Best Cheap Auto Insurance in Murtaugh, ID (2021)

The average Murtaugh, ID auto insurance rates are $234 per month. The minimum auto insurance in Murtaugh is at least 25/50/15 in coverage to comply with Idaho auto insurance laws. To find the best cheap auto insurance in Murtaugh, Idaho, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Murtaugh for teen drivers is American Family
  • Average auto insurance rates in Murtaugh, ID for senior drivers are $1,483 per year
  • The average commute length in Murtaugh is 37.1 minutes

Murtaugh, Idaho auto insurance requirements are 25/50/15 according to Idaho auto insurance laws. Finding cheap auto insurance in Murtaugh can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Murtaugh, Idaho, including driving record, credit, commute time, and more.

Compare auto insurance in Murtaugh to other Idaho cities, including Caldwell auto insurance rates, Idaho Falls auto insurance rates, and Post Falls auto insurance rates to see how Murtaugh, Idaho auto insurance rates stack up.

Before you buy Murtaugh, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Murtaugh, Idaho auto insurance quotes.

Minimum Auto Insurance in Murtaugh, Idaho

Murtaugh, Idaho auto insurance laws require that you have at least the Idaho minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Murtaugh, Idaho.

Minimum Required Auto Insurance Coverage in Murtaugh, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Murtaugh, Idaho Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Murtaugh, Idaho are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Murtaugh, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,236 $2,224 $1,948 $2,019 $8,158 $9,428 $2,496 $2,639
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,363 $1,469 $1,097 $1,227 $4,655 $5,176 $1,443 $1,518
Nationwide $1,697 $1,733 $1,536 $1,625 $4,224 $5,184 $1,994 $2,144
State Farm $1,104 $1,104 $1,001 $1,001 $3,362 $4,238 $1,248 $1,439
Travelers $1,374 $1,395 $1,386 $1,377 $6,794 $10,755 $1,458 $1,669
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

Cheap Murtaugh, Idaho Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Murtaugh, Idaho is a challenge. Take a look at the annual teen auto insurance rates in Murtaugh, Idaho.

Annual Auto Insurance Rates for Teen Drivers in Murtaugh, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,158 $9,428
American Family $8,024 $10,423
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,655 $5,176
Nationwide $4,224 $5,184
State Farm $3,362 $4,238
Travelers $6,794 $10,755
USAA $3,348 $3,751

Cheap Murtaugh, Idaho Auto Insurance for Seniors

What are senior auto insurance rates in Murtaugh, Idaho? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Murtaugh, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,948 $2,019
American Family $1,982 $1,982
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,097 $1,227
Nationwide $1,536 $1,625
State Farm $1,001 $1,001
Travelers $1,386 $1,377
USAA $1,003 $989

Cheap Murtaugh, Idaho Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Murtaugh, Idaho compared to the annual auto insurance rates with a clean record in Murtaugh, Idaho.

Annual Murtaugh, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,215 $4,037 $4,511 $3,811
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,864 $2,341 $2,399 $2,370
Nationwide $1,937 $2,498 $3,466 $2,169
State Farm $1,649 $1,976 $1,812 $1,812
Travelers $2,013 $2,872 $5,000 $3,220
USAA $1,254 $1,786 $2,422 $1,518

Cheap Murtaugh, Idaho Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Murtaugh, Idaho is not easy. Compare the annual rates for DUI auto insurance in Murtaugh, Idaho to find the best deal.

Annual Auto Insurance Rates After a DUI in Murtaugh, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,511
American Family $4,809
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,399
Nationwide $3,466
State Farm $1,812
Travelers $5,000
USAA $2,422

Cheap Murtaugh, Idaho Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Murtaugh, Idaho annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Murtaugh, Idaho

Insurance Company Poor Fair Good
Allstate $5,137 $3,492 $3,052
American Family $5,151 $3,677 $3,140
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,189 $1,977 $1,564
Nationwide $2,997 $2,428 $2,126
State Farm $2,545 $1,610 $1,282
Travelers $3,753 $3,156 $2,920
USAA $2,546 $1,488 $1,201

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Cheap Murtaugh, Idaho Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Murtaugh, Idaho can vary. Compare the annual cost of auto insurance by ZIP code in Murtaugh, Idaho to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Murtaugh, Idaho

ZIP Code Average Annual Rates
83344 $2,809

Cheap Murtaugh, Idaho Auto Insurance Rates By Commute

Commute length and annual mileage affect Murtaugh, Idaho auto insurance. Find the cheapest annual Murtaugh, Idaho auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Murtaugh, Idaho

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,893 $3,893
American Family $3,907 $4,072
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,243 $2,243
Nationwide $2,517 $2,517
State Farm $1,768 $1,857
Travelers $3,276 $3,276
USAA $1,724 $1,766

Cheap Murtaugh, Idaho Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Murtaugh, Idaho? Check out the comparison of annual Murtaugh, Idaho auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Murtaugh, Idaho

Insurance Company Low Medium High
Allstate $3,746 $3,886 $4,049
American Family $3,984 $4,188 $3,796
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,104 $2,239 $2,387
Nationwide $2,469 $2,644 $2,438
State Farm $1,702 $1,817 $1,919
Travelers $3,209 $3,325 $3,294
USAA $1,692 $1,742 $1,801

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Best By Category: Cheapest Auto Insurance in Murtaugh, Idaho

Compare the cheapest auto insurance companies in Murtaugh, Idaho in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Murtaugh, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Murtaugh, Idaho Auto Insurance Companies

What auto insurance companies in Murtaugh, Idaho are the cheapest? Compare the top Murtaugh, Idaho auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Murtaugh, Idaho

Insurance Company Average Annual Rates
Allstate $3,893
American Family $3,989
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,243
Nationwide $2,517
State Farm $1,812
Travelers $3,276
USAA $1,745

What affects auto insurance rates in Murtaugh, Idaho?

There are a lot of reasons why auto insurance rates in Murtaugh, Idaho are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Murtaugh, Idaho. Many local factors may affect your Murtaugh auto insurance rates.

Murtaugh Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Murtaugh, Idaho commute length is 37.1 minutes according to City-Data.

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Compare Murtaugh, Idaho Auto Insurance Quotes

Before you buy Murtaugh, Idaho auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Murtaugh, Idaho auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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