Best Cheap Auto Insurance in Mystic, CT (2021)

The average Mystic, CT auto insurance rates are $332 per month. The minimum auto insurance in Mystic is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Mystic, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Mystic, CT for senior drivers are $2,004 per year
  • The cheapest auto insurance company in Mystic is GEICO
  • The minimum auto insurance required in Mystic, Connecticut is 25/50/20

Mystic, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Mystic can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mystic, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Mystic to other Connecticut cities, including Bridgeport auto insurance rates, Danbury auto insurance rates, and Norwalk auto insurance rates to see how Mystic, Connecticut auto insurance rates stack up.

Before you buy Mystic, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mystic, Connecticut auto insurance quotes.

Minimum Auto Insurance in Mystic, Connecticut

Mystic, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mystic, Connecticut.

Minimum Required Auto Insurance Coverage in Mystic, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Mystic, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mystic, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mystic, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,816 $1,821 $1,686 $1,699 $4,206 $4,965 $1,751 $1,697
Liberty Mutual $3,112 $3,377 $2,398 $2,945 $15,476 $17,423 $3,159 $3,444
Nationwide $1,955 $1,978 $1,762 $1,847 $5,294 $6,705 $2,256 $2,422
Progressive $2,395 $2,235 $2,043 $2,124 $9,991 $11,081 $2,741 $3,082
State Farm $1,626 $1,626 $1,497 $1,497 $4,905 $6,166 $1,826 $2,091
Travelers $1,431 $1,451 $1,426 $1,421 $10,719 $17,231 $1,555 $1,750
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Mystic, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mystic, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Mystic, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Mystic, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,206 $4,965
Liberty Mutual $15,476 $17,423
Nationwide $5,294 $6,705
Progressive $9,991 $11,081
State Farm $4,905 $6,166
Travelers $10,719 $17,231
USAA $5,822 $6,120

Cheap Mystic, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Mystic, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mystic, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,686 $1,699
Liberty Mutual $2,398 $2,945
Nationwide $1,762 $1,847
Progressive $2,043 $2,124
State Farm $1,497 $1,497
Travelers $1,426 $1,421
USAA $1,727 $1,706

Cheap Mystic, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mystic, Connecticut compared to the annual auto insurance rates with a clean record in Mystic, Connecticut.

Annual Mystic, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,557 $2,039 $4,314 $1,910
Liberty Mutual $5,624 $7,034 $6,964 $6,045
Nationwide $2,475 $3,210 $3,671 $2,753
Progressive $3,802 $5,528 $3,997 $4,519
State Farm $2,472 $2,715 $2,715 $2,715
Travelers $3,728 $4,035 $5,858 $4,870
USAA $2,343 $2,941 $4,435 $2,343

Cheap Mystic, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mystic, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Mystic, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Mystic, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,314
Liberty Mutual $6,964
Nationwide $3,671
Progressive $3,997
State Farm $2,715
Travelers $5,858
USAA $4,435

Cheap Mystic, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mystic, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mystic, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,567 $2,155 $1,643
Liberty Mutual $9,094 $5,682 $4,474
Nationwide $3,993 $2,696 $2,393
Progressive $4,855 $4,356 $4,173
State Farm $3,687 $2,367 $1,908
Travelers $5,246 $4,374 $4,248
USAA $3,987 $2,690 $2,369

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Cheap Mystic, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mystic, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Mystic, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mystic, Connecticut

ZIP Code Average Annual Rates
6355 $4,027

Cheap Mystic, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Mystic, Connecticut auto insurance. Find the cheapest annual Mystic, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mystic, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,418 $2,493
Liberty Mutual $6,417 $6,417
Nationwide $3,027 $3,027
Progressive $4,462 $4,462
State Farm $2,589 $2,720
Travelers $4,623 $4,623
USAA $2,979 $3,051

Cheap Mystic, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mystic, Connecticut? Check out the comparison of annual Mystic, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mystic, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,275 $2,426 $2,665
Liberty Mutual $6,185 $6,374 $6,691
Nationwide $3,081 $3,048 $2,952
Progressive $4,169 $4,424 $4,791
State Farm $2,485 $2,659 $2,819
Travelers $4,296 $4,592 $4,980
USAA $2,826 $3,018 $3,202

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Best By Category: Cheapest Auto Insurance in Mystic, Connecticut

Compare the cheapest auto insurance companies in Mystic, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mystic, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Mystic, Connecticut Auto Insurance Companies

What auto insurance companies in Mystic, Connecticut are the cheapest? Compare the top Mystic, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mystic, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,455
Liberty Mutual $6,417
Nationwide $3,027
Progressive $4,462
State Farm $2,654
Travelers $4,623
USAA $3,015

What affects auto insurance rates in Mystic, Connecticut?

There are a lot of reasons why auto insurance rates in Mystic, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mystic, Connecticut. Many local factors may affect your Mystic auto insurance rates.

Mystic Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mystic, Connecticut commute length is 22.1 minutes according to City-Data.

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Compare Mystic, Connecticut Auto Insurance Quotes

Before you buy Mystic, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mystic, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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