Best Cheap Auto Insurance in Muleshoe, TX (2021)

The average Muleshoe, TX auto insurance rates are $318 per month. The minimum auto insurance in Muleshoe is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Muleshoe, Texas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Muleshoe is USAA
  • Average auto insurance rates in Muleshoe, TX for senior drivers are $2,340 per year
  • The average commute length in Muleshoe is 17.1 minutes

Muleshoe, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Muleshoe can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Muleshoe, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Muleshoe to other Texas cities, including Corpus Christi auto insurance rates, Houston auto insurance rates, and Dallas auto insurance rates to see how Muleshoe, Texas auto insurance rates stack up.

Before you buy Muleshoe, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Muleshoe, Texas auto insurance quotes.

Minimum Auto Insurance in Muleshoe, Texas

Muleshoe, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Muleshoe, Texas.

Minimum Required Auto Insurance Coverage in Muleshoe, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Muleshoe, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Muleshoe, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Muleshoe, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,900 $3,964 $3,860 $3,860 $9,744 $11,857 $4,834 $5,079
American Family $2,514 $2,774 $2,283 $2,594 $6,140 $8,061 $3,508 $3,987
GEICO $2,428 $2,571 $2,248 $2,470 $5,060 $5,316 $2,628 $2,673
Nationwide $2,652 $2,712 $2,331 $2,486 $7,378 $9,563 $3,099 $3,373
Progressive $2,490 $2,382 $2,204 $2,253 $10,069 $11,230 $2,954 $3,001
State Farm $1,811 $1,811 $1,602 $1,602 $4,180 $5,303 $1,958 $2,025
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Muleshoe, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Muleshoe, Texas is a challenge. Take a look at the annual teen auto insurance rates in Muleshoe, Texas.

Annual Auto Insurance Rates for Teen Drivers in Muleshoe, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,744 $11,857
American Family $6,140 $8,061
GEICO $5,060 $5,316
Nationwide $7,378 $9,563
Progressive $10,069 $11,230
State Farm $4,180 $5,303
USAA $3,909 $4,372

Cheap Muleshoe, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Muleshoe, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Muleshoe, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,860 $3,860
American Family $2,283 $2,594
GEICO $2,248 $2,470
Nationwide $2,331 $2,486
Progressive $2,204 $2,253
State Farm $1,602 $1,602
USAA $1,464 $1,501

Cheap Muleshoe, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Muleshoe, Texas compared to the annual auto insurance rates with a clean record in Muleshoe, Texas.

Annual Muleshoe, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,686 $6,978 $7,200 $4,686
American Family $3,647 $4,594 $4,041 $3,647
GEICO $2,695 $3,483 $3,025 $3,493
Nationwide $3,623 $3,623 $5,439 $4,112
Progressive $3,990 $5,132 $4,668 $4,502
State Farm $2,271 $2,582 $3,021 $2,271
USAA $1,787 $2,568 $3,006 $2,051

Cheap Muleshoe, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Muleshoe, Texas is not easy. Compare the annual rates for DUI auto insurance in Muleshoe, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Muleshoe, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,200
American Family $4,041
GEICO $3,025
Nationwide $5,439
Progressive $4,668
State Farm $3,021
USAA $3,006

Cheap Muleshoe, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Muleshoe, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Muleshoe, Texas

Insurance Company Poor Fair Good
Allstate $7,536 $5,467 $4,659
American Family $5,539 $3,422 $2,987
GEICO $4,896 $2,774 $1,853
Nationwide $5,059 $4,032 $3,507
Progressive $5,173 $4,441 $4,104
State Farm $3,595 $2,235 $1,780
USAA $3,528 $1,968 $1,564

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Muleshoe, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Muleshoe, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Muleshoe, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Muleshoe, Texas

ZIP Code Average Annual Rates
79347 $5,556

Cheap Muleshoe, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Muleshoe, Texas auto insurance. Find the cheapest annual Muleshoe, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Muleshoe, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,753 $6,021
American Family $3,983 $3,983
GEICO $3,106 $3,242
Nationwide $4,199 $4,199
Progressive $4,573 $4,573
State Farm $2,537 $2,537
USAA $2,322 $2,384

Cheap Muleshoe, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Muleshoe, Texas? Check out the comparison of annual Muleshoe, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Muleshoe, Texas

Insurance Company Low Medium High
Allstate $5,752 $5,837 $6,073
American Family $3,739 $3,856 $4,352
GEICO $3,055 $3,146 $3,321
Nationwide $4,557 $4,013 $4,028
Progressive $4,340 $4,552 $4,827
State Farm $2,423 $2,530 $2,657
USAA $2,300 $2,347 $2,412

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Muleshoe, Texas

Compare the cheapest auto insurance companies in Muleshoe, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Muleshoe, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Muleshoe, Texas Auto Insurance Companies

What auto insurance companies in Muleshoe, Texas are the cheapest? Compare the top Muleshoe, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Muleshoe, Texas

Insurance Company Average Annual Rates
Allstate $5,887
American Family $3,983
GEICO $3,174
Nationwide $4,199
Progressive $4,573
State Farm $2,537
USAA $2,353

What affects auto insurance rates in Muleshoe, Texas?

There are a lot of reasons why auto insurance rates in Muleshoe, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Muleshoe, Texas. Many local factors may affect your Muleshoe auto insurance rates.

Muleshoe Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Muleshoe, Texas auto theft statistics, there have been 4 auto thefts in the city.

Muleshoe Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Muleshoe, Texas commute length is 17.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Muleshoe, Texas Auto Insurance Quotes

Before you buy Muleshoe, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Muleshoe, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption