Best Cheap Auto Insurance in Mystic, IA (2021)

The average Mystic, IA auto insurance rates are $248 per month. The minimum auto insurance in Mystic is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Mystic, Iowa, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The most expensive auto insurance company in Mystic for teen drivers is Travelers
  • The minimum auto insurance required in Mystic, Iowa is 20/40/15
  • Average auto insurance rates in Mystic, IA for senior drivers are $1,666 per year

Mystic, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Mystic can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mystic, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Mystic to other Iowa cities, including West Des Moines auto insurance rates, Des Moines auto insurance rates, and Sioux City auto insurance rates to see how Mystic, Iowa auto insurance rates stack up.

Before you buy Mystic, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mystic, Iowa auto insurance quotes.

Minimum Auto Insurance in Mystic, Iowa

Mystic, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mystic, Iowa.

Minimum Required Auto Insurance Coverage in Mystic, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Mystic, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mystic, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mystic, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,898 $1,834 $1,675 $1,708 $5,257 $5,884 $2,084 $2,151
American Family $1,948 $1,948 $1,741 $1,741 $5,177 $7,274 $1,948 $2,348
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,147 $2,334 $1,883 $2,289 $10,152 $11,432 $2,432 $2,686
Nationwide $1,857 $1,913 $1,650 $1,770 $4,173 $5,435 $2,090 $2,282
Progressive $1,780 $1,727 $1,466 $1,517 $4,140 $4,686 $2,143 $2,314
State Farm $1,533 $1,533 $1,327 $1,327 $3,867 $4,938 $1,717 $1,941
Travelers $2,491 $2,547 $2,397 $2,410 $10,774 $17,188 $2,582 $3,087
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Cheap Mystic, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mystic, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Mystic, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Mystic, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,257 $5,884
American Family $5,177 $7,274
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,152 $11,432
Nationwide $4,173 $5,435
Progressive $4,140 $4,686
State Farm $3,867 $4,938
Travelers $10,774 $17,188
USAA $3,349 $3,563

Cheap Mystic, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Mystic, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mystic, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
American Family $1,741 $1,741
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,883 $2,289
Nationwide $1,650 $1,770
Progressive $1,466 $1,517
State Farm $1,327 $1,327
Travelers $2,397 $2,410
USAA $1,147 $1,174

Cheap Mystic, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mystic, Iowa compared to the annual auto insurance rates with a clean record in Mystic, Iowa.

Annual Mystic, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,410 $2,897 $3,261 $2,677
American Family $2,177 $3,189 $4,138 $2,560
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,820 $4,717 $4,820 $4,320
Nationwide $1,902 $2,753 $3,772 $2,159
Progressive $1,994 $3,234 $2,161 $2,498
State Farm $2,123 $2,423 $2,273 $2,273
Travelers $3,980 $5,276 $7,052 $5,431
USAA $1,427 $1,912 $2,487 $1,638

Cheap Mystic, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mystic, Iowa is not easy. Compare the annual rates for DUI auto insurance in Mystic, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Mystic, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,261
American Family $4,138
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,820
Nationwide $3,772
Progressive $2,161
State Farm $2,273
Travelers $7,052
USAA $2,487

Cheap Mystic, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mystic, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mystic, Iowa

Insurance Company Poor Fair Good
Allstate $3,359 $2,674 $2,401
American Family $3,846 $2,827 $2,374
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,311 $3,886 $3,061
Nationwide $3,226 $2,510 $2,203
Progressive $2,939 $2,353 $2,123
State Farm $3,237 $2,002 $1,579
Travelers $6,122 $5,216 $4,966
USAA $2,456 $1,684 $1,458

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Cheap Mystic, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mystic, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Mystic, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mystic, Iowa

ZIP Code Average Annual Rates
52574 $2,502

Cheap Mystic, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Mystic, Iowa auto insurance. Find the cheapest annual Mystic, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mystic, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,745 $2,878
American Family $2,981 $3,051
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,419 $4,419
Nationwide $2,646 $2,646
Progressive $2,472 $2,472
State Farm $2,219 $2,327
Travelers $5,435 $5,435
USAA $1,798 $1,934

Cheap Mystic, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mystic, Iowa? Check out the comparison of annual Mystic, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mystic, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,815 $2,902
American Family $3,033 $3,183 $2,831
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,243 $4,411 $4,604
Nationwide $2,780 $2,625 $2,533
Progressive $2,338 $2,477 $2,599
State Farm $2,182 $2,283 $2,354
Travelers $5,125 $5,516 $5,662
USAA $1,772 $1,872 $1,954

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Best By Category: Cheapest Auto Insurance in Mystic, Iowa

Compare the cheapest auto insurance companies in Mystic, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mystic, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Mystic, Iowa Auto Insurance Companies

What auto insurance companies in Mystic, Iowa are the cheapest? Compare the top Mystic, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mystic, Iowa

Insurance Company Average Annual Rates
Allstate $2,811
American Family $3,016
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,419
Nationwide $2,646
Progressive $2,472
State Farm $2,273
Travelers $5,435
USAA $1,866

What affects auto insurance rates in Mystic, Iowa?

There are a lot of reasons why auto insurance rates in Mystic, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mystic, Iowa. Many local factors may affect your Mystic auto insurance rates.

Mystic Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mystic, Iowa commute length is 24.2 minutes according to City-Data.

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Compare Mystic, Iowa Auto Insurance Quotes

Before you buy Mystic, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mystic, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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