Best Cheap Auto Insurance in Muldraugh, KY (2021)

The average Muldraugh, KY auto insurance rates are $371 per month. The minimum auto insurance in Muldraugh is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Muldraugh, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The cheapest auto insurance company in Muldraugh is USAA
  • Average auto insurance rates in Muldraugh, KY for senior drivers are $2,462 per year
  • The average commute length in Muldraugh is 32.4 minutes

Muldraugh, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Muldraugh can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Muldraugh, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Muldraugh to other Kentucky cities, including Owensboro auto insurance rates, George auto insurance rates, and Independence auto insurance rates to see how Muldraugh, Kentucky auto insurance rates stack up.

Before you buy Muldraugh, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Muldraugh, Kentucky auto insurance quotes.

Minimum Auto Insurance in Muldraugh, Kentucky

Muldraugh, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Muldraugh, Kentucky.

Minimum Required Auto Insurance Coverage in Muldraugh, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Muldraugh, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Muldraugh, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Muldraugh, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,325 $3,279 $3,019 $3,221 $12,749 $14,283 $3,652 $3,841
GEICO $3,878 $3,592 $4,057 $3,675 $8,026 $9,518 $3,172 $2,736
Liberty Mutual $2,872 $3,114 $2,472 $2,759 $11,355 $12,520 $2,985 $3,075
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,390 $2,276 $2,155 $2,160 $11,819 $13,391 $2,968 $3,022
State Farm $1,571 $1,571 $1,401 $1,401 $4,573 $5,824 $1,754 $1,940
Travelers $2,513 $2,560 $2,458 $2,465 $12,017 $19,260 $2,624 $3,056
USAA $1,637 $1,633 $1,487 $1,503 $4,417 $4,639 $2,056 $2,242

Cheap Muldraugh, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Muldraugh, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Muldraugh, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Muldraugh, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,749 $14,283
GEICO $8,026 $9,518
Liberty Mutual $11,355 $12,520
Nationwide $6,037 $7,550
Progressive $11,819 $13,391
State Farm $4,573 $5,824
Travelers $12,017 $19,260
USAA $4,417 $4,639

Cheap Muldraugh, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Muldraugh, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Muldraugh, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,019 $3,221
GEICO $4,057 $3,675
Liberty Mutual $2,472 $2,759
Nationwide $2,519 $2,640
Progressive $2,155 $2,160
State Farm $1,401 $1,401
Travelers $2,458 $2,465
USAA $1,487 $1,503

Cheap Muldraugh, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Muldraugh, Kentucky compared to the annual auto insurance rates with a clean record in Muldraugh, Kentucky.

Annual Muldraugh, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,882 $6,410 $6,862 $5,530
GEICO $2,856 $5,118 $7,854 $3,499
Liberty Mutual $4,293 $6,593 $5,127 $4,562
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $4,151 $6,169 $4,727 $5,043
State Farm $2,296 $2,713 $2,504 $2,504
Travelers $5,115 $5,264 $7,609 $5,488
USAA $1,849 $2,609 $3,121 $2,228

Cheap Muldraugh, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Muldraugh, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Muldraugh, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Muldraugh, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,862
GEICO $7,854
Liberty Mutual $5,127
Nationwide $4,997
Progressive $4,727
State Farm $2,504
Travelers $7,609
USAA $3,121

Cheap Muldraugh, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Muldraugh, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Muldraugh, Kentucky

Insurance Company Poor Fair Good
Allstate $7,844 $5,417 $4,502
GEICO $7,945 $3,967 $2,584
Liberty Mutual $7,354 $4,513 $3,564
Nationwide $4,672 $3,666 $3,197
Progressive $5,600 $4,896 $4,571
State Farm $3,622 $2,186 $1,705
Travelers $6,554 $5,538 $5,515
USAA $3,626 $2,051 $1,678

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Cheap Muldraugh, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Muldraugh, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Muldraugh, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Muldraugh, Kentucky

ZIP Code Average Annual Rates
40155 $4,018

Cheap Muldraugh, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Muldraugh, Kentucky auto insurance. Find the cheapest annual Muldraugh, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Muldraugh, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,921 $5,921
GEICO $4,786 $4,878
Liberty Mutual $5,144 $5,144
Nationwide $3,845 $3,845
Progressive $5,023 $5,023
State Farm $2,440 $2,569
Travelers $5,869 $5,869
USAA $2,361 $2,542

Cheap Muldraugh, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Muldraugh, Kentucky? Check out the comparison of annual Muldraugh, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Muldraugh, Kentucky

Insurance Company Low Medium High
Allstate $5,413 $5,893 $6,456
GEICO $4,540 $4,829 $5,126
Liberty Mutual $4,883 $5,108 $5,441
Nationwide $3,908 $3,801 $3,826
Progressive $4,542 $4,936 $5,590
State Farm $2,338 $2,504 $2,671
Travelers $5,596 $5,899 $6,113
USAA $2,328 $2,446 $2,582

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Best By Category: Cheapest Auto Insurance in Muldraugh, Kentucky

Compare the cheapest auto insurance companies in Muldraugh, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Muldraugh, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Muldraugh, Kentucky Auto Insurance Companies

What auto insurance companies in Muldraugh, Kentucky are the cheapest? Compare the top Muldraugh, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Muldraugh, Kentucky

Insurance Company Average Annual Rates
Allstate $5,921
GEICO $4,832
Liberty Mutual $5,144
Nationwide $3,845
Progressive $5,023
State Farm $2,504
Travelers $5,869
USAA $2,452

What affects auto insurance rates in Muldraugh, Kentucky?

There are a lot of reasons why auto insurance rates in Muldraugh, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Muldraugh, Kentucky. Many local factors may affect your Muldraugh auto insurance rates.

Muldraugh Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Muldraugh, Kentucky commute length is 32.4 minutes according to City-Data.

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Compare Muldraugh, Kentucky Auto Insurance Quotes

Before you buy Muldraugh, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Muldraugh, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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