Best Cheap Auto Insurance in Mutual, OK (2021)

The average Mutual, OK auto insurance rates are $322 per month. The minimum auto insurance in Mutual is at least 25/50/25 in coverage to comply with Oklahoma auto insurance laws. To find the best cheap auto insurance in Mutual, Oklahoma, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Mutual is 22.9 minutes
  • The cheapest auto insurance company in Mutual is State Farm
  • The most expensive auto insurance company in Mutual for teen drivers is Liberty Mutual

Mutual, Oklahoma auto insurance requirements are 25/50/25 according to Oklahoma auto insurance laws. Finding cheap auto insurance in Mutual can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Mutual, Oklahoma, including driving record, credit, commute time, and more.

Compare auto insurance in Mutual to other Oklahoma cities, including Enid auto insurance rates, Edmond auto insurance rates, and Broken Arrow auto insurance rates to see how Mutual, Oklahoma auto insurance rates stack up.

Before you buy Mutual, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Mutual, Oklahoma auto insurance quotes.

Minimum Auto Insurance in Mutual, Oklahoma

Mutual, Oklahoma auto insurance laws require that you have at least the Oklahoma minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Mutual, Oklahoma.

Minimum Required Auto Insurance Coverage in Mutual, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Mutual, Oklahoma Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Mutual, Oklahoma are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mutual, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,426 $2,419 $2,187 $2,295 $8,635 $8,873 $2,739 $2,884
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,481 $4,734 $3,934 $4,280 $12,119 $13,297 $4,665 $4,839
Progressive $2,183 $2,084 $1,796 $1,896 $8,550 $9,594 $2,558 $2,686
State Farm $1,887 $1,887 $1,647 $1,647 $4,476 $5,675 $1,972 $2,202
USAA $1,863 $1,876 $1,775 $1,807 $5,951 $6,668 $2,410 $2,663

Cheap Mutual, Oklahoma Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Mutual, Oklahoma is a challenge. Take a look at the annual teen auto insurance rates in Mutual, Oklahoma.

Annual Auto Insurance Rates for Teen Drivers in Mutual, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,635 $8,873
GEICO $6,078 $6,489
Liberty Mutual $12,119 $13,297
Progressive $8,550 $9,594
State Farm $4,476 $5,675
USAA $5,951 $6,668

Cheap Mutual, Oklahoma Auto Insurance for Seniors

What are senior auto insurance rates in Mutual, Oklahoma? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Mutual, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,187 $2,295
GEICO $2,260 $2,500
Liberty Mutual $3,934 $4,280
Progressive $1,796 $1,896
State Farm $1,647 $1,647
USAA $1,775 $1,807

Cheap Mutual, Oklahoma Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Mutual, Oklahoma compared to the annual auto insurance rates with a clean record in Mutual, Oklahoma.

Annual Mutual, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,441 $4,384 $4,278 $4,126
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,419 $7,355 $8,327 $6,072
Progressive $3,056 $5,656 $3,372 $3,589
State Farm $2,503 $2,845 $2,674 $2,674
USAA $2,309 $3,301 $4,058 $2,839

Cheap Mutual, Oklahoma Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Mutual, Oklahoma is not easy. Compare the annual rates for DUI auto insurance in Mutual, Oklahoma to find the best deal.

Annual Auto Insurance Rates After a DUI in Mutual, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,035
Farmers $4,278
GEICO $3,899
Liberty Mutual $8,327
Progressive $3,372
State Farm $2,674
USAA $4,058

Cheap Mutual, Oklahoma Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Mutual, Oklahoma annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Mutual, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,682 $3,836 $3,654
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,410 $5,726 $4,495
Progressive $4,458 $3,783 $3,513
State Farm $3,717 $2,384 $1,921
USAA $4,656 $2,632 $2,092

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Cheap Mutual, Oklahoma Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Mutual, Oklahoma can vary. Compare the annual cost of auto insurance by ZIP code in Mutual, Oklahoma to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Mutual, Oklahoma

ZIP Code Average Annual Rates
73853 $3,797

Cheap Mutual, Oklahoma Auto Insurance Rates By Commute

Commute length and annual mileage affect Mutual, Oklahoma auto insurance. Find the cheapest annual Mutual, Oklahoma auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Mutual, Oklahoma

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,057 $4,057
GEICO $3,136 $3,262
Liberty Mutual $6,544 $6,544
Progressive $3,918 $3,918
State Farm $2,628 $2,720
USAA $3,089 $3,164

Cheap Mutual, Oklahoma Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Mutual, Oklahoma? Check out the comparison of annual Mutual, Oklahoma auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mutual, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,907 $4,019 $4,246
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,224 $6,521 $6,886
Progressive $3,645 $3,894 $4,215
State Farm $2,525 $2,654 $2,843
USAA $3,023 $3,119 $3,238

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Best By Category: Cheapest Auto Insurance in Mutual, Oklahoma

Compare the cheapest auto insurance companies in Mutual, Oklahoma in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Mutual, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Mutual, Oklahoma Auto Insurance Companies

What auto insurance companies in Mutual, Oklahoma are the cheapest? Compare the top Mutual, Oklahoma auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Mutual, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,057
GEICO $3,199
Liberty Mutual $6,544
Progressive $3,918
State Farm $2,674
USAA $3,127

What affects auto insurance rates in Mutual, Oklahoma?

There are a lot of reasons why auto insurance rates in Mutual, Oklahoma are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Mutual, Oklahoma. Many local factors may affect your Mutual auto insurance rates.

Mutual Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Mutual, Oklahoma commute length is 22.9 minutes according to City-Data.

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Compare Mutual, Oklahoma Auto Insurance Quotes

Before you buy Mutual, Oklahoma auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Mutual, Oklahoma auto insurance quotes.

Free Auto Insurance Comparison

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