Best Cheap Auto Insurance in Munger, MI (2021)

The average Munger, MI auto insurance rates are $770 per month. The minimum auto insurance in Munger is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Munger, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Munger, Michigan is 20/40/10
  • The most expensive auto insurance company in Munger for teen drivers is Allstate
  • Average auto insurance rates in Munger, MI for senior drivers are $6,084 per year

Munger, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Munger can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Munger, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Munger to other Michigan cities, including Warren auto insurance rates, Lansing auto insurance rates, and Flint auto insurance rates to see how Munger, Michigan auto insurance rates stack up.

Before you buy Munger, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Munger, Michigan auto insurance quotes.

Minimum Auto Insurance in Munger, Michigan

Munger, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Munger, Michigan.

Minimum Required Auto Insurance Coverage in Munger, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Munger, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Munger, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Munger, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,588 $16,588 $15,403 $15,403 $41,379 $41,379 $17,479 $17,479
Farmers $3,872 $3,872 $3,623 $3,623 $8,542 $8,542 $4,346 $4,346
GEICO $3,397 $3,397 $3,486 $3,486 $9,733 $9,733 $3,252 $3,252
Liberty Mutual $12,593 $12,593 $12,470 $12,470 $29,342 $29,342 $12,593 $12,593
Nationwide $4,827 $4,827 $4,281 $4,281 $13,022 $13,022 $5,309 $5,309
Progressive $3,025 $2,791 $2,677 $3,008 $11,026 $11,671 $3,510 $3,199
State Farm $6,201 $6,201 $5,780 $5,780 $22,018 $22,018 $7,286 $7,286
Travelers $5,197 $5,197 $4,463 $4,463 $15,651 $15,651 $5,644 $5,644
USAA $2,632 $2,484 $2,480 $2,334 $6,492 $6,149 $3,205 $3,061

Cheap Munger, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Munger, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Munger, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Munger, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,379 $41,379
Farmers $8,542 $8,542
GEICO $9,733 $9,733
Liberty Mutual $29,342 $29,342
Nationwide $13,022 $13,022
Progressive $11,026 $11,671
State Farm $22,018 $22,018
Travelers $15,651 $15,651
USAA $6,492 $6,149

Cheap Munger, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Munger, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Munger, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,403 $15,403
Farmers $3,623 $3,623
GEICO $3,486 $3,486
Liberty Mutual $12,470 $12,470
Nationwide $4,281 $4,281
Progressive $2,677 $3,008
State Farm $5,780 $5,780
Travelers $4,463 $4,463
USAA $2,480 $2,334

Cheap Munger, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Munger, Michigan compared to the annual auto insurance rates with a clean record in Munger, Michigan.

Annual Munger, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,008 $14,720 $49,669 $15,452
Farmers $4,287 $5,453 $5,388 $5,254
GEICO $1,737 $3,704 $11,203 $3,223
Liberty Mutual $11,528 $14,062 $26,530 $14,879
Nationwide $5,862 $7,847 $7,122 $6,607
Progressive $4,324 $5,703 $5,125 $5,302
State Farm $6,495 $7,826 $17,142 $9,822
Travelers $5,226 $7,473 $12,078 $6,178
USAA $2,897 $3,622 $4,742 $3,157

Cheap Munger, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Munger, Michigan is not easy. Compare the annual rates for DUI auto insurance in Munger, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Munger, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,669
Farmers $5,388
GEICO $11,203
Liberty Mutual $26,530
Nationwide $7,122
Progressive $5,125
State Farm $17,142
Travelers $12,078
USAA $4,742

Cheap Munger, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Munger, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Munger, Michigan

Insurance Company Poor Fair Good
Allstate $34,456 $19,081 $14,600
Farmers $6,748 $4,442 $4,097
GEICO $6,378 $4,696 $3,826
Liberty Mutual $26,478 $15,304 $8,466
Nationwide $8,601 $6,478 $5,499
Progressive $5,907 $4,968 $4,464
State Farm $16,725 $8,475 $5,764
Travelers $7,930 $7,692 $7,595
USAA $5,387 $3,081 $2,346

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Cheap Munger, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Munger, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Munger, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Munger, Michigan

ZIP Code Average Annual Rates
48747 $6,559

Cheap Munger, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Munger, Michigan auto insurance. Find the cheapest annual Munger, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Munger, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,712 $22,712
Farmers $5,096 $5,096
GEICO $4,856 $5,077
Liberty Mutual $16,180 $17,319
Nationwide $6,860 $6,860
Progressive $5,113 $5,113
State Farm $10,043 $10,599
Travelers $7,694 $7,783
USAA $3,564 $3,646

Cheap Munger, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Munger, Michigan? Check out the comparison of annual Munger, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Munger, Michigan

Insurance Company Low Medium High
Allstate $22,094 $22,767 $23,275
Farmers $4,962 $5,085 $5,240
GEICO $4,645 $4,923 $5,332
Liberty Mutual $16,363 $16,712 $17,174
Nationwide $7,176 $6,744 $6,659
Progressive $4,950 $5,120 $5,270
State Farm $9,792 $10,386 $10,785
Travelers $7,658 $7,747 $7,811
USAA $3,483 $3,615 $3,715

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Best By Category: Cheapest Auto Insurance in Munger, Michigan

Compare the cheapest auto insurance companies in Munger, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Munger, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Munger, Michigan Auto Insurance Companies

What auto insurance companies in Munger, Michigan are the cheapest? Compare the top Munger, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Munger, Michigan

Insurance Company Average Annual Rates
Allstate $22,712
Farmers $5,096
GEICO $4,967
Liberty Mutual $16,750
Nationwide $6,860
Progressive $5,113
State Farm $10,321
Travelers $7,739
USAA $3,605

Compare Munger, Michigan Auto Insurance Quotes

Before you buy Munger, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Munger, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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