Best Cheap Auto Insurance in Munising, MI (2021)

The average Munising, MI auto insurance rates are $755 per month. The minimum auto insurance in Munising is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Munising, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Munising for teen drivers is Allstate
  • The cheapest auto insurance company in Munising is USAA
  • The average commute length in Munising is 19.0 minutes

Munising, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Munising can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Munising, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Munising to other Michigan cities, including Sterling Heights auto insurance rates, Lansing auto insurance rates, and Dearborn auto insurance rates to see how Munising, Michigan auto insurance rates stack up.

Before you buy Munising, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Munising, Michigan auto insurance quotes.

Minimum Auto Insurance in Munising, Michigan

Munising, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Munising, Michigan.

Minimum Required Auto Insurance Coverage in Munising, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Munising, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Munising, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Munising, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,852 $3,852 $3,600 $3,600 $8,401 $8,401 $4,315 $4,315
GEICO $3,500 $3,500 $3,539 $3,539 $9,818 $9,818 $3,353 $3,353
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,102 $4,102 $3,646 $3,646 $10,682 $10,682 $4,489 $4,489
Progressive $3,180 $2,989 $2,801 $3,097 $11,818 $12,732 $3,727 $3,520
State Farm $7,534 $7,534 $6,986 $6,986 $26,411 $26,411 $8,846 $8,846
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

Cheap Munising, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Munising, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Munising, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Munising, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,401 $8,401
GEICO $9,818 $9,818
Liberty Mutual $30,473 $30,473
Nationwide $10,682 $10,682
Progressive $11,818 $12,732
State Farm $26,411 $26,411
Travelers $15,616 $15,616
USAA $6,217 $5,902

Cheap Munising, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Munising, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Munising, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,600 $3,600
GEICO $3,539 $3,539
Liberty Mutual $12,673 $12,673
Nationwide $3,646 $3,646
Progressive $2,801 $3,097
State Farm $6,986 $6,986
Travelers $4,461 $4,461
USAA $2,431 $2,299

Cheap Munising, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Munising, Michigan compared to the annual auto insurance rates with a clean record in Munising, Michigan.

Annual Munising, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,249 $5,394 $5,327 $5,200
GEICO $1,820 $3,770 $11,304 $3,316
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,911 $6,523 $5,957 $5,528
Progressive $4,663 $6,097 $5,476 $5,696
State Farm $7,919 $9,493 $20,511 $11,854
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Cheap Munising, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Munising, Michigan is not easy. Compare the annual rates for DUI auto insurance in Munising, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Munising, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,327
GEICO $11,304
Liberty Mutual $26,480
Nationwide $5,957
Progressive $5,476
State Farm $20,511
Travelers $12,018
USAA $4,608

Cheap Munising, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Munising, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Munising, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,656 $4,403 $4,068
GEICO $6,489 $4,777 $3,891
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,176 $5,406 $4,606
Progressive $6,311 $5,322 $4,816
State Farm $20,198 $10,209 $6,926
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Munising, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Munising, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Munising, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Munising, Michigan

ZIP Code Average Annual Rates
49862 $6,386

Cheap Munising, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Munising, Michigan auto insurance. Find the cheapest annual Munising, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Munising, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,042 $5,042
GEICO $4,936 $5,170
Liberty Mutual $16,587 $17,788
Nationwide $5,730 $5,730
Progressive $5,483 $5,483
State Farm $12,107 $12,781
Travelers $7,683 $7,771
USAA $3,466 $3,547

Cheap Munising, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Munising, Michigan? Check out the comparison of annual Munising, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Munising, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,915 $5,032 $5,180
GEICO $4,728 $5,009 $5,421
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,003 $5,631 $5,555
Progressive $5,334 $5,489 $5,625
State Farm $11,818 $12,521 $12,993
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Munising, Michigan

Compare the cheapest auto insurance companies in Munising, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Munising, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Munising, Michigan Auto Insurance Companies

What auto insurance companies in Munising, Michigan are the cheapest? Compare the top Munising, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Munising, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,042
GEICO $5,053
Liberty Mutual $17,188
Nationwide $5,730
Progressive $5,483
State Farm $12,444
Travelers $7,727
USAA $3,507

What affects auto insurance rates in Munising, Michigan?

There are a lot of reasons why auto insurance rates in Munising, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Munising, Michigan. Many local factors may affect your Munising auto insurance rates.

Munising Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Munising, Michigan auto theft statistics, there have been 1 auto thefts in the city.

Munising Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Munising, Michigan commute length is 19.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Munising, Michigan Auto Insurance Quotes

Before you buy Munising, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Munising, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption