Best Cheap Auto Insurance in Naples, ME (2021)

The average Naples, ME auto insurance rates are $220 per month. The minimum auto insurance in Naples is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Naples, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Naples is 25.0 minutes
  • The minimum auto insurance required in Naples, Maine is 50/100/25
  • The cheapest auto insurance company in Naples is USAA

Naples, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Naples can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Naples, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Naples to other Maine cities, including Bangor auto insurance rates, Biddeford auto insurance rates, and Sanford auto insurance rates to see how Naples, Maine auto insurance rates stack up.

Before you buy Naples, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Naples, Maine auto insurance quotes.

Minimum Auto Insurance in Naples, Maine

Naples, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Naples, Maine.

Minimum Required Auto Insurance Coverage in Naples, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Naples, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Naples, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Naples, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,805 $1,853 $1,627 $1,762 $4,578 $6,134 $1,956 $2,184
Farmers $1,797 $1,813 $1,685 $1,807 $5,763 $6,375 $2,116 $2,192
GEICO $1,035 $1,072 $1,035 $1,035 $2,564 $3,330 $1,130 $1,203
Liberty Mutual $2,877 $2,877 $2,741 $2,741 $6,086 $9,096 $2,877 $4,042
Progressive $2,078 $2,036 $2,078 $2,036 $8,723 $9,805 $2,421 $2,746
State Farm $1,304 $1,304 $1,233 $1,233 $4,197 $5,235 $1,458 $1,596
Travelers $1,093 $1,130 $989 $1,012 $4,399 $5,950 $1,081 $1,244
USAA $868 $855 $864 $843 $2,864 $3,158 $1,103 $1,157

Cheap Naples, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Naples, Maine is a challenge. Take a look at the annual teen auto insurance rates in Naples, Maine.

Annual Auto Insurance Rates for Teen Drivers in Naples, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,578 $6,134
Farmers $5,763 $6,375
GEICO $2,564 $3,330
Liberty Mutual $6,086 $9,096
Progressive $8,723 $9,805
State Farm $4,197 $5,235
Travelers $4,399 $5,950
USAA $2,864 $3,158

Cheap Naples, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Naples, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Naples, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,762
Farmers $1,685 $1,807
GEICO $1,035 $1,035
Liberty Mutual $2,741 $2,741
Progressive $2,078 $2,036
State Farm $1,233 $1,233
Travelers $989 $1,012
USAA $864 $843

Cheap Naples, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Naples, Maine compared to the annual auto insurance rates with a clean record in Naples, Maine.

Annual Naples, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,228 $3,029 $3,169 $2,523
Farmers $2,572 $3,282 $2,844 $3,077
GEICO $1,130 $1,587 $2,356 $1,130
Liberty Mutual $3,203 $3,767 $6,211 $3,485
Progressive $3,197 $5,406 $3,559 $3,801
State Farm $1,990 $2,400 $2,195 $2,195
Travelers $1,762 $1,957 $2,450 $2,279
USAA $1,111 $1,465 $2,057 $1,222

Cheap Naples, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Naples, Maine is not easy. Compare the annual rates for DUI auto insurance in Naples, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Naples, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,169
Farmers $2,844
GEICO $2,356
Liberty Mutual $6,211
Progressive $3,559
State Farm $2,195
Travelers $2,450
USAA $2,057

Cheap Naples, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Naples, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Naples, Maine

Insurance Company Poor Fair Good
Allstate $3,441 $2,623 $2,148
Farmers $3,430 $2,813 $2,589
GEICO $2,086 $1,385 $1,181
Liberty Mutual $5,801 $3,760 $2,941
Progressive $4,509 $3,868 $3,594
State Farm $3,197 $1,910 $1,479
Travelers $2,486 $2,037 $1,814
USAA $1,919 $1,322 $1,151

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Cheap Naples, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Naples, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Naples, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Naples, Maine

ZIP Code Average Annual Rates
4055 $2,292

Cheap Naples, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Naples, Maine auto insurance. Find the cheapest annual Naples, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Naples, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,737 $2,737
Farmers $2,944 $2,944
GEICO $1,525 $1,576
Liberty Mutual $4,082 $4,252
Progressive $3,990 $3,990
State Farm $2,123 $2,267
Travelers $2,112 $2,112
USAA $1,423 $1,505

Cheap Naples, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Naples, Maine? Check out the comparison of annual Naples, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Naples, Maine

Insurance Company Low Medium High
Allstate $2,699 $2,700 $2,813
Farmers $2,820 $2,838 $3,172
GEICO $1,518 $1,528 $1,607
Liberty Mutual $4,114 $4,114 $4,273
Progressive $3,911 $3,918 $4,142
State Farm $2,137 $2,172 $2,277
Travelers $2,076 $2,080 $2,181
USAA $1,434 $1,446 $1,512

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Best By Category: Cheapest Auto Insurance in Naples, Maine

Compare the cheapest auto insurance companies in Naples, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Naples, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Naples, Maine Auto Insurance Companies

What auto insurance companies in Naples, Maine are the cheapest? Compare the top Naples, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Naples, Maine

Insurance Company Average Annual Rates
Allstate $2,737
Farmers $2,944
GEICO $1,551
Liberty Mutual $4,167
Progressive $3,990
State Farm $2,195
Travelers $2,112
USAA $1,464

What affects auto insurance rates in Naples, Maine?

There are a lot of reasons why auto insurance rates in Naples, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Naples, Maine. Many local factors may affect your Naples auto insurance rates.

Naples Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Naples, Maine commute length is 25.0 minutes according to City-Data.

Naples Traffic

How does Naples, Maine rank for traffic? According to Inrix Naples, Maine is the 72nd most congested worldwide.

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Compare Naples, Maine Auto Insurance Quotes

Before you buy Naples, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Naples, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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