy Naples, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Naples, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

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